SMETS-ROMMES
ActiveSMETS-ROMMES has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €301k and a net result of €15k. Equity is shrinking by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 10250 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
64
/ 100
Healthy▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+19
Solvency67▼-3
Growth32=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.72 in 2024), and 28% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
17 d early
2023
26 d early
2022
25 d early
2021
34 d early
2020
32 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€301k▲ 5.2%
2024 · €286k
2018: €504k
2019: €509k
2020: €469k
2021: €383k
2022: €350k
2023: €283k
2024: €286k
2018 → 2025
Total assets
€418k▼ 16.0%
2024 · €498k
2018: €873k
2019: €826k
2020: €715k
2021: €661k
2022: €557k
2023: €539k
2024: €498k
2018 → 2025
Net result
€15k▲ 315%
2024 · €4k
2018: €68k
2019: €-1k
2020: €-2k
2021: €5k
2022: €5k
2023: €8k
2024: €4k
2018 → 2025
Working capital
€-32k▼ 3.2%
2024 · €-31k
2018: €158k
2019: €187k
2020: €152k
2021: €71k
2022: €37k
2023: €-43k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€383k-€350k▼ 8.5%€283k▼ 19.3%€286k▲ 1.3%€301k▲ 5.2%
Operating result€-5k-€7k€8k▲ 8.7%€10k▲ 32.9%€5k▼ 56.9%
Net result€5k-€5k▲ 12.2%€8k▲ 52.2%€4k▼ 56.6%€15k▲ 315%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €418k
Fixed assets
€397k▼ 5.1%
Current assets
€22k▼ 73.0%
Equity and liabilities €418k
Equity
€301k▲ 5.2%
Provisions
€16k▼ 14.3%
Debt
€101k▼ 47.5%
The debt ratio falls from 38.8% to 24.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€42k▼
2024 · €59k
Cash flow
€53k▲
2024 · €52k
Solvency
72.0%▲
2024 · 57.5%
Current ratio
0.40▼
2024 · 0.72
Quick ratio
0.40▼
2024 · 0.72
Debt / equity
0.34▼
2024 · 0.67
ROE
4.9%▲
2024 · 1.2%
ROA
3.6%▲
2024 · 0.7%
Interest coverage
9.63▼
2024 · 12.79
Debt
€101k▼
2024 · €193k
Debt ≤ 1 year
€54k▼
2024 · €111k
Debt > 1 year
€38k▼
2024 · €75k
Income taxes
€12k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€498k€418k▼
Fixed assets21/28€418k€397k▼
Tangible fixed assets22/27€418k€397k▼
Land and buildings22€369k€362k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€45k€32k▼
Other tangible fixed assets26€337€273▼
Current assets29/58€80k€22k▼
Amounts receivable within one year40/41€7k€16k▲
Trade receivables40€3k€12k▲
Other amounts receivable41€5k€4k▼
Current investments50/53€58k-
Cash at bank and in hand54/58€12k€3k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€498k€418k▼
Equity10/15€286k€301k▲
Contributions10/11€20k€20k=
Reserves13€266k€281k▲
Tax-exempt reserves132€56k€48k▼
Distributable reserves133€210k€233k▲
Provisions and deferred taxes16€19k€16k▼
Deferred taxes168€19k€16k▼
Amounts payable17/49€193k€101k▼
Amounts payable after more than one year17€75k€38k▼
Financial debts170/4€73k€36k▼
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€111k€54k▼
Current portion of amounts payable after more than one year42€37k€37k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Other amounts payable47/48€68k€7k▼
Accrued charges and deferred income492/3€6k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€38k▼
Other operating charges640/8€8k€14k▲
Gross operating margin9900€67k€56k▼
Operating profit (loss)9901€10k€5k▼
Financial income75/76B€2k€24k▲
Recurring financial income75€2k€24k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€8k€25k▲
Transfer from deferred taxes780€3k€3k▼
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€4k€15k▲
Transfer from tax-exempt reserves789€8k€8k▼
Profit (loss) for the period to be appropriated9905€12k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€23k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€12k€23k▲
To other reserves6921€12k€23k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 1352480 DesselGround area
955 m²
Building footprint
408 m²
Volume, LiDAR
3,375 m³
Parcel 13006B1093/00S000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SMETS-ROMMES
since 20012.084.545.341
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006B1093/00S000 | Flanders | 955 m² | 1 · 408 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Legal Entity Identifier
967600QCUMVAZFM84Z06
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Of 73 companies in sector 47524 we hold annual accounts for 46. 32 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-1997
Fiscal year end31-12
Activities, NACEBEL
47524Retail trade
43341Painting of buildings
45441
46180Agents specialised in the wholesale of other particular products
51180
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.