Result
Back in profit in 2025, after a loss of €12,191 in 2024.
Back in profit in 2025, after a loss of €12,191 in 2024.
€53,250 of the debts are secured on the company's own assets. In 2021 that was €53,659.
In 2025, 2,579 people joined and 2,578 left.
JORIS IJS BE pays its suppliers 63 days earlier than in 2024. Customers pay 3 days earlier.
The last five annual accounts were filed 6 to 118 days before the end of the period.
New director. Latest change 01-06-2026 · 2 in office.
The dashed line is the sector median: 0.4% across 3,698 companies (NACE 47, small).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 30% of them on solvency, 19% on liquidity, 89% on profitability and 90% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,613 companies had the same profile as JORIS IJS BE has now. Each dot stands for 7 companies, two years later.
The bankruptcy probability of JORIS IJS BE itself is higher: 0.9% within 12 months. It rests on far more data about JORIS IJS BE than the profile alone.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for JORIS IJS BE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.2 (0.84 in 2024), below the usual 1.5. Short-term debt is 60.1% and cash 1.1% of total assets. 83.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 62 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| JORIS IJS BE Beerse | €2.1m | 8.2% | 16.2% | 15.3 |
| POPOV BELGIË Wijnegem | - | - | 13.9% | 19.5 |
| SMEBA FIRE Heist-op-den-Berg | - | - | 36.0% | 11.5 |
| Arlon Centre-Ville Arlon | €0.003m | - | 53.6% | 13.4 |
| MOBYP Uccle | - | - | 42.2% | 13.4 |
| eP Ixelles | - | - | 31.4% | 12.4 |
| SEBRU INVEST Brussels | €3.7m | 3.6% | 31.5% | 20 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as JORIS IJS BE: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €174,000 and €1.1m, founded between 1995 and 2011.
JORIS IJS BE files the abbreviated format. That format states no turnover. The gross margin rose from €223,924 in 2006 to €1.1m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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