SMBC
The computed 12-month bankruptcy probability of SMBC is 1.3% (low). The 2024 annual accounts show negative equity (€-37k) and a net result of €-80k. Equity is shrinking by ~58.1% per year across the filed fiscal years. Its solvency ranks better than 9% of 3165 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-37k |
| Net result | €-80k |
| Better than sector | 9% |
| Active | 5 yrs |
Mixed profile: strong on profitability, weaker on health.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -14.3% | 53.7% | |
| Net result | €-80k | €18k | |
| Equity | €-37k | €40k | |
| Gross operating margin | €-75k | €36k | |
| Total assets | €255k | €93k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €-77k |
| Net profit | €-80k |
| Cash flow | €-78k |
| Staff costs | - |
| Income taxes | €61 |
| Dividends | - |
| Total assets | €255k |
| Equity | €-37k |
| Debt | €292k |
| of which ≤ 1y | €292k |
| of which > 1y | - |
| Working capital | €-58k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.80 |
| Quick ratio | 0.80 |
| Working capital ratio | -22.9% |
| Solvency | -14.3% |
| Debt / equity | -7.98 |
| Long-term debt ratio | - |
| Interest coverage | -98.48 |
| Gross margin | - |
| Net margin | - |
| ROA | -31.4% |
| ROE | 219.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €255k |
| Fixed assets | 21/28 | €22k |
| Tangible fixed assets | 22/27 | €4k |
| Financial fixed assets | 28 | €18k |
| Current assets | 29/58 | €233k |
| Amounts receivable within one year | 40/41 | €233k |
| Cash & bank | 54/58 | €9 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €255k |
| Equity | 10/15 | €-37k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €-40k |
| Amounts payable | 17/49 | €292k |
| Amounts payable within one year | 42/48 | €292k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €-75k |
| Operating result | 9901 | €-79k |
| Financial income | 75 | €3 |
| Financial charges | 65 | €779 |
| Result before taxes | 9903 | €-80k |
| Income taxes | 67/77 | €61 |
| Net result for the period | 9904 | €-80k |
| Result to be appropriated | 9905 | €-80k |
| NACE primary | 82990 |
| Legal form | Private limited company(610) |
| Incorporation | 03-08-2020 |
| Status | Active |
| Postal code | 2110 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0281/00S006 | Flanders | 262 m² | 1 · 86 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
17-06-2025 Registered office moved from Antwerpen to Wijnegem
- Vorstermanstraat 10 bus 101, 2000 Antwerpen (gerechtelijk arrondissement Antwerpen afdeling Antwerpen) → Hippolyte Meeusstraat 60, 2110 Wijnegem (gerechtelijk arrondissement Antwerpen afdeling Antwerpen)
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Hippolyte Meeusstraat 60, 2110 Wijnegem (gerechtelijk arrondissement Antwerpen afdeling Antwerpen)",
"city": "Wijnegem",
"region": "vlaams_gewest",
"street": "Hippolyte Meeusstraat",
"country": "BE",
"postcode": "2110",
"box_number": null,
"street_number": "60",
"locality_suffix": null
},
"old_address": {
"raw": "Vorstermanstraat 10 bus 101, 2000 Antwerpen (gerechtelijk arrondissement Antwerpen afdeling Antwerpen)",
"city": "Antwerpen",
"region": "vlaams_gewest",
"street": "Vorstermanstraat",
"country": "BE",
"postcode": "2000",
"box_number": "101",
"street_number": "10",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "Met eenparigheid van stemmen wordt beslist om de maatschappelijke zetel gelegen te Vorstermanstraat 10 bus 101, 2000 Antwerpen (gerechtelijk arrondissement Antwerpen afdeling Antwerpen) te verplaatsen naar Hippolyte Meeusstraat 60, 2110 Wijnegem (gerechtelijk arrondissement Antwerpen afdeling Antwer",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2025-06-17",
"filing_date": "2025-06-04",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2025-02-11",
"unanimous": true
},
"subject_company": {
"kbo": "0751.741.189",
"name_full": "SMBC",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "Advicegroup BV",
"person_name": null,
"org_rep_person_name": "Dielen Rita",
"person_role_at_subject": null
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad - 17/06/2025 - Annexes du Moniteur belge"
]
}29-05-2024 Registered office moved within Antwerpen
- Frankrijklei 57 te 2000 Antwerpen → 2000 Antwerpen, Vorstermanstraat 10 bus 101
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "2000 Antwerpen, Vorstermanstraat 10 bus 101",
"city": "Antwerpen",
"region": "vlaams_gewest",
"street": "Vorstermanstraat",
"country": "BE",
"postcode": "2000",
"box_number": "101",
"street_number": "10",
"locality_suffix": null
},
"old_address": {
"raw": "Frankrijklei 57 te 2000 Antwerpen",
"city": "Antwerpen",
"region": "vlaams_gewest",
"street": "Frankrijklei",
"country": "BE",
"postcode": "2000",
"box_number": null,
"street_number": "57",
"locality_suffix": null
},
"effective_date": "2024-03-04",
"evidence_quote": "De vergadering beslist unaniem om de zetel van de vennootschap te verplaatsen van 2000 Antwerpen, Frankrijklei 57 naar 2000 Antwerpen, Vorstermanstraat 10 bus 101 en dit met ingang vanaf 04-03-2024.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2024-05-29",
"filing_date": "2024-05-22",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2024-03-20",
"unanimous": true
},
"subject_company": {
"kbo": "0751.741.189",
"name_full": "SMBC",
"legal_form": "BV",
"_kbo_filled_from_list": true
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Cuypers Steff",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": []
}25-03-2022 Registered office moved from Lier to Antwerpen
- Cadettenlaan 3 bus B11, 2500 Lier → 2000 Antwerpen, Frankrijklei 57
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "combined",
"new_address": {
"raw": "2000 Antwerpen, Frankrijklei 57",
"city": "Antwerpen",
"region": "foreign",
"street": "Frankrijklei",
"country": "FR",
"postcode": "2000",
"box_number": null,
"street_number": "57",
"locality_suffix": null
},
"old_address": {
"raw": "Cadettenlaan 3 bus B11, 2500 Lier",
"city": "Lier",
"region": "vlaams_gewest",
"street": "Cadettenlaan",
"country": "BE",
"postcode": "2500",
"box_number": "B11",
"street_number": "3",
"locality_suffix": null
},
"effective_date": null,
"evidence_quote": "De vergadering beslist unaniem om de zetel van de vennootschap te verplaatsen van 2500 Lier, Cadettenlaan 3 bus B11 naar 2000 Antwerpen, Frankrijklei 57 en dit met ingang van heden.",
"region_changed": true,
"is_statute_change": true,
"nationality_change": true,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "immediate",
"statutaire_vs_werkelijke": "beide",
"linguistic_region_changed": false,
"court_jurisdiction_changed": true,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2022-03-25",
"filing_date": "2022-03-18",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2022-03-01",
"unanimous": true
},
"subject_company": {
"kbo": "0751.741.189",
"name_full": "SMBC",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Michelle Bogaerts",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [
"Uittreksel uit het verslag van de bestuurders"
]
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | SMBC |