SMEXA
ActiveSummary
SMEXA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €10k. Its solvency ranks better than 56% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-8
Solvency85▲+6
Growth52
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 2.2 in 2024; short-term debt: 39.7% and cash: 19.7% of total assets), and 39.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.3%
Return on assets
18.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 44.4%
2024 · €22k
2024: €22k
2025: €31k▲ +44.4% vs 2024
2024 → 2025
Total assets
€52k▲ 29.7%
2024 · €40k
2024: €40k
2025: €52k▲ +29.7% vs 2024
2024 → 2025
Net result
€10k▼ 48.4%
2024 · €19k
2024: €19k
2025: €10k▼ -48.4% vs 2024
2024 → 2025
Working capital
€30k▲ 38.1%
2024 · €21k
2024: €21k
2025: €30k▲ +38.1% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€22k-€31k▲ 44.4%
2024: €22k
2025: €31k▲ +44.4% vs 2024
Operating result€26k-€16k▼ 39.7%
2024: €26k
2025: €16k▼ -39.7% vs 2024
Net result€19k-€10k▼ 48.4%
2024: €19k
2025: €10k▼ -48.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€2k ▲ 181%
Current assets
€50k ▲ 27.5%
Equity and liabilities €52k
Equity
€31k ▲ 44.4%
Debt
€21k ▲ 12.2%
Debt's share of the balance-sheet total falls from 45.8% to 39.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▼
2024 · €28k
Cash flow
€10k▼
2024 · €21k
Current ratio
2.44▲
2024 · 2.20
Debt to equity
0.66▼
2024 · 0.85
ROE
30.8%▼
2024 · 86.1%
ROA
18.6%▼
2024 · 46.7%
Interest coverage
9.44▼
2024 · 14.60
Debt ≤ 1 year
€21k▲
2024 · €18k
Income taxes
€4k▼
2024 · €6k
Staff costs
€10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€40k€52k▲
Fixed assets21/28€573€2k▲
Tangible fixed assets22/27€573€2k▲
Furniture and vehicles24€573€2k▲
Current assets29/58€39k€50k▲
Amounts receivable within one year40/41€30k€40k▲
Trade receivables40€30k€25k▼
Other amounts receivable41-€14k
Cash at bank and in hand54/58€8k€10k▲
Deferred charges and accrued income490/1€1k€340▼
Equity and liabilities
Total equity and liabilities10/49€40k€52k▲
Equity10/15€22k€31k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€19k€28k▲
Amounts payable17/49€18k€21k▲
Amounts payable within one year42/48€18k€21k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€15k€16k▲
Taxes450/3€15k€16k▲
Remuneration and social security454/9-€75
Other amounts payable47/48€1k€0▼
Accrued charges and deferred income492/3€397€0▼
Income statement
Code20242025
Remuneration, social security and pensions62-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€385▼
Other operating charges640/8€3k€890▼
Gross operating margin9900€32k€27k▼
Operating profit (loss)9901€26k€16k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€24k€14k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€19k€10k▼
Profit (loss) for the period to be appropriated9905€19k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€28k▲
Profit (loss) brought forward from the previous period14P-€19k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €10k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €385 | ▼ 82.8% |
| Other operating charges640/8 | €3k | €890 | ▼ 71.7% |
| Gross operating margin9900 | €32k | €27k | ▼ 15.0% |
| Operating profit (loss)9901 | €26k | €16k | ▼ 39.7% |
| Financial income75/76B | €1 | €0 | ▼ 79.2% |
| Recurring financial income75 | €1 | €0 | ▼ 79.2% |
| Financial charges65/66B | €2k | €2k | ▼ 11.9% |
| Recurring financial charges65 | €2k | €2k | ▼ 11.9% |
| Profit (loss) for the period before taxes9903 | €24k | €14k | ▼ 41.9% |
| Income taxes67/77 | €6k | €4k | ▼ 20.3% |
| Profit (loss) for the period9904 | €19k | €10k | ▼ 48.4% |
| Profit (loss) for the period to be appropriated9905 | €19k | €10k | ▼ 48.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €40k | €52k | ▲ 29.7% |
| Fixed assets21/28 | €573 | €2k | ▲ 181% |
| Tangible fixed assets22/27 | €573 | €2k | ▲ 181% |
| Furniture and vehicles24 | €573 | €2k | ▲ 181% |
| Current assets29/58 | €39k | €50k | ▲ 27.5% |
| Amounts receivable within one year40/41 | €30k | €40k | ▲ 30.2% |
| Trade receivables40 | €30k | €25k | ▼ 16.3% |
| Other amounts receivable41 | - | €14k | - |
| Cash at bank and in hand54/58 | €8k | €10k | ▲ 34.7% |
| Deferred charges and accrued income490/1 | €1k | €340 | ▼ 74.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €40k | €52k | ▲ 29.7% |
| Equity10/15 | €22k | €31k | ▲ 44.4% |
| Contributions10/11 | €3k | €3k | = |
| Profit (loss) carried forward14 | €19k | €28k | ▲ 51.6% |
| Amounts payable17/49 | €18k | €21k | ▲ 12.2% |
| Amounts payable within one year42/48 | €18k | €21k | ▲ 14.7% |
| Trade debts44 | €2k | €5k | ▲ 211% |
| Suppliers440/4 | €2k | €5k | ▲ 211% |
| Taxes, remuneration and social security45 | €15k | €16k | ▲ 3.4% |
| Taxes450/3 | €15k | €16k | ▲ 2.9% |
| Remuneration and social security454/9 | - | €75 | - |
| Other amounts payable47/48 | €1k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €397 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €10k | ▼ 48.4% |
| + Depreciation and write-downs630 | €2k | €385 | ▼ 82.8% |
| Operating cash flow (approximation) | €21k | €10k | ▼ 52.1% |
| Investment in fixed assets (approximation) | - | €-1k | - |
| Change in cash | - | €3k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2023
Ground area
466 m²
Building footprint
177 m²
Volume, LiDAR
4,259 m³
Parcel 21905C0089/00T017, Brussels · tallest building 27.3 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
SMEXA
since 20232.352.312.158
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0089/00T017 | Brussels | 466 m² | 1 · 177 m² | 27.3 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,143 companies in sector 71209 we hold annual accounts for 1,085. 722 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71209Other technical testing and analysis
Contact
E-mail
info@smexa.beSchaarbeek
Phone
0484/29.49.90Schaarbeek
Scores and ratios are computed by Checked and are not a credit decision.