Smarthome Solutions
ActiveSmarthome Solutions has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €10k. Equity is shrinking by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 56% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +62 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency87▲+28
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 0.99 in 2024), and 47.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €41k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
9 d early
2023
28 d early
2022
6 d early
2021
17 d early
2020
1 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 26.9%
2024 · €32k
2019: €64k
2020: €70k
2021: €25k
2022: €31k
2023: €35k
2024: €32k
2019 → 2025
Total assets
€77k▼ 8.0%
2024 · €84k
2019: €76k
2020: €84k
2021: €122k
2022: €140k
2023: €125k
2024: €84k
2019 → 2025
Net result
€10k
2024 · €-3k
2019: €8k
2020: €5k
2021: €17k
2022: €8k
2023: €6k
2024: €-3k
2019 → 2025
Working capital
€22k
2024 · €-654
2019: €60k
2020: €64k
2021: €-5k
2022: €-1k
2023: €-5k
2024: €-654
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€31k▲ 25.9%€35k▲ 12.7%€32k▼ 9.2%€41k▲ 26.9%
Operating result€20k-€16k▼ 17.8%€12k▼ 23.7%€608▼ 95.1%€18k▲ 2,911%
Net result€17k-€8k▼ 53.5%€6k▼ 30.7%€-3k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,911% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€19k▼ 42.4%
Current assets
€58k▲ 15.0%
Equity and liabilities €77k
Equity
€41k▲ 26.9%
Debt
€37k▼ 29.3%
The debt ratio falls from 62.1% to 47.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€33k▲
2024 · €15k
Cash flow
€25k▲
2024 · €11k
Solvency
52.3%▲
2024 · 37.9%
Current ratio
1.60▲
2024 · 0.99
Quick ratio
1.60▲
2024 · 0.99
Debt / equity
0.91▼
2024 · 1.64
ROE
25.3%▲
2024 · -10.1%
ROA
13.3%▲
2024 · -3.8%
Interest coverage
12.18▲
2024 · 7.59
Debt
€37k▼
2024 · €52k
Debt ≤ 1 year
€36k▼
2024 · €51k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€77k▼
Fixed assets21/28€34k€19k▼
Tangible fixed assets22/27€33k€19k▼
Plant, machinery and equipment23€437€280▼
Furniture and vehicles24€32k€18k▼
Other tangible fixed assets26€829€498▼
Financial fixed assets28€300€300=
Current assets29/58€51k€58k▲
Amounts receivable within one year40/41€40k€35k▼
Trade receivables40€11k€7k▼
Other amounts receivable41€29k€29k▲
Cash at bank and in hand54/58€9k€21k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€84k€77k▼
Equity10/15€32k€41k▲
Contributions10/11€6k€6k=
Reserves13€26k€34k▲
Distributable reserves133€26k€34k▲
Amounts payable17/49€52k€37k▼
Amounts payable after more than one year17€634-
Financial debts170/4€634-
Amounts payable within one year42/48€51k€36k▼
Current portion of amounts payable after more than one year42€8k€634▼
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€5k€11k▲
Other amounts payable47/48€30k€20k▼
Accrued charges and deferred income492/3€415€531▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€16k€34k▲
Operating profit (loss)9901€608€18k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-352€18k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€-3k€10k▲
Profit (loss) for the period to be appropriated9905€-3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€10k▲
Transfer from equity791/2€3k€2k▼
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-3k ▼158%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €17k ▲241%
Operating result €20k, net result €17k, both a record.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterbeslaan 52950 KapellenGround area
5,342 m²
Building footprint
221 m²
Volume, LiDAR
983 m³
Parcel 11902H0089/00T004, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smarthome Solutions
since 19882.040.577.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902H0089/00T004 | Flanders | 5,342 m² | 1 · 221 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENERGY WORKX
BE 0733.610.208
Burdinne · Eq €40k
Danny Smeets Elektro
BE 0541.453.307
Oudsbergen · Eq €40k
HDB Elektrics
BE 1009.101.886
Izegem · Eq €40k
ElectriCD
BE 0804.142.569
Elsene · Eq €40k
Sannen
BE 0889.515.932
Balen · Eq €41k
Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 8,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-1988
Fiscal year end31-03
Activities, NACEBEL
43211General electrical installation work
46190Agents in non-specialised wholesale trade
52450
46431Wholesale of electrical household appliances and audio-video equipment
47540Retail sale of electrical household appliances
47920Retail trade
70100Activities of head offices
70200Business and other management consultancy
71403
77222Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.