ANZ
ActiveANZ has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €17k and a net result of €2k. Its solvency ranks better than 38% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-23
Solvency75▼-6
Growth52
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.28 in 2023; short-term debt: 49.9% and cash: 30.7% of total assets), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.1%
Return on assets
6.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
20 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€17k▲ 15.3%
2023 · €14k
2023: €14k
2023 → 2024
Total assets
€33k▲ 29.3%
2023 · €26k
2023: €26k
2023 → 2024
Net result
€2k▼ 82.2%
2023 · €12k
2023: €12k
2023 → 2024
Working capital
€16k▲ 10.2%
2023 · €14k
2023: €14k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€14k-€17k▲ 15.3%
Operating result€16k-€4k▼ 76.4%
Net result€12k-€2k▼ 82.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 76% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €33k
Fixed assets
€745
Current assets
€32k
Equity and liabilities €33k
Equity
€17k▲ 15.3%
Debt
€16k▲ 47.2%
The debt ratio rises from 43.8% to 49.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k
Cash flow
€3k
Solvency
50.1%▼
2023 · 56.2%
Current ratio
1.96▼
2023 · 2.28
Quick ratio
1.96▼
2023 · 2.28
Debt / equity
1.00▲
2023 · 0.78
ROE
13.3%▼
2023 · 86.1%
ROA
6.7%▼
2023 · 48.3%
Interest coverage
30.70
Debt
€16k▲
2023 · €11k
Debt ≤ 1 year
€16k▲
2023 · €11k
Income taxes
€1k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€26k€33k▲
Fixed assets21/28-€745
Tangible fixed assets22/27-€745
Furniture and vehicles24-€745
Current assets29/58€26k€32k▲
Amounts receivable within one year40/41€15k€22k▲
Trade receivables40€9k€21k▲
Other amounts receivable41€6k€1k▼
Cash at bank and in hand54/58€11k€10k▼
Deferred charges and accrued income490/1-€43
Equity and liabilities
Total equity and liabilities10/49€26k€33k▲
Equity10/15€14k€17k▲
Contributions10/11€2k€2k=
Reserves13-€15k
Distributable reserves133-€15k
Profit (loss) carried forward14€12k-
Amounts payable17/49€11k€16k▲
Amounts payable within one year42/48€11k€16k▲
Trade debts44€567€1k▲
Suppliers440/4€567€1k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€11k€15k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€366
Other operating charges640/8-€494
Gross operating margin9900€16k€5k▼
Operating profit (loss)9901€16k€4k▼
Financial income75/76B€1€44▲
Recurring financial income75€1€44▲
Financial charges65/66B€20€132▲
Recurring financial charges65€20€132▲
Profit (loss) for the period before taxes9903€16k€4k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€12k€2k▼
Profit (loss) for the period to be appropriated9905€12k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€15k▲
Profit (loss) brought forward from the previous period14P-€12k
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smedenpoort 49880 AalterGround area
7,569 m²
Building footprint
631 m²
Volume, LiDAR
2,030 m³
Parcel 44001B0844/00D000, Flanders · tallest building 12.9 m. Linked by address, not a title deed.
1 establishment unit
ANZ
since 20232.351.453.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44001B0844/00D000 | Flanders | 7,569 m² | 1 · 631 m² | 12.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 12,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
71209Other technical testing and analysis
47120Other non-specialised retail sale
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.