Liquidity
Short-term debts fell from €8,167 to €1,395.
Short-term debts fell from €8,167 to €1,395.
Four of the last ten came late. The 2024 accounts came latest: 55 days after the end of the period.
Higher solvency than 95% of companies in wholesale trade. Sector median 40.6% · 15,428 companies.
In July 2024, 4,805 companies had the same profile as C.MIC has now. Each dot stands for 13 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for C.MIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| C.MIC Eupen | €51,833 | -€4,213 | 97.2% | - |
| Multiquay Europe Mol | €55,897 | -€16,514 | 88.6% | - |
| ARCHITECTURE DETAILS Uccle | €61,577 | -€2,231 | 59.0% | - |
| CADRAT Mouscron | €57,796 | -€713 | 93.6% | - |
| Act de Présence Knokke-Heist | €62,086 | -€16,900 | -58.3% | - |
| TRICARDS Sint-Genesius-Rode | €57,750 | -€12,878 | 99.2% | - |
| R & Co Saint-Georges-sur-Meuse | €62,290 | -€8,728 | -32.6% | - |
These companies have the same main activity as C.MIC: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €55,900 and €62,300, founded between 2010 and 2015.
C.MIC files the micro format. That format states no turnover. The gross margin rose from -€4,669 in 2012 to -€4,213 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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