SmartRunning

Active

Private limited companyfounded 2025active for 1 yearKardinaal Mercierplein 2, 2800 Mechelen, Belgium53 active companies are registered at this addressKBO/BCE: BE 1020.160.678

Summary

SmartRunning has been active since 2025 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags). The 2025 annual accounts show equity of €145,784 and a net result of -€17,219. Its solvency ranks better than 84% of 20,840 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

SmartRunningActiveChecked score 95/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100

1 site

Size

€167,365total assets 2025

Equity: €145,784
Loss: -€17,219

Turnover not published (micro format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Accounts filed 31 days late1 of 2 deeds read

Why 95raises riskLoss of €17,219 (financial year 2025)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 23.09, cash €97,100Size: total assets €167,365Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 65% of its sector peers (NACE 62, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 100

equity 87.1% of total assets

Liquidity 100

short-term debt 2.9% · cash 58.0%

Profitability 12

return on assets -10.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,850 companies, NACE 62, micro)

Last 24 months 03-2026: 0.8% 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026highest value 09-2026: 0.1%▼ -0.8 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €13,000 on 30-day terms, only on tighter conditions

Liquidity ample (current ratio 23.09; short-term debt: 2.9% and cash: 58% of total assets), and 12.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 96% on liquidity and 13% on profitability.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Liquidity: current ratio 23.09, cash €97,100

NBB · annual accounts

Loss of €17,219 (financial year 2025)

NBB · annual accounts

Size: total assets €167,365

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Young company

Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

31 days late

← before the deadline after the deadline →

Administrative warnings in the KBO publications

2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.

KBO publications

Publications

UBO non-compliance×2

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
24-12-2025 Capital & sharesShare issue · Power of…
17-10-2025 UBO non-complianceevent 06-10-2025

Key points

Caution: Among the weakest 8% on net resultsector median €28,842 · 20,848 companies -€17,219 View
Total assets 2025first financial year filed €167,365 View
Active since 2025founded 19-02-2025 1 years View