MEC-AUTO
ActiveMEC-AUTO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €-30k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 30% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-41
Solvency43▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.04 against 1.13 in 2024; short-term debt: 80.4% and cash: 0.6% of total assets), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
-8.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
38 d early
2023
34 d early
2022
12 d early
2021
69 d early
2020
75 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 32.1%
2024 · €93k
2018: €4k
2019: €12k
2020: €21k
2021: €19k
2022: €88k
2023: €89k
2024: €93k
2018 → 2025
Total assets
€351k▲ 6.4%
2024 · €329k
2018: €186k
2019: €227k
2020: €228k
2021: €274k
2022: €471k
2023: €319k
2024: €329k
2018 → 2025
Net result
€-30k
2024 · €4k
2018: €18k
2019: €8k
2020: €9k
2021: €-2k
2022: €69k
2023: €1k
2024: €4k
2018 → 2025
Working capital
€11k▼ 62.8%
2024 · €30k
2018: €-5k
2019: €-10k
2020: €-3k
2021: €-25k
2022: €37k
2023: €33k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€88k▲ 367%€89k▲ 1.3%€93k▲ 4.5%€64k▼ 32.1%
Operating result€7k-€106k▲ 1,410%€14k▼ 86.8%€18k▲ 25.5%€-22k
Net result€-2k-€69k€1k▼ 98.4%€4k▲ 262%€-30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €18k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €351k
Fixed assets
€58k▼ 26.9%
Current assets
€293k▲ 16.9%
Equity and liabilities €351k
Equity
€64k▼ 32.1%
Provisions
€368▼ 25.0%
Debt
€287k▲ 21.7%
The debt ratio rises from 71.5% to 81.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €43k
Cash flow
€-4k▼
2024 · €29k
Solvency
18.1%▼
2024 · 28.4%
Current ratio
1.04▼
2024 · 1.13
Quick ratio
0.16▼
2024 · 0.25
Debt / equity
4.51▲
2024 · 2.52
ROE
-47.2%▼
2024 · 4.3%
ROA
-8.5%▼
2024 · 1.2%
Interest coverage
0.46▼
2024 · 3.98
Debt
€287k▲
2024 · €235k
Debt ≤ 1 year
€282k▲
2024 · €221k
Debt > 1 year
€5k▼
2024 · €14k
Income taxes
€324▼
2024 · €4k
Staff costs
€424k▼
2024 · €476k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€329k€351k▲
Fixed assets21/28€79k€58k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€79k€58k▼
Land and buildings22€20k€15k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€53k€38k▼
Current assets29/58€251k€293k▲
Amounts receivable after more than one year29€2k€2k=
Other amounts receivable291€2k€2k=
Stocks and contracts in progress3€196k€247k▲
Stocks30/36€100k€131k▲
Contracts in progress37€96k€117k▲
Amounts receivable within one year40/41€47k€37k▼
Trade receivables40€43k€31k▼
Other amounts receivable41€3k€6k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€329k€351k▲
Equity10/15€93k€64k▼
Contributions10/11€63k€63k=
Reserves13€24k€24k▼
Tax-exempt reserves132€2k€1k▼
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€6k€-23k▼
Provisions and deferred taxes16€490€368▼
Deferred taxes168€490€368▼
Amounts payable17/49€235k€287k▲
Amounts payable after more than one year17€14k€5k▼
Financial debts170/4€14k€5k▼
Amounts payable within one year42/48€221k€282k▲
Current portion of amounts payable after more than one year42€34k€34k▼
Financial debts43€31k€39k▲
Credit institutions430/8€31k€39k▲
Trade debts44€40k€85k▲
Suppliers440/4€40k€85k▲
Taxes, remuneration and social security45€97k€96k▼
Taxes450/3€24k€34k▲
Remuneration and social security454/9€73k€62k▼
Other amounts payable47/48€18k€29k▲
Accrued charges and deferred income492/3-€33
Income statement
Code20242025
Remuneration, social security and pensions62€476k€424k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€642€1k▲
Gross operating margin9900€523k€432k▼
Operating profit (loss)9901€18k€-22k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€11k€9k▼
Recurring financial charges65€11k€9k▼
Profit (loss) for the period before taxes9903€8k€-30k▼
Transfer from deferred taxes780€123€123=
Income taxes67/77€4k€324▼
Profit (loss) for the period9904€4k€-30k▼
Transfer from tax-exempt reserves789€490€490=
Profit (loss) for the period to be appropriated9905€5k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-23k▼
Profit (loss) brought forward from the previous period14P€2k€6k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-30k ▼844%
Net result drops to €-30k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Baelen · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Forges(BLN) 354837 BaelenGround area
1.4 ha
Parcel 63004C0466/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Forges(BLN) 35, 4837 Baelen
since 19832.040.037.682
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63004C0466/00_000 | Wallonia | 1.4 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OPEL RECUP CENTER
BE 1002.618.427
Brussel · Eq €64k
CARROSSERIE DAVID VANHEUKELOM
BE 0415.678.256
Liège · Eq €63k
ELOB VERVOER
BE 0679.824.203
Linkebeek · Eq €63k
TZ MOTORS
BE 0839.657.932
La Louvière · Eq €64k
AADMI AUTOMOTIVES
BE 0738.907.693
Hove · Eq €64k
Of 10,679 companies in sector 47811 we hold annual accounts for 5,225. 3,443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-1983
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
50103
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.