Equity
Equity rose in 2025 from €25,439 to €99,268.
Equity rose in 2025 from €25,439 to €99,268.
Short-term debts rose from €36,031 to €48,156.
Higher net result than 85% of companies in computer programming and consultancy. Sector median €28,031 · 22,044 companies.
In July 2024, 39,326 companies had the same profile as Smartlablink has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for Smartlablink. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Smartlablink Honnelles | €147,424 | €103,013 | 67.3% | - |
| MONADO CLD Châtelet | €150,400 | €98,080 | 78.9% | - |
| Elev8 Autom Charleroi | €159,749 | €99,065 | 84.1% | - |
| COMINEO Brugelette | €157,193 | €95,678 | 82.5% | - |
| VANRAV Celles (lez-Tournai) | €149,561 | €87,907 | 64.1% | - |
| MAXELI Consulting Grez-Doiceau | €147,832 | €99,049 | 70.2% | - |
| Isyt Heusden-Zolder | €150,270 | €99,860 | 85.4% | - |
These companies have the same main activity as Smartlablink: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €148,000 and €160,000, founded between 2023 and 2024.
Smartlablink has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,268 and a net result of €74,662.
Its solvency ranks better than 58% of 22,039 sector peers (NACE 62, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €140,000 and €200,000.
Higher than 58% of 22,039 companies in 2025.
Higher than 52% of 21,339 companies in 2025.
Higher than 86% of 21,530 companies in 2025.
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
147,424 | 61,471 | |
21/28 |
24,245 | 32,068 | |
22/27 |
24,245 | 32,068 | |
24 |
24,245 | 32,068 | |
29/58 |
123,179 | 29,403 | |
40/41 |
122,216 | 15,711 | |
40 |
16,093 | 15,711 | |
41 |
106,123 | - | |
54/58 |
844 | 13,494 | |
490/1 |
119 | 198 | |
| Balance sheet: equity and liabilities | |||
10/49 |
147,424 | 61,471 | |
10/15 |
99,268 | 25,439 | |
10/11 |
1,200 | 1,200 | |
13 |
59,000 | 24,000 | |
133 |
59,000 | 24,000 | |
14 |
39,068 | 239 | |
17/49 |
48,156 | 36,031 | |
42/48 |
48,156 | 36,031 | |
44 |
1,719 | 1,096 | |
440/4 |
1,719 | 1,096 | |
45 |
46,437 | 33,880 | |
450/3 |
46,437 | 33,880 | |
47/48 |
- | 1,055 | |
| Income statement | |||
9900 |
103,013 | 81,339 | |
630 |
7,823 | 6,648 | |
640/8 |
718 | 225 | |
9901 |
94,472 | 74,466 | |
75/76B |
5,668 | 27 | |
75 |
5,668 | 27 | |
65/66B |
86 | - | |
65 |
86 | - | |
9903 |
100,054 | 74,493 | |
67/77 |
25,391 | 18,754 | |
9904 |
74,662 | 55,739 | |
9905 |
74,662 | 55,739 | |
| Appropriation of the result | |||
9906 |
74,901 | 55,739 | |
14P |
239 | - | |
691/2 |
35,000 | 24,000 | |
6921 |
35,000 | 24,000 | |
694/7 |
833 | 31,500 | |
694 |
833 | 31,500 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 25-08-2026.
2025 annual accounts filed 25 days after the deadline. Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00422850.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 102,295 | 81,114 | ||
| 82,485 | 62,387 | ||
| 0 | 38,716 | ||
| -12,650 | - | ||
| 75,023 | -6,629 | ||
| 67.3% | 41.4% | ||
| 2.56 | 0.82 | ||
| 0.49 | 1.42 | ||
| 75.2% | 219.1% | ||
| 50.6% | 90.7% | ||
| over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €38,716 |
| €7,823 | €6,648 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 27% higher than in 2024.
Debt's share of the balance-sheet total falls from 58.6% to 32.7%. Equity and debt are higher.
Smartlablink has no parent and no holdings in its annual accounts. is the only director. Smartlablink shares no director with another company.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Général Leman 4 registered office 7387 Honnelles | 26-01-2024 | 2.355.397.550 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 53026A0142/00G000 | 2,260 m² | 1 · 232 m² | 8.2 m · 2 |
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