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SMETS MOTOREN

Active
Private limited companyfounded 1987active for 39 yearsBedrijvenstraat 5835, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0430.566.271
Summary

SMETS MOTOREN has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230,365 and a net result of €11,653. Equity has been shrinking by about 6% per year since 2019. Its solvency ranks better than 75% of 3,304 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-03-1987 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 4 others
Joint committee
111 Paritair Comité voor de metaal-, machine- en elektrische bouw · annual accounts 30-06-2024
Establishment unit
2.033.137.519 3800 Sint-Truiden, since 19-06-1996
Financial year end
30 June
Peppol
Reachable since 15-10-2025

Board and ownership

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€332,901
▲ 18.5%
Turnover
≈ €1.3m
estimated
Profit
€11,653
▲ 607%
Equity
€230,365
▲ 5.3%
Total assets
€362,458
▼ 6.1%
Employees on 30-06-2025
3
▼ 40.0%
Filed on 31-12-2025, 31 days before the deadline
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 2.20, cash €124,340Founded in 1987Equity €230,365 (63.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 89+7
equity 63.6% of total assets
Liquidity 76+22
short-term debt 36.4% · cash 34.3%
Profitability 73+4
return on assets 3.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.8%▲ +0.2 percentage points vs 12-2024highest value 02-2025: 0.1%▼ -0.7 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.2 (1.82 in 2024), above the usual 1.5. Short-term debt is 36.4% and cash 34.3% of total assets. 36.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 73% of them on solvency, 77% on liquidity, 48% on profitability and 45% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.20, cash €124,340
NBB · annual accounts
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Equity €230,365 (63.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
1 day early
2023
on the day
2022
on the day
2021
17 days early
2020
15 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 85% of companies in repair of computers and personal goodssector median €46,110 · 3,308 companies €230,365 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • A director leftlatest change 30-12-2025 · 2 in office 1 left View

Recent changes

  1. · Gazette deed Resignation: Bollingh Erna (director)
  2. · Gazette deed Changes of role: SMETS,Philip Gustaaf Marie Joseph (director) and BOLLINGH,Erna Nelly Monique Armande (director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as SMETS MOTOREN: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €321,000 and €385,000, founded between 1979 and 1990.

CompanyTotal assetsGross margin
SMETS MOTOREN Sint-Truiden€362,458€332,901
DC EXPRESS Sint-Gillis (bij-Brussel)€363,082€273,502
LMB CLASSIC AND VINTAGE CARS Wommelgem€361,607€408,570
MEC-AUTO Baelen€350,533€431,829
CARROSSERIE JANSSENS Braine-l'Alleud€321,220€430,053
GARAGE LEROUX Overijse€385,495€271,441
GARAGE - CARROSSERIE GILBERT Overijse€322,329€260,388
Full comparison

Key facts about SMETS MOTOREN

What is the company number of SMETS MOTOREN?
The company number of SMETS MOTOREN is 0430.566.271. The VAT number is the same number with BE in front: BE 0430.566.271.
Where is SMETS MOTOREN based?
The registered office is at Bedrijvenstraat 5835, 3800 Sint-Truiden.Company details
What does SMETS MOTOREN do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of SMETS MOTOREN?
The legal form of SMETS MOTOREN is Private limited company (BV).
When was SMETS MOTOREN founded?
SMETS MOTOREN was founded on 13-03-1987.
Is SMETS MOTOREN still active?
Yes, SMETS MOTOREN is an active enterprise in the KBO register.
How many employees does SMETS MOTOREN have?
SMETS MOTOREN had an average of 3.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SMETS MOTOREN fall under?
In its 30-06-2024 annual accounts, SMETS MOTOREN states joint committee 111 (Paritair Comité voor de metaal-, machine- en elektrische bouw).
What is the turnover of SMETS MOTOREN?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €332,901 and 35 comparable companies (NACE 953). It probably lies between €920,000 and €1.7m.
Is SMETS MOTOREN profitable?
In financial year 2025, SMETS MOTOREN made a profit of €11,653.
Where can I find the annual accounts of SMETS MOTOREN?
SMETS MOTOREN filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMETS MOTOREN due?
SMETS MOTOREN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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