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Complete company report
Generated 25-07-2026
Active BE 0803.443.773Private limited company

SMILEY PARTNERS

Grote Baan 533 ·3530 Houthalen-Helchteren, Belgium· 3 yrs active
Sector: Cafés (56301)
Conclusion Checked

The computed 12-month bankruptcy probability of SMILEY PARTNERS is 11.8% (high). The 2024 annual accounts show negative equity (€-5k) and a net result of €-6k. Its solvency ranks better than 5% of 5594 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-5k
Net result €-6k
Better than sector 5%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health45Profitability100Solvency46Growth50Stability79
64 / 100

Strong profile, led by profitability.

Health 45
Profitability 100
Solvency 46
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
11.8% High
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: weaker financial profile +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
45 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 15-05-2026 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -568.5% 19.3%
better than 5% of 5594 sector peers
Net result €-6k €4k
better than 27% of 5584 sector peers
Equity €-5k €14k
better than 26% of 5605 sector peers
Gross operating margin €-4k €52k
better than 9% of 5570 sector peers
Staff costs €751 €49k
higher than 6% of 4050 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA-
Net profit€-6k
Cash flow-
Staff costs€751
Income taxes-
Dividends-
Total assets€795
Equity€-5k
Debt€5k
of which ≤ 1y€751
of which > 1y€5k
Working capital€43
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.06
Quick ratio1.06
Working capital ratio5.5%
Solvency-568.5%
Debt / equity-1.18
Long-term debt ratio-1.01
Interest coverage-
Gross margin-
Net margin-
ROA-694.4%
ROE122.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€795
Current assets 29/58€795
Amounts receivable within one year 40/41€411
Cash & bank 54/58€383
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€795
Equity 10/15€-5k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€-6k
Amounts payable 17/49€5k
Amounts payable after one year 17€5k
Amounts payable within one year 42/48€751
Income statement
Gross operating margin 9900€-4k
Operating result 9901€-5k
Financial income 75€2
Financial charges 65€206
Result before taxes 9903€-6k
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
Ratios computed by Checked.
Legal Structure
NACE primary Cafés(56301)
Legal form Private limited company(610)
Incorporation30-06-2023
StatusActive
Postal code3530
Establishment units 1 location
SMILEY PARTNERS
Luikersteenweg 275, 3920 LommelEetgelegenheden met beperkte bediening
since 20232.347.091.776
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72014D0001/00Z003 Flanders 927 m² 1 · 185 m² 8.5 m · 2 fl.
72345B0958/00G000 Flanders 736 m² 1 · 191 m² 7.7 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-05-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige technische testen en toetsen71209Overige technische testen en toetsen71209Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameNL SMILEY PARTNERS
Registered office
Grote Baan 533
3530 Houthalen-Helchteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative