VANRAV
ActiveVANRAV has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €59k. Its solvency ranks better than 54% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency89▲+24
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 3.12 against 1.8 in 2024; short-term debt: 26.9% and cash: 70.1% of total assets), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
39.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
10 d early
2024
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 155%
2024 · €38k
2024: €38k
2024 → 2025
Total assets
€150k▲ 59.1%
2024 · €94k
2024: €94k
2024 → 2025
Net result
€59k▲ 59.2%
2024 · €37k
2024: €37k
2024 → 2025
Working capital
€85k▲ 220%
2024 · €27k
2024: €27k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€38k-€96k▲ 155%
Operating result€48k-€77k▲ 59.5%
Net result€37k-€59k▲ 59.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 60% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €150k
Fixed assets
€24k▼ 29.5%
Current assets
€126k▲ 109%
Equity and liabilities €150k
Equity
€96k▲ 155%
Debt
€54k▼ 4.9%
The debt ratio falls from 60.1% to 35.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€87k▲
2024 · €58k
Cash flow
€69k▲
2024 · €47k
Solvency
64.1%▲
2024 · 39.9%
Current ratio
3.12▲
2024 · 1.80
Quick ratio
3.12▲
2024 · 1.80
Debt / equity
0.56▼
2024 · 1.50
ROE
61.7%▼
2024 · 99.1%
ROA
39.6%=
2024 · 39.6%
Interest coverage
71.84▲
2024 · 61.21
Debt
€54k▼
2024 · €56k
Debt ≤ 1 year
€40k▲
2024 · €33k
Debt > 1 year
€13k▼
2024 · €23k
Income taxes
€16k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€150k▲
Fixed assets21/28€34k€24k▼
Tangible fixed assets22/27€34k€24k▼
Plant, machinery and equipment23€2k€1k▼
Leasing and similar rights25€32k€23k▼
Current assets29/58€60k€126k▲
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40€8k€9k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€52k€105k▲
Deferred charges and accrued income490/1€430€9k▲
Equity and liabilities
Total equity and liabilities10/49€94k€150k▲
Equity10/15€38k€96k▲
Contributions10/11€1k€1k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€11k€70k▲
Amounts payable17/49€56k€54k▼
Amounts payable after more than one year17€23k€13k▼
Financial debts170/4€23k€13k▼
Amounts payable within one year42/48€33k€40k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€18k€26k▲
Taxes450/3€18k€26k▲
Other amounts payable47/48€4k€860▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€789€1k▲
Gross operating margin9900€58k€88k▲
Operating profit (loss)9901€48k€77k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€941€1k▲
Recurring financial charges65€941€1k▲
Profit (loss) for the period before taxes9903€47k€76k▲
Income taxes67/77€10k€16k▲
Profit (loss) for the period9904€37k€59k▲
Profit (loss) for the period to be appropriated9905€37k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€71k▲
Profit (loss) brought forward from the previous period14P-€11k
Transfer to equity691/2€25k-
To other reserves6921€25k-
Profit to be distributed694/7€860€860=
Return on contributions (dividend)694€860€860=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Celles (lez-Tournai) · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rejet de Rhosnes 57760 Celles (lez-Tournai)Ground area
1,247 m²
Building footprint
231 m²
Volume, LiDAR
500 m³
Parcel 57023A1034/00D000, Wallonia · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VANRAV
since 20242.354.924.428
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57023A1034/00D000 | Wallonia | 1,247 m² | 1 · 231 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2024
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.