SmartFin Advisory
The computed 12-month bankruptcy probability of SmartFin Advisory is 1.3% (low). The 2024 annual accounts show equity of €71k and a net result of €41k. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 2536 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €71k |
| Net result | €41k |
| Better than sector | 86% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 84.0% | 56.3% | |
| Net result | €41k | €19k | |
| Equity | €71k | €44k | |
| Gross operating margin | €57k | €37k | |
| Staff costs | €250 | €14k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €57k |
| Net profit | €41k |
| Cash flow | €44k |
| Staff costs | €250 |
| Income taxes | €13k |
| Dividends | €41k |
| Total assets | €84k |
| Equity | €71k |
| Debt | €13k |
| of which ≤ 1y | €13k |
| of which > 1y | - |
| Working capital | €67k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 6.00 |
| Quick ratio | 6.00 |
| Working capital ratio | 79.8% |
| Solvency | 84.0% |
| Debt / equity | 0.19 |
| Long-term debt ratio | - |
| Interest coverage | 304.67 |
| Gross margin | - |
| Net margin | - |
| ROA | 49.0% |
| ROE | 58.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €84k |
| Fixed assets | 21/28 | €4k |
| Tangible fixed assets | 22/27 | €4k |
| Current assets | 29/58 | €81k |
| Amounts receivable within one year | 40/41 | €16k |
| Cash & bank | 54/58 | €64k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €84k |
| Equity | 10/15 | €71k |
| Contributions / capital | 10/11 | €500 |
| Accumulated profits (losses) | 14 | €70k |
| Amounts payable | 17/49 | €13k |
| Amounts payable within one year | 42/48 | €13k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €57k |
| Operating result | 9901 | €54k |
| Financial income | 75 | €91 |
| Financial charges | 65 | €186 |
| Result before taxes | 9903 | €54k |
| Income taxes | 67/77 | €13k |
| Net result for the period | 9904 | €41k |
| Result to be appropriated | 9905 | €41k |
| NACE primary | Advertising & market research(73300) |
| Legal form | Private limited company(610) |
| Incorporation | 31-01-2022 |
| Status | Active |
| Postal code | 3090 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091C0921/00C000 | Wallonia | 3,324 m² | 1 · 332 m² | 16.0 m · 5 fl. |
| 23544D0277/00A003 | Flanders | 323 m² | 1 · 72 m² | 0.0 m |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
05-12-2025 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": false,
"effective_date": "2025-05-26",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0781.373.404",
"name_full": "SMARTFIN ADVISORY",
"legal_form": "SRL"
},
"signature_regime": "solo",
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}10-07-2025 Registered office moved from Uccle to Overljse
- Rue Edith Cavell 169, 1180 Uccle → Hameidestraat 6, 3090 Overljse
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Overljse",
"region": "Vlaams",
"street": "Hameidestraat",
"country": "BE",
"postcode": "3090",
"box_number": null,
"street_number": "6"
},
"old_address": {
"city": "Uccle",
"region": "Brussels",
"street": "Rue Edith Cavell",
"country": "BE",
"postcode": "1180",
"box_number": "1",
"street_number": "169"
},
"effective_date": "2024-05-26",
"evidence_quote": "Il est propos\u00E9 \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale de transf\u00E9rer l\u0027adresse du si\u00E8ge de la soci\u00E9t\u00E9 en R\u00E9gion flamande l\u0027adresse suivante: 3090 Overljse, Hameidestraat 6"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.373.404",
"name_full": "SMARTFIN ADVISORY",
"legal_form": "SRL"
}
}06-02-2025 Registered office moved from Rixensart to Uccle
- Clos des Marnières 4, 1330 Rixensart → Rue Edith Cavell 169, 1180 Uccle
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Uccle",
"region": "Brussels",
"street": "Rue Edith Cavell",
"country": "BE",
"postcode": "1180",
"box_number": "1",
"street_number": "169"
},
"old_address": {
"city": "Rixensart",
"region": "Brussels",
"street": "Clos des Marni\u00E8res",
"country": "BE",
"postcode": "1330",
"box_number": "101",
"street_number": "4"
},
"effective_date": "2025-01-06",
"evidence_quote": "Changement du si\u00E8ge social sur d\u00E9cision du conseil d\u0027administration Sur d\u00E9cision de l\u0027administratrice du 6 janvier 2025, il est d\u00E9cid\u00E9 de transf\u00E9rer le si\u00E8ge social Rue Edith Cavell 169 bte 1 \u00E0 1180 Uccle."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.373.404",
"name_full": "SMARTFIN ADVISORY",
"legal_form": "SRL"
}
}26-05-2023 Registered office moved from Waterloo to Rixensart
- Rue Bruyère-Saint-Jean 66, 1410 Waterloo → Clos des Marnières 4, 1330 Rixensart
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Rixensart",
"region": "Waals",
"street": "Clos des Marni\u00E8res",
"country": "BE",
"postcode": "1330",
"box_number": "101",
"street_number": "4"
},
"old_address": {
"city": "Waterloo",
"region": "Vlaams",
"street": "Rue Bruy\u00E8re-Saint-Jean",
"country": "BE",
"postcode": "1410",
"box_number": "4",
"street_number": "66"
},
"effective_date": "2023-05-12",
"evidence_quote": "1. Modification du si\u00E8ge social et de l\u0027unit\u00E9 d\u0027\u00E9tablissement pour le transf\u00E9rer de Waterloo, Rue Bruy\u00E8re Saint Jean 66 bte 4 vers 1330 Rixensart, Clos des Marni\u00E8res 4 bte 101"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0781.373.404",
"name_full": "SMARTFIN ADVISORY",
"legal_form": "SRL"
}
}02-02-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "1410 Waterloo, Rue Bruy\u00E8re Saint Jean num\u00E9ro 66 \u2013 bo\u00EEte 4",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1987-01-26",
"name": "Madame CASSIERS Charlotte Christine Julie",
"niss": null,
"address": "1410 WATERLOO, Rue Bruy\u00E8re Saint Jean num\u00E9ro 66 \u2013 bo\u00EEte 4"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 500,
"holder_person_name": "Madame CASSIERS Charlotte Christine Julie",
"is_subscriber_only": false,
"n_shares_subscribed": 5,
"amount_subscribed_eur": 500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 500,
"subject_company": {
"kbo": "0781.373.404",
"name_full": "SmartFin Advisory",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-01-26",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | SmartFin Advisory |