TopsUp Consulting

Active

Private limited companyfounded 2023active for 3 yearsAvenue d'Ecolys(RH) 2, 5020 Namur, Belgium93 active companies are registered at this addressKBO/BCE: BE 1000.081.480

Summary

TopsUp Consulting has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €18,143. Its solvency ranks better than 95% of 3,343 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

TopsUp ConsultingActiveChecked score 95/100

Risk analysis Report Compare

Activity

Computer consultancy and computer facilities management

NACE 62200

1 site

Size

€1.1mtotal assets 2025

Equity: €1.0m
Profit: €18,143

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Holdings: 1

EKKOFINDirector · permanent representative Joffroy Moreau
GoblynDirector · permanent representative Ricevuto Christophe

Accounts 31 days early3 of 4 deeds read

Why 95raises risk1 change of registered office in 24 monthslowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 50.88, cash €341,924Size: total assets €1.1mShow the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 57% of its sector peers (NACE 62, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 98.7% of total assets

Liquidity 91+24

short-term debt 1.3% · cash 32.6%

Profitability 42-12

return on assets 1.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,875 companies, NACE 62, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025highest value 07-2025: 0.5%● unchanged vs 06-2025 07-2026: < 0.1%lowest value 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €95,000 on 30-day terms is acceptable

Liquidity ample (current ratio 50.88, compared with 2.92 in 2024, above the usual 1.5; short-term debt: 1.3% and cash: 32.6% of total assets), and 1.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 78% on liquidity, 19% on profitability and 46% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Liquidity: current ratio 50.88, cash €341,924

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €1.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

31 days early

2024

31 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

18-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

03-07-2026 Registered office · Resignations & appointmentsRegistered-office move
03-07-2026 Appointments: Ekkofin S.A. (director) and Goblyn…Permanent representatives: Joffroy Moreau and…
30-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…

Key points

Caution: Result fell in 2025from €72,830 to €18,143 ▼ 75.1% View
Positive: Among the best 5% on solvencysector median 46.7% · 3,343 companies 98.7% View
Board changedlatest change 03-07-2026 · 2 in office 2 joined · 1 left View