CREALIZE
ActiveCREALIZE has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €15k. Its solvency ranks better than 54% of 9197 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency98
Growth-
Stability67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.31), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.6%
Return on assets
48.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€31k
Net result
€15k
Working capital
€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €31k
Fixed assets
€1k
Current assets
€30k
Equity and liabilities €31k
Equity
€18k
Debt
€13k
Debt finances 41.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€16k
Solvency
58.6%
Current ratio
2.31
Quick ratio
2.31
Debt / equity
0.71
ROE
83.5%
ROA
48.9%
Interest coverage
164.54
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€31k
Fixed assets
21/28€1k
Tangible fixed assets
22/27€1k
Current assets
29/58€30k
Amounts receivable within one year
40/41€27k
Cash & bank
54/58€2k
Total equity & liabilities
10/49€31k
Equity
10/15€18k
Contributions / capital
10/11€3k
Accumulated profits (losses)
14€15k
Amounts payable
17/49€13k
Amounts payable within one year
42/48€13k
Trade debts payable within one year
44€2k
Income statement
Code2025
Gross operating margin
9900€22k
Operating result
9901€22k
Financial charges
65€134
Result before taxes
9903€21k
Income taxes
67/77€6k
Net result for the period
9904€15k
Result to be appropriated
9905€15k
Timeline · acts, filings and financial milestones
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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J D HOUTCONSTRUCTIES
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LB AUTOM CONSULTING
BE 0719.501.458
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I-Kustik
BE 0633.969.630
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Of 11,492 companies in sector 71121 we hold annual accounts for 6,395. 3,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2025
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
71111Activities of building architects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Data from official sources, last processed on 21-08-2026. Scores and ratios are computed by Checked and are not a credit decision.