SMEBA FIRE
ActiveSummary
SMEBA FIRE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.26M and a net result of €327k. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 77% of 9624 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability90▲+26
Solvency89▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 6.46 against 4.24 in 2023; short-term debt: 14.1% and cash: 1.5% of total assets), and 35.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
64.2%
Return on assets
16.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
29 d early
2022
53 d early
2021
52 d early
2020
5 d late
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€1.26M▲ 35.1%
2023 · €932k
2018: €278klowest in 7 years
2019: €314k▲ +12.9% vs 2018
2020: €342k▲ +8.8% vs 2019
2021: €462k▲ +35.3% vs 2020
2022: €752k▲ +62.8% vs 2021
2023: €932k▲ +23.9% vs 2022
2024: €1.26M▲ +35.1% vs 2023highest in 7 years
2018 → 2024
Total assets
€1.96M▲ 15.1%
2023 · €1.70M
2018: €812klowest in 7 years
2019: €1.04M▲ +28.5% vs 2018
2020: €914k▼ -12.4% vs 2019
2021: €1.09M▲ +19.4% vs 2020
2022: €1.71M▲ +56.5% vs 2021
2023: €1.70M▼ -0.3% vs 2022
2024: €1.96M▲ +15.1% vs 2023highest in 7 years
2018 → 2024
Net result
€327k▲ 81.8%
2023 · €180k
2018: €37k
2019: €36k▼ -3.5% vs 2018
2020: €28k▼ -22.8% vs 2019lowest in 7 years
2021: €121k▲ +337% vs 2020
2022: €290k▲ +141% vs 2021
2023: €180k▼ -38.0% vs 2022
2024: €327k▲ +81.8% vs 2023highest in 7 years
2018 → 2024
Working capital
€1.51M▲ 31.7%
2023 · €1.15M
2018: €240k
2019: €185k▼ -22.9% vs 2018lowest in 7 years
2020: €359k▲ +94.0% vs 2019
2021: €592k▲ +64.6% vs 2020
2022: €903k▲ +52.6% vs 2021
2023: €1.15M▲ +27.1% vs 2022
2024: €1.51M▲ +31.7% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€342k-€462k▲ 35.3%€752k▲ 62.8%€932k▲ 23.9%€1.26M▲ 35.1%
2020: €342klowest in 5 years
2021: €462k▲ +35.3% vs 2020
2022: €752k▲ +62.8% vs 2021
2023: €932k▲ +23.9% vs 2022
2024: €1.26M▲ +35.1% vs 2023highest in 5 years
Operating result€57k-€175k▲ 206%€417k▲ 138%€241k▼ 42.3%€443k▲ 83.8%
2020: €57klowest in 5 years
2021: €175k▲ +206% vs 2020
2022: €417k▲ +138% vs 2021
2023: €241k▼ -42.3% vs 2022
2024: €443k▲ +83.8% vs 2023highest in 5 years
Net result€28k-€121k▲ 337%€290k▲ 141%€180k▼ 38.0%€327k▲ 81.8%
2020: €28klowest in 5 years
2021: €121k▲ +337% vs 2020
2022: €290k▲ +141% vs 2021
2023: €180k▼ -38.0% vs 2022
2024: €327k▲ +81.8% vs 2023highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 84% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.96M
Fixed assets
€174k ▼ 14.0%
Current assets
€1.79M ▲ 19.0%
Equity and liabilities €1.96M
Equity
€1.26M ▲ 35.1%
Debt
€701k ▼ 9.1%
Debt's share of the balance-sheet total falls from 45.3% to 35.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€471k▲
2023 · €296k
Cash flow
€355k▲
2023 · €236k
Current ratio
6.46▲
2023 · 4.24
Quick ratio
6.36▲
2023 · 4.24
Debt to equity
0.56▼
2023 · 0.83
ROE
26.0%▲
2023 · 19.3%
ROA
16.7%▲
2023 · 10.6%
Interest coverage
19.63▲
2023 · -35.76
Debt ≤ 1 year
€277k▼
2023 · €354k
Debt > 1 year
€425k▲
2023 · €417k
Income taxes
€117k▲
2023 · €69k
Staff costs
€565k▼
2023 · €603k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.70M€1.96M▲
Fixed assets21/28€202k€174k▼
Tangible fixed assets22/27€121k€92k▼
Land and buildings22€101k€92k▼
Plant, machinery and equipment23€20k€0▼
Financial fixed assets28€81k€81k=
Current assets29/58€1.50M€1.79M▲
Stocks and contracts in progress3€0€29k▲
Stocks30/36€0€29k▲
Amounts receivable within one year40/41€1.46M€1.72M▲
Trade receivables40€330k€398k▲
Other amounts receivable41€1.13M€1.32M▲
Cash at bank and in hand54/58€44k€29k▼
Deferred charges and accrued income490/1-€11k
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.96M▲
Equity10/15€932k€1.26M▲
Contributions10/11€313k€313k=
Profit (loss) carried forward14€620k€947k▲
Amounts payable17/49€771k€701k▼
Amounts payable after more than one year17€417k€425k▲
Financial debts170/4€417k€425k▲
Amounts payable within one year42/48€354k€277k▼
Trade debts44€75k€101k▲
Suppliers440/4€75k€101k▲
Taxes, remuneration and social security45€280k€175k▼
Taxes450/3€233k€123k▼
Remuneration and social security454/9€47k€52k▲
Income statement
Code20232024
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€603k€565k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€28k▼
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€635€5k▲
Gross operating margin9900€902k€1.04M▲
Operating profit (loss)9901€241k€443k▲
Financial income75/76B€221€25k▲
Recurring financial income75€221€25k▲
Financial charges65/66B€-8k€24k▲
Recurring financial charges65€-8k€24k▲
Profit (loss) for the period before taxes9903€249k€444k▲
Income taxes67/77€69k€117k▲
Profit (loss) for the period9904€180k€327k▲
Profit (loss) for the period to be appropriated9905€180k€327k▲
Appropriation of the result
Profit (loss) to be appropriated9906€620k€947k▲
Profit (loss) brought forward from the previous period14P€440k€620k▲
Social balance
Average headcount (FTE)90879.310.2▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €67k | €2k | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €470k | €478k | €603k | €565k | ▼ 6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €133k | €88k | €65k | €56k | €28k | ▼ 49.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €9k | €0 | - | - | - |
| Other operating charges640/8 | - | €3k | €3k | €3k | €4k | ▲ 27.9% |
| Non-recurring operating charges66A | - | - | €2k | €635 | €5k | ▲ 626% |
| Gross operating margin9900 | €679k | €745k | €965k | €902k | €1.04M | ▲ 15.7% |
| Operating profit (loss)9901 | €57k | €175k | €417k | €241k | €443k | ▲ 83.8% |
| Financial income75/76B | - | €2k | €403 | €221 | €25k | ▲ 11,269% |
| Recurring financial income75 | €152 | €2k | €403 | €221 | €25k | ▲ 11,269% |
| Financial charges65/66B | - | €11k | €19k | €-8k | €24k | ▲ 389% |
| Recurring financial charges65 | €17k | €11k | €19k | €-8k | €24k | ▲ 389% |
| Profit (loss) for the period before taxes9903 | €40k | €165k | €399k | €249k | €444k | ▲ 78.0% |
| Income taxes67/77 | €13k | €45k | €109k | €69k | €117k | ▲ 68.3% |
| Profit (loss) for the period9904 | €28k | €121k | €290k | €180k | €327k | ▲ 81.8% |
| Profit (loss) for the period to be appropriated9905 | €28k | €121k | €290k | €180k | €327k | ▲ 81.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €914k | €1.09M | €1.71M | €1.70M | €1.96M | ▲ 15.1% |
| Fixed assets21/28 | €375k | €288k | €259k | €202k | €174k | ▼ 14.0% |
| Tangible fixed assets22/27 | €326k | €239k | €174k | €121k | €92k | ▼ 23.5% |
| Land and buildings22 | - | €115k | €107k | €101k | €92k | ▼ 8.5% |
| Plant, machinery and equipment23 | - | €123k | €67k | €20k | €0 | ▼ 100% |
| Financial fixed assets28 | €49k | €49k | €85k | €81k | €81k | = |
| Current assets29/58 | €539k | €804k | €1.45M | €1.50M | €1.79M | ▲ 19.0% |
| Stocks and contracts in progress3 | €56k | €34k | €37k | €0 | €29k | - |
| Stocks30/36 | - | €34k | €37k | €0 | €29k | - |
| Amounts receivable within one year40/41 | €285k | €439k | €848k | €1.46M | €1.72M | ▲ 17.9% |
| Trade receivables40 | - | €159k | €218k | €330k | €398k | ▲ 20.6% |
| Other amounts receivable41 | - | €280k | €629k | €1.13M | €1.32M | ▲ 17.1% |
| Cash at bank and in hand54/58 | €197k | €331k | €564k | €44k | €29k | ▼ 34.0% |
| Deferred charges and accrued income490/1 | - | €0 | - | - | €11k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €914k | €1.09M | €1.71M | €1.70M | €1.96M | ▲ 15.1% |
| Equity10/15 | €342k | €462k | €752k | €932k | €1.26M | ▲ 35.1% |
| Contributions10/11 | - | €313k | €313k | €313k | €313k | = |
| Profit (loss) carried forward14 | €29k | €150k | €440k | €620k | €947k | ▲ 52.8% |
| Amounts payable17/49 | €573k | €629k | €956k | €771k | €701k | ▼ 9.1% |
| Amounts payable after more than one year17 | €393k | €401k | €409k | €417k | €425k | ▲ 1.9% |
| Financial debts170/4 | - | €401k | €409k | €417k | €425k | ▲ 1.9% |
| Amounts payable within one year42/48 | €179k | €212k | €547k | €354k | €277k | ▼ 21.9% |
| Trade debts44 | €52k | €36k | €337k | €75k | €101k | ▲ 35.9% |
| Suppliers440/4 | - | €36k | €337k | €75k | €101k | ▲ 35.9% |
| Taxes, remuneration and social security45 | - | €176k | €210k | €280k | €175k | ▼ 37.4% |
| Taxes450/3 | - | €113k | €170k | €233k | €123k | ▼ 47.1% |
| Remuneration and social security454/9 | - | €63k | €40k | €47k | €52k | ▲ 10.6% |
| Accrued charges and deferred income492/3 | - | €16k | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28k | €121k | €290k | €180k | €327k | ▲ 81.8% |
| + Depreciation and write-downs630 | €133k | €88k | €65k | €56k | €28k | ▼ 49.1% |
| Operating cash flow (approximation) | €161k | €208k | €355k | €236k | €355k | ▲ 50.8% |
| Investment in fixed assets (approximation) | - | €0 | €-36k | €979 | €0 | ▼ 100% |
| Change in cash | - | €134k | €233k | €-520k | €-15k | ▲ 97.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €327k ▲81.8%
Operating result €443k, net result €327k, both a record.
31-12
Financial
Equity above €1MEq €1.26M ▲35.1%
7 profitable years in a row build equity to €1.26M.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €752k ▲62.8%
5 profitable years in a row build equity to €752k.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 5 days late
2020
31-12
Financial
Weakest financial yearnet €28k ▼22.8%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
31-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2007
Ground area
3.2 ha
Building footprint
1.7 ha
Volume, LiDAR
148,209 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
smeba brandbeveiliging
since 20072.179.487.951
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014K0345/00E000 | Flanders | 1.8 ha | 1 · 4,463 m² | 8.0 m · 2 fl. |
| 12014K0411/00K000indicative | Flanders | 1.3 ha | 1 · 1.2 ha | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,241 companies in sector 47789 we hold annual accounts for 1,019. 457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
47789Other retail sale of new goods
Scores and ratios are computed by Checked and are not a credit decision.