SMILETECH
ActiveSMILETECH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14k and a net result of €-8k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 28% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-77
Solvency66▼-34
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.36 against 2.71 in 2023), and 63.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.8%
Return on assets
-20.7%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-05-2025, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
72 d early
2023
65 d early
2022
60 d early
2021
67 d early
2020
59 d late
2019
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-8k
2023 · €3k
2018: €-3k
2019: €-3k
2020: €3k
2021: €1k
2022: €-2k
2023: €3k
2018 → 2024
Working capital
€9k▼ 53.2%
2023 · €19k
2018: €9k
2019: €6k
2020: €9k
2021: €11k
2022: €9k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€20k-€21k▲ 6.4%€19k▼ 11.3%€22k▲ 18.3%€14k▼ 35.9%
Operating result€3k-€1k▼ 52.9%€-2k€4k€-8k
Net result€3k-€1k▼ 54.0%€-2k€3k€-8k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €8k after €4k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €39k
Fixed assets
€5k▲ 66.0%
Current assets
€33k▲ 10.6%
Equity and liabilities €39k
Equity
€14k▼ 35.9%
Debt
€24k▲ 120%
The debt ratio rises from 33.3% to 63.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-6k▼
2023 · €4k
Cash flow
€-6k▼
2023 · €4k
Solvency
36.8%▼
2023 · 66.7%
Current ratio
1.36▼
2023 · 2.71
Quick ratio
1.20▼
2023 · 2.41
Debt / equity
1.71▲
2023 · 0.50
ROE
-56.1%▼
2023 · 15.5%
ROA
-20.7%▼
2023 · 10.3%
Interest coverage
-85.63▼
2023 · 27.55
Debt
€24k▲
2023 · €11k
Debt ≤ 1 year
€24k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€33k€39k▲
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€129€3k▲
Financial fixed assets28€30€30=
Current assets29/58€30k€33k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€1k€290▼
Trade receivables40€1k€290▼
Other amounts receivable41€32€0▼
Cash at bank and in hand54/58€25k€29k▲
Equity and liabilities
Total equity and liabilities10/49€33k€39k▲
Equity10/15€22k€14k▼
Contributions10/11€6k€6k=
Reserves13€19k€19k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€-3k€-11k▼
Amounts payable17/49€11k€24k▲
Amounts payable within one year42/48€11k€24k▲
Trade debts44€895€14k▲
Suppliers440/4€895€14k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€9k€8k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€551€2k▲
Other operating charges640/8€826€844▲
Gross operating margin9900€5k€-5k▼
Operating profit (loss)9901€4k€-8k▼
Financial charges65/66B€151€72▼
Recurring financial charges65€151€72▼
Profit (loss) for the period before taxes9903€3k€-8k▼
Profit (loss) for the period9904€3k€-8k▼
Profit (loss) for the period to be appropriated9905€3k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-11k▼
Profit (loss) brought forward from the previous period14P€-6k€-3k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼332%
Net result drops to €-8k, the lowest in the series.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roger Salengrostraat 497700 MouscronGround area
460 m²
Building footprint
120 m²
Volume, LiDAR
1,279 m³
Parcel 54433E0552/00P005, Wallonia · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SMILETECH
since 20072.159.555.342
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54433E0552/00P005 | Wallonia | 460 m² | 1 · 120 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GMT CONSULTING
BE 0864.496.761
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BE 0505.644.172
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Vikos Consult
BE 1006.037.577
Schoten · Eq €14k
HEXAFORGE
BE 1015.711.942
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Hypernova
BE 0667.721.769
Leuven · Eq €14k
Of 29,880 companies in sector 62200 we hold annual accounts for 18,324. 11,416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-2007
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
47400Retail sale of information and communication equipment
47410Retail trade
52487
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.