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SmartCoop

Active
Cooperative companyfounded 20169 yrs activeCoenraetsstraat 72, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0668.600.511
Summary

SmartCoop has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.7m and a net result of €346,117. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 3241 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability82▼-1
Solvency82▲+9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.52 against 0.98 in 2024; short-term debt: 42.9% and cash: 19.9% of total assets), and 42.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.1%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
29 d early
2024
31 d early
2023
37 d early
2022
31 d early
2021
11 d early
2020
23 d early
2019
53 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SmartCoop was incorporated on 30 December 2016 by SMartBe and two natural persons, with a starting capital of EUR 210,060.123 The registered office was moved to Bruxelles in 2019.4 In 2022 the company took the name SmartCoop.5 UBIK was merged into the company in 2025.6 The board currently has 20 members; SmartBe has served longest, since 2021.7

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 12-01-2017
  3. 3Belgian State Gazette, 12-01-2017
  4. 4Belgian State Gazette, 12-11-2019
  5. 5Belgian State Gazette, 01-08-2022
  6. 6Belgian State Gazette, 27-08-2025
  7. 7Belgian State Gazette, 05-03-2021

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Financials · fiscal year 2025, full schema

Turnover
€6,741▼ 14.5%
2024 · €7,880
EBIT margin
8255.9%▲ 1491.3pp
2024 · 6764.6%
Net result
€346,117▼ 24.1%
2024 · €456,026
Working capital
€2.2m
2024 · -€104,831
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€10.0m▲ 9.3%€10.1m▲ 0.4%€29,978▼ 99.7%€7,880▼ 73.7%€6,741▼ 14.5%
Operating result€643,870▲ 68.9%€637,145▼ 1.0%€456,909▼ 28.3%€533,049▲ 16.7%€556,529▲ 4.4%
Net result€285,960▲ 65.2%€247,582▼ 13.4%-€924,738€456,026€346,117within the sector's middle half▼ 24.1%
EBIT margin6.4%▲ 2.3pp6.3%▼ 0.1pp1524.1%▲ 1517.8pp6764.6%▲ 5240.4pp8255.9%▲ 1491.3pp
Equity€3.5m▲ 31.5%€4.2m▲ 20.9%€3.8m▼ 9.7%€4.8m▲ 26.3%€5.7mabove the sector's middle half▲ 18.8%
Total assets€8.3m▼ 34.9%€8.0m▼ 4.1%€17.1m▲ 115%€10.0m▼ 41.5%€10.0mwithin the sector's middle half=
Debt€4.8m▼ 52.4%€3.8m▼ 22.2%€13.3m▲ 255%€5.2m▼ 60.9%€4.3m▼ 17.4%
Working capital-€1.2m▼ 13.5%-€236,803▲ 79.7%-€871,137▼ 268%-€104,831▲ 88.0%€2.2mabove the sector's middle half
Solvency42.0%▲ 21.2pp53.0%▲ 11.0pp22.3%▼ 30.7pp48.1%▲ 25.8pp57.1%within the sector's middle half▲ 9.0pp
Current ratio0.76▼ 0.140.94▲ 0.180.93=0.98▲ 0.051.52within the sector's middle half▲ 0.54
Return on assets (ROA)3.4%▲ 2.1pp3.1%▼ 0.3pp-5.4%▼ 8.5pp4.6%▲ 9.9pp3.5%within the sector's middle half▼ 1.1pp
Staff (FTE)95.9▼ 2.7%104.5▲ 9.0%110.3▲ 5.6%125.4▲ 13.7%137.6above the sector's middle half▲ 9.7%
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€1.0m-€500,000€0€500,000Operating result 2021: €643,870€643,870Net result 2021: €285,960€285,960Operating result 2022: €637,145€637,145Net result 2022: €247,582€247,582Operating result 2023: €456,909€456,909Net result 2023: -€924,738-€924,738Operating result 2024: €533,049€533,049Net result 2024: €456,026€456,026Operating result 2025: €556,529€556,529Net result 2025: €346,117€346,11720212022202320242025-€1m-€500,000€0€500,000Operating result 2023: €456,909€457,000Net result 2023: -€924,738-€925,000Operating result 2024: €533,049€533,000Net result 2024: €456,026€456,000Operating result 2025: €556,529€557,000Net result 2025: €346,117€346,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.0m
Fixed assets €3.5m ▼ 29.0%
Current assets €6.5m ▲ 28.0%
Equity and liabilities €10.0m
Equity €5.7m ▲ 18.8%
Debt €4.3m ▼ 17.4%
Debt's share of the balance-sheet total falls from 51.9% to 42.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1.6m▲
2024 · €1.5m
Cash flow
€1.4m▼
2024 · €1.4m
Debt to equity
0.75▼
2024 · 1.08
ROE
6.0%▼
2024 · 9.5%
Interest coverage
152.33▲
2024 · 39.52
Debt ≤ 1 year
€4.3m▼
2024 · €5.2m
Income taxes
€144,867▲
2024 · €472
Staff costs
€12.3m▲
2024 · €10.7m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 174 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 95% are still going.

  • Medium-sized
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0% went bankrupt
4.6% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 174 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 70 lines
Balance sheet Code20242025
Assets
Total assets20/58€10.0m€10.0m=
Fixed assets21/28€4.9m€3.5m▼
Intangible fixed assets21€2.6m€3.3m▲
Tangible fixed assets22/27€0€1,313▲
Plant, machinery and equipment23€0€1,313▲
Furniture and vehicles24€0-
Financial fixed assets28€2.3m€159,515▼
Affiliated companies280/1€2.3m€116,750▼
Participating interests280€2.3m€116,750▼
Companies linked by participating interests282/3€42,765€42,765=
Amounts receivable283€42,765€42,765=
Current assets29/58€5.1m€6.5m▲
Amounts receivable after more than one year29€303,750€153,000▼
Other amounts receivable291€303,750€153,000▼
Amounts receivable within one year40/41€3.9m€4.2m▲
Trade receivables40€1.7m€3.1m▲
Other amounts receivable41€2.2m€1.2m▼
Cash at bank and in hand54/58€649,215€2.0m▲
Deferred charges and accrued income490/1€288,842€130,304▼
Equity and liabilities
Total equity and liabilities10/49€10.0m€10.0m=
Equity10/15€4.8m€5.7m▲
Contributions10/11€4.3m€4.8m▲
Reserves13€110,175€110,175=
Non-distributable reserves130/1€21,308€21,308=
Reserves not available under the articles1311€21,308€21,308=
Distributable reserves133€88,867€88,867=
Profit (loss) carried forward14€436,165€782,282▲
Amounts payable17/49€5.2m€4.3m▼
Amounts payable within one year42/48€5.2m€4.3m▼
Current portion of amounts payable after more than one year42€229,016€452,810▲
Trade debts44€1.3m€1.2m▼
Suppliers440/4€1.3m€1.2m▼
Taxes, remuneration and social security45€2.0m€2.1m▲
Taxes450/3€653,557€583,230▼
Remuneration and social security454/9€1.3m€1.5m▲
Other amounts payable47/48€1.7m€509,403▼
Accrued charges and deferred income492/3€4,576-
Income statement Code20242025
Operating income70/76A€14.8m€17.3m▲
Turnover70€7,880€6,741▼
Own construction capitalised72€1.2m€1.1m▼
Other operating income74€13.5m€16.2m▲
Non-recurring operating income76A€20,670-
Operating charges60/66A€14.2m€16.8m▲
Services and other goods61€2.5m€3.4m▲
Remuneration, social security and pensions62€10.7m€12.3m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€991,181€1.1m▲
Other operating charges640/8€1,953€8,388▲
Non-recurring operating charges66A€11,411€200▼
Operating profit (loss)9901€533,049€556,529▲
Financial income75/76B€990,354€49,860▼
Recurring financial income75€935,042€49,860▼
Income from current assets751€5,386€4,875▼
Other financial income752/9€929,656€44,985▼
Non-recurring financial income76B€55,312-
Financial charges65/66B€1.1m€115,405▼
Recurring financial charges65€1.1m€115,405▼
Debt charges650€38,565€10,742▼
Other financial charges652/9€1.0m€104,663▼
Non-recurring financial charges66B€10,000-
Profit (loss) for the period before taxes9903€456,498€490,984▲
Income taxes67/77€472€144,867▲
Taxes670/3€472€144,867▲
Profit (loss) for the period9904€456,026€346,117▼
Transfer from tax-exempt reserves789€88,867-
Profit (loss) for the period to be appropriated9905€544,893€346,117▼
Appropriation of the result
Profit (loss) to be appropriated9906€525,032€782,282▲
Profit (loss) brought forward from the previous period14P-€19,861€436,165▲
Transfer to equity691/2€88,867-
To other reserves6921€88,867-
Social balance
Average headcount (FTE)9087125.4137.6▲

The notes to these accounts (47 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Operating income70/76A€11.5m€10.9m€12.7m€14.8m€17.3m▲ 17.6%
Turnover70€10.0m€10.1m€29,978€7,880€6,741▼ 14.5%
Own construction capitalised72€1.3m€713,774€1.1m€1.2m€1.1m▼ 9.1%
Other operating income74€81,671€68,332€11.6m€13.5m€16.2m▲ 20.2%
Non-recurring operating income76A€17,391€46,965-€20,670--
Operating charges60/66A€10.8m€10.3m€12.3m€14.2m€16.8m▲ 18.1%
Services and other goods61€3.8m€1.8m€2.1m€2.5m€3.4m▲ 34.3%
Remuneration, social security and pensions62€6.3m€7.5m€9.3m€10.7m€12.3m▲ 15.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€703,053€950,698€943,184€991,181€1.1m▲ 8.9%
Other operating charges640/8€3,246€2,255€4,113€1,953€8,388▲ 329%
Non-recurring operating charges66A€35,437€2,485€9,920€11,411€200▼ 98.2%
Operating profit (loss)9901€643,870€637,145€456,909€533,049€556,529▲ 4.4%
Financial income75/76B€9,240€1,409€15,626€990,354€49,860▼ 95.0%
Recurring financial income75€9,240€1,409€15,626€935,042€49,860▼ 94.7%
Income from current assets751--€2,063€5,386€4,875▼ 9.5%
Other financial income752/9€9,240€1,409€13,563€929,656€44,985▼ 95.2%
Non-recurring financial income76B---€55,312--
Financial charges65/66B€217,201€255,962€1.4m€1.1m€115,405▼ 89.2%
Recurring financial charges65€217,201€255,962€240,857€1.1m€115,405▼ 89.1%
Debt charges650€10,476€23,974€32,133€38,565€10,742▼ 72.1%
Other financial charges652/9€206,725€231,988€208,724€1.0m€104,663▼ 89.7%
Non-recurring financial charges66B--€1.1m€10,000--
Profit (loss) for the period before taxes9903€435,909€382,592-€917,337€456,498€490,984▲ 7.6%
Income taxes67/77€149,949€135,010€7,401€472€144,867▲ 30,592%
Taxes670/3€149,949€135,010€7,401€472€144,867▲ 30,592%
Profit (loss) for the period9904€285,960€247,582-€924,738€456,026€346,117▼ 24.1%
Transfer from tax-exempt reserves789---€88,867--
Profit (loss) for the period to be appropriated9905€285,960€247,582-€924,738€544,893€346,117▼ 36.5%
Line20212022202320242025Change
Assets
Total assets20/58€8.3m€8.0m€17.1m€10.0m€10.0m=
Fixed assets21/28€4.7m€4.5m€4.7m€4.9m€3.5m▼ 29.0%
Intangible fixed assets21€2.4m€2.2m€2.4m€2.6m€3.3m▲ 27.3%
Tangible fixed assets22/27€4,832€2,975€1,117€0€1,313-
Plant, machinery and equipment23€821€518€215€0€1,313-
Furniture and vehicles24€4,011€2,457€902€0--
Financial fixed assets28€2.2m€2.3m€2.3m€2.3m€159,515▼ 93.1%
Affiliated companies280/1€2.2m€2.3m€2.3m€2.3m€116,750▼ 94.8%
Participating interests280€2.2m€2.3m€2.3m€2.3m€116,750▼ 94.8%
Companies linked by participating interests282/3--€42,765€42,765€42,765=
Amounts receivable283--€42,765€42,765€42,765=
Current assets29/58€3.7m€3.5m€12.4m€5.1m€6.5m▲ 28.0%
Amounts receivable after more than one year29-€150,750€302,063€303,750€153,000▼ 49.6%
Other amounts receivable291-€150,750€302,063€303,750€153,000▼ 49.6%
Amounts receivable within one year40/41€2.2m€2.3m€11.6m€3.9m€4.2m▲ 10.2%
Trade receivables40€1.9m€1.8m€1.2m€1.7m€3.1m▲ 79.9%
Other amounts receivable41€282,423€539,063€10.3m€2.2m€1.2m▼ 44.7%
Cash at bank and in hand54/58€1.3m€886,054€466,773€649,215€2.0m▲ 207%
Deferred charges and accrued income490/1€133,867€151,335€127,094€288,842€130,304▼ 54.9%
Equity and liabilities
Total equity and liabilities10/49€8.3m€8.0m€17.1m€10.0m€10.0m=
Equity10/15€3.5m€4.2m€3.8m€4.8m€5.7m▲ 18.8%
Contributions10/11€2.7m€3.2m€3.7m€4.3m€4.8m▲ 13.1%
Reserves13€110,174€110,174€110,175€110,175€110,175=
Non-distributable reserves130/1€21,307€21,307€21,308€21,308€21,308=
Reserves not available under the articles1311€21,307€21,307€21,308€21,308€21,308=
Tax-exempt reserves132€88,867€88,867€88,867---
Distributable reserves133---€88,867€88,867=
Profit (loss) carried forward14€657,295€904,877-€19,861€436,165€782,282▲ 79.4%
Amounts payable17/49€4.8m€3.8m€13.3m€5.2m€4.3m▼ 17.4%
Amounts payable within one year42/48€4.8m€3.8m€13.3m€5.2m€4.3m▼ 17.4%
Current portion of amounts payable after more than one year42€346,089€150,938€152,036€229,016€452,810▲ 97.7%
Trade debts44€2.1m€527,240€801,481€1.3m€1.2m▼ 1.4%
Suppliers440/4€2.1m€527,240€801,481€1.3m€1.2m▼ 1.4%
Taxes, remuneration and social security45€1.4m€1.7m€1.7m€2.0m€2.1m▲ 6.5%
Taxes450/3€425,552€728,417€300,864€653,557€583,230▼ 10.8%
Remuneration and social security454/9€943,987€943,490€1.4m€1.3m€1.5m▲ 15.2%
Other amounts payable47/48€1.0m€1.4m€10.7m€1.7m€509,403▼ 70.8%
Accrued charges and deferred income492/3---€4,576--
Line20212022202320242025Change
Profit (loss) for the period9904€285,960€247,582-€924,738€456,026€346,117▼ 24.1%
+ Depreciation and write-downs630€703,053€950,698€943,184€991,181€1.1m▲ 8.9%
Operating cash flow (approximation)€989,013€1.2m€18,446€1.4m€1.4m▼ 1.5%
Investment in fixed assets (approximation)--€753,773-€1.2m-€1.2m€346,821▲ 128%
Change in cash--€418,536-€419,281€182,442€1.3m▲ 636%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
State Gazette act Statutes amendment
Declaration · Purpose change9 facts ▸
  • General meeting, 23-06-2026
  • Declaration, verslag bestuursorgaan over doelwijziging, voorzitter
  • Purpose change
  • Other statement, stemming wijziging doel artikel 4, 829
  • Other statement, stemming wijziging artikel 22bis categorie A, 803
  • Other statement, stemming wijziging artikel 22bis categorie C, 810
  • Statutes amendment, 23
  • Statutes amendment, 27
  • Statutes amendment, 28
10-08
State Gazette act Appointments: Kathy Van der Elst (director) and Anne-Laure Desgris (day-to-day manager)
Resignation: Anne-Laure Desgris (director)4 facts ▸
  • General meeting, 23-06-2026
  • Director appointment, Kathy Van der Elst (director)
  • Director appointment, Anne-Laure Desgris (day-to-day manager)
  • Director resignation, Anne-Laure Desgris (director)
27-07
State Gazette act Appointments: Florianne Mandin, Haïchel Pal and 3 others
Reappointment: Luis Pôlet (director) · Resignations: Roger Burton, Anne-Laure Desgris and Maxime Dechesne11 facts ▸
  • General meeting, 23-06-2026
  • Director appointment, Florianne Mandin (director)
  • Director appointment, Haïchel Pal (director)
  • Director reappointment, Luis Pôlet (director)
  • Director resignation, Roger Burton (director)
  • Director resignation, Anne-Laure Desgris (day-to-day manager)
  • Board meeting, 09-07-2026
  • Director appointment, Angelo Gregorio (director)
  • Director appointment, Dorcas Sizaire (director)
  • Director appointment, Florence Trokay (director)
  • Director resignation, Maxime Dechesne (director)
02-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
11-06
State Gazette act Resignation: Maria Glionna (director)
16 facts ▸
  • Board meeting, 19-05-2026
  • Director in office, Claire Beunckens (director)
  • Director in office, Lyne Brenac (director)
  • Director in office, Roger Burton (director)
  • Director in office, Laurent Gemmel (director)
  • Director in office, Yan Pierre Le Luyer (director)
  • Director in office, Luis Pôlet (director)
  • Director in office, Aline Steiner (director)
  • Director in office, Joachim Baudens (director)
  • Director in office, Maxime Dechesne (director)
  • Director in office, Anne-Laure Desgris (director)
  • Director in office, Amaury Haegeman (director)
  • +4 further facts in this act
17-02
State Gazette act Resignation: Virginie Lejeune (director)
2 facts ▸
  • Board meeting, 27/01/2026
  • Director resignation, Virginie Lejeune (director)
15-01
State Gazette act Appointment: Sylvie Marique (day-to-day manager)
Resignations: Maxime Dechesne (représentant permanent et délégation à la gestion journalière) and Nicolas Belayew (director) · Permanent representative: Sylvie Marique5 facts ▸
  • Board meeting, 09/12/2025
  • Director appointment, Sylvie Marique (day-to-day manager)
  • Director resignation, Maxime Dechesne (représentant permanent et délégation à la gestion journalière)
  • Permanent representative, Sylvie Marique
  • Director resignation, Nicolas Belayew (director)
2025
31-12
Financial Equity above €5mEq €5.7m ▲18.8%
2 profitable years in a row build equity to €5.7m.
24-09
State Gazette act Resignation: Pierre d'Haenens (director)
Appointment: Maxime Dechesne (managing director)3 facts ▸
  • Board meeting, 09/09/2025
  • Director resignation, Pierre d'Haenens (director)
  • Director appointment, Maxime Dechesne (managing director)
27-08
State Gazette act Restructuring · End & cessation
Merger · Dissolution · Accounting effect5 facts ▸
  • Board meeting, 31/07/2025
  • Merger, fusion par absorption (dissolution sans liquidation), 01/08/2025
  • Dissolution, 01-08-2025
  • Accounting effect, 01/01/2025
  • Director discharge, UBIK
26-08
State Gazette act Resignations: Isabelle Azais, Hugo Vandendriessche and 2 others
Appointments: RSM InterAudit, Maria Glionna and 5 others · Permanent representative: Déborah Fischer · Reappointment: Yan Pierre Le Luyer (director)19 facts ▸
  • Board meeting, 27/05/2025
  • General meeting, 17/06/2025
  • Director resignation, Isabelle Azais (director)
  • Director resignation, Hugo Vandendriessche (director)
  • Director resignation, Françoise Kemajou (director)
  • Director resignation, Marie-Françoise Wirix (director)
  • Approval, 17/06/2025
  • Director discharge, SmartCoop
  • Profit allocation, affectation du résultat net ... aux réserves impartageables
  • Auditor appointment, RSM InterAudit (commissaire aux comptes)
  • Permanent representative, Déborah Fischer (representative)
  • Director appointment, Maria Glionna (director)
  • +7 further facts in this act
30-06
State Gazette act Restructuring
Merger · Accounting effect4 facts ▸
  • Merger, met fusie door overneming gelijkgestelde verrichting
  • Accounting effect, 01/01/2025
  • Board meeting, 16/06/2025
  • Board meeting, 31/07/2025
Show earlier events
30-06
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
18-02
State Gazette act Appointments: Maria Glionna, Joachim Baudens and Roger Burton
Resignation: Frédéric Guariento (director)6 facts ▸
  • Board meeting, 22/10/2024
  • Board meeting, 10/12/2024
  • Director appointment, Maria Glionna (director)
  • Director appointment, Joachim Baudens (director)
  • Director resignation, Frédéric Guariento
  • Director appointment, Roger Burton (director)
2024
31-12
Financial Back to profitnet €456,026
Net result €456,026 after one loss-making year.
02-10
State Gazette act Resignations: Farah El Hour, Maxime Dechesne and Amaury Haegeman
Appointments: Claire Beunckens, Aline Steiner and 2 others11 facts ▸
  • General meeting, 12/03/2024
  • General meeting, 28/05/2024
  • General meeting, 18/06/2024
  • Director resignation, Farah El Hour (director)
  • Director resignation, Maxime Dechesne (director)
  • Director resignation, Amaury Haegeman (director)
  • Director appointment, Claire Beunckens (director)
  • Director appointment, Aline Steiner (director)
  • Director appointment, Maxime Dechesne (director)
  • Director appointment, Amaury Haegeman (director)
  • Director appointment, Maxime Dechesne (managing director)
15-07
State Gazette act Statutes amendment
11 facts ▸
  • General meeting, 18/06/2024
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
24-06
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
07-02
State Gazette act Permanent representative: Maxime Dechesne
2 facts ▸
  • Board meeting, 01/12/2023
  • Permanent representative, Maxime Dechesne (permanent representative)
2023
31-12
Financial Weakest financial yearnet -€924,738
Net result drops to -€924,738, the lowest in the series; recovery starts the following year.
09-08
State Gazette act Appointment: Anne-Laure Desgris (administratrice déléguée)
Resignations: Anthéa Missy, Pierre Vreven and Rosa Rochman8 facts ▸
  • Board meeting, 27/09/2022
  • Director appointment, Anne-Laure Desgris (administratrice déléguée)
  • Board meeting, 16/05/2023
  • Director resignation, Anthéa Missy (director)
  • Board meeting, 30/05/2023
  • Director resignation, Pierre Vreven (director)
  • Board meeting, 11/07/2023
  • Director resignation, Rosa Rochman (director)
08-08
State Gazette act Appointments: Nicolas Belayew, Laurent Gemmel and Virginie Lejeune
Permanent representative: Déborah Fischer · Approval · Director discharge9 facts ▸
  • General meeting, 20/06/2023
  • Approval, comptes annuels de SmartCoop pour l'exercice 2022
  • Director discharge, SmartCoop
  • Net-asset statement, 31/12/2022
  • Capital, €3.210.300
  • Director appointment, Nicolas Belayew (director)
  • Director appointment, Laurent Gemmel (director)
  • Director appointment, Virginie Lejeune (director)
  • Permanent representative, Déborah Fischer
30-06
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
10-02
State Gazette act Resignation: Yoann JANSSENS (director)
2 facts ▸
  • Board meeting, 13/05/2022
  • Director resignation, Yoann JANSSENS (director)
25-01
State Gazette act Resignation: Fabien Glineur (director)
2 facts ▸
  • Board meeting, 27-09-2022
  • Director resignation, Fabien Glineur (director)
2022
01-08
State Gazette act Appointments: RSM InterAudit, Marie-Françoise Wirix and 3 others
Permanent representatives: Déborah Fischer and Bernard De Grand Ry · Approval · Director discharge15 facts ▸
  • General meeting, 14/06/2022
  • Approval, comptes et rapports de l'exercice 2021
  • Director discharge, SmartCoop
  • Net-asset statement, 31/12/2021
  • Auditor appointment, RSM InterAudit (commissaire aux comptes)
  • Permanent representative, Déborah Fischer
  • Permanent representative, Bernard De Grand Ry
  • Director appointment, Marie-Françoise Wirix (director)
  • Director appointment, Luis Pôlet (director)
  • Director appointment, Frédéric Guarentio (director)
  • Director appointment, Anne-Laure Desgris (director)
  • Net result, 31/12/2021
  • +3 further facts in this act
01-08
State Gazette act Capital & shares · Statutes amendment
Name change · Capital · Power of attorney5 facts ▸
  • General meeting, 21/06/2022
  • Name change, SmartCoop
  • Capital, €210.000
  • Statutes amendment
  • Power of attorney, Bertrand Nerincx
20-07
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
11-04
State Gazette act Resignation: Leila Tabamer (director)
Permanent representative: Maxime Dechesne3 facts ▸
  • Board meeting, 08-03-2022
  • Director resignation, Leila Tabamer (director)
  • Permanent representative, Maxime Dechesne (permanent representative)
2021
27-10
State Gazette act Appointments: Isabelle Azaïs, Pierre d'Haenens and 13 others
Resignations: Lapo Bettarini, Lira Campoamor and 9 others · Approval · Director discharge32 facts ▸
  • General meeting, 22/06/2021
  • Approval, Approbation des comptes et rapports de l'exercice 2019
  • Director discharge, Smartcoop
  • Capital, €2.175.780
  • Director appointment, Isabelle Azaïs (director)
  • Director appointment, Pierre d'Haenens (director)
  • Director appointment, Farah El Hour (director)
  • Director appointment, Fabien Glineur (director)
  • Director appointment, Yoann Janssens (director)
  • Director appointment, Yan-Pierre Le Luyer (director)
  • Director appointment, Anthea Missy (director)
  • Director appointment, Rosa Rochman (director)
  • +20 further facts in this act
14-09
State Gazette act Resignation: Anne-Laure Desgris (director)
Appointment: Maxime Dechesne (managing director)3 facts ▸
  • Board meeting, 31/08/2021
  • Director resignation, Anne-Laure Desgris (director)
  • Director appointment, Maxime Dechesne (managing director)
08-07
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema
05-03
State Gazette act Statutes amendment
Capital3 facts ▸
  • General meeting, 23/06/2020
  • Statutes amendment
  • Capital, €210.060
05-03
State Gazette act Appointment: Anne-Laure Desgris (director)
2 facts ▸
  • General meeting, 23/06/2020
  • Director appointment, Anne-Laure Desgris (director)
2020
31-12
Financial Equity above €2mEq €2.7m ▲33%
3 profitable years in a row build equity to €2.7m.
22-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 53 days late
2019
12-11
State Gazette act Resignation: Sarah Gommers (director)
Director discharge3 facts ▸
  • Board meeting, 27-09-2018
  • Director resignation, Sarah Gommers (director)
  • Director discharge, Sarah Gommers
12-11
State Gazette act Permanent representative: Sandrino Graceffa
Approval · Director discharge · Capital5 facts ▸
  • General meeting, 18/06/2019
  • Approval, 18/06/2019
  • Director discharge, SMartCooр
  • Capital, €1.177.980
  • Permanent representative, Sandrino Graceffa
12-11
State Gazette act Permanent representative: Maxime Dechesne
Appointment: Anne-Laure Desgris (directrice générale déléguée) · Resignation: Lieza Dessein (director) · Admission: SMartCoop (membre ou associé)7 facts ▸
  • Board meeting, 01-10-2019
  • Permanent representative, Maxime Dechesne (permanent representative)
  • Permanent representative, Maxime Dechesne (permanent representative)
  • Director appointment, Anne-Laure Desgris (directrice générale déléguée)
  • Director resignation, Lieza Dessein (director)
  • Registered-office move, Rue Coenraets 72, 1060 Bruxelles
  • Member admission, SMartCoop (membre ou associé)
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
05-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 66 days late
2017
29-12
State Gazette act Resignations: Sandrino Graceffa (director) and Nicolas Wallet (director)
Appointments: Isabelle Azaïs, Marielle Demilie and 16 others · Permanent representatives: Sandrino Graceffa and Françoise Kemajou23 facts ▸
  • General meeting, 20/06/2017
  • Director resignation, Sandrino Graceffa (director)
  • Director resignation, Nicolas Wallet (director)
  • Director appointment, Isabelle Azaïs (administrateur catégorie a)
  • Director appointment, Marielle Demilie (administrateur catégorie a)
  • Director appointment, Hugo Vandendriessche (administrateur catégorie a)
  • Director appointment, Marie-Laure Lulé (administrateur catégorie a)
  • Director appointment, Sarah Gommers (administrateur catégorie a)
  • Director appointment, Lira Campoamor (administrateur catégorie a)
  • Director appointment, Lapo Bettarini (administrateur catégorie a)
  • Director appointment, Gérard Fourré (administrateur catégorie a)
  • Director appointment, Karl Delandsheere (administrateur catégorie a)
  • +11 further facts in this act
12-01
State Gazette act Incorporation
Founding capital2 facts ▸
  • Incorporation, 08/12/2016
  • Founding capital, €210.060
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.An act published in both Dutch and French appears here once.
36 of 37 acts read
About the unread acts

Of the 37 Belgian State Gazette acts we know for this company, 36 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
18 directors, 2 in day-to-day management, last change in 2026

Board 18

SmartBe
Director · since 05-03-2021 · Private foundation · perm. rep.: Maxime Dechesne
Current
Yan Pierre Le Luyer
Director · since 22-06-2021
Current
Frédéric Guarentio
Director · since 14-06-2022
Current
Luis Pôlet
Director · since 14-06-2022
Current
Joachim Baudens
Director · since 20-06-2023
Current
Laurent Gemmel
Director · since 20-06-2023
Current
Aline Steiner
Director · since 18-06-2024
Current
Amaury Haegeman
Director · since 18-06-2024
Current
Show all 18 directors
Claire Beunckens
Director · since 18-06-2024
Current
Eline Van Audenaerde
Director · since 17-06-2025
Current
Lyne Brenac
Director · since 17-06-2025
Current
Renaud Sarrazin-Urbike
Director · since 17-06-2025
Current
Florianne Mandin
Director · since 23-06-2026
Current
Haïchel Pal
Director · since 23-06-2026
Current
Angelo Gregorio
Director · since 09-07-2026
Current
Dorcas Sizaire
Director · since 09-07-2026
Current
Florence Trokay
Director · since 09-07-2026
Current
Kathy Van der Elst
Director · since 23-07-2026
Current
3 not recently confirmed
Still in office according to the acts, but no act of the last six years confirms the mandate. It has often ended since, in an act we have not read.
Fondation SMart
Administrateur catégorie b · since 20-06-2017 · Legal entity · perm. rep.: Sandrino Graceffa
Not recently confirmed
Julien Charles
Administrateur catégorie b · since 20-06-2017
Not recently confirmed
Pour la Solidarité asbl
Administrateur catégorie b · since 20-06-2017 · Legal entity · perm. rep.: Françoise Kemajou
Not recently confirmed

Day-to-day management 2

Sylvie MARIQUE
Day-to-day manager · since 19-01-2026
Current
Anne-Laure Desgris
Day-to-day manager · since 23-07-2026
Current

Permanent representatives 1

Maxime Dechesne
Permanent representative · since 05-03-2021 · for SmartBe
Current
2 not recently confirmed
Still in office according to the acts, but no act of the last six years confirms the mandate. It has often ended since, in an act we have not read.
Françoise Kemajou
Permanent representative · since 20-06-2017 · for Pour la Solidarité asbl
Not recently confirmed
Sandrino Graceffa
Permanent representative · since 20-06-2017 · for Fondation SMart
Not recently confirmed

Statutory auditor 1

RSM INTERAUDIT
Commissaire aux comptes · since 01-08-2022 · perm. rep.: Déborah Fischer
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
1 of this company's 37 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
314 m²
Building footprint
106 m²
Volume, LiDAR
1,180 m³
Parcel 21562A0354/00D015, Brussels · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
34 companies at this address See who is registered here
1 establishment unit
SMartCoop
Coenraetsstraat 72, 1060 Sint-Gillis (bij-Brussel)Activities of head offices; management consultancy activities
since 20162.260.285.684
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21562A0354/00D015 Brussels 314 m² 1 · 106 m² 15.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

58 people since 2016, 24 in office
Show
  • Board
  • Day-to-day management
  • Permanent representative
  • Statutory auditor
  • not recently confirmed
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
SmartBe
  • Board, from 05-03-2021 to date
Amaury Haegeman
  • Director, from 22-06-2021 to date
Yan Pierre Le Luyer
  • Director, from 22-06-2021 to date
Frédéric Guarentio
  • Director, from 14-06-2022 to date
Luis Pôlet
  • Director, from 14-06-2022 to date
Joachim Baudens
  • Director, from 20-06-2023 to date
Laurent Gemmel
  • Director, from 20-06-2023 to date
Aline Steiner
  • Director, from 18-06-2024 to date
Claire Beunckens
  • Director, from 18-06-2024 to date
Eline Van Audenaerde
  • Director, from 17-06-2025 to date
Lyne Brenac
  • Director, from 17-06-2025 to date
Renaud Sarrazin-Urbike
  • Director, from 17-06-2025 to date
Florianne Mandin
  • Director, from 23-06-2026 to date
Haïchel Pal
  • Director, from 23-06-2026 to date
Angelo Gregorio
  • Director, from 09-07-2026 to date
Dorcas Sizaire
  • Director, from 09-07-2026 to date
Florence Trokay
  • Director, from 09-07-2026 to date
Kathy Van der Elst
  • Director, from 23-07-2026 to date
Anne-Laure Desgris
  • Directrice générale déléguée, from 01-10-2019 to 23-06-2026
  • Director, from 23-06-2020 to 31-08-2021
  • Director, from 14-06-2022 to 23-06-2026
  • Day-to-day manager, from 23-07-2026 to date
Sylvie MARIQUE
  • Day-to-day manager, from 19-01-2026 to date
RSM INTERAUDIT
  • Commissaire aux comptes, from 01-08-2022 to date
Fondation SMart
  • Administrateur catégorie b, from 20-06-2017 not ended, last confirmed 29-12-2017
Julien Charles
  • Administrateur catégorie b, from 20-06-2017 not ended, last confirmed 29-12-2017
Pour la Solidarité asbl
  • Administrateur catégorie b, from 20-06-2017 not ended, last confirmed 29-12-2017
Maxime Dechesne
  • Director, from 22-06-2021 to 09-07-2026
  • Managing director, from 31-08-2021 ended, last mentioned 24-09-2025
Roger Burton
  • Director, from 21-06-2022 to 23-06-2026
Maria Glionna
  • Director, from 20-06-2023 to 27-04-2026
Maxime Dechesne
  • Représentant permanent et délégation à la gestion journalière, until 18-01-2026
Nicolas Belayew
  • Director, from 20-06-2023 to 15-01-2026
Virginie Lejeune
  • Director, from 20-06-2023 to 15-01-2026
Françoise Kemajou
  • Director, until 17-06-2025
Hugo Vandendriessche
  • Administrateur catégorie a, from 20-06-2017 to 17-06-2025
Isabelle Azaïs
  • Administrateur catégorie a, from 20-06-2017 to 17-06-2025
Pierre d'Haenens
  • Administrateur catégorie a, from 20-06-2017 to 17-06-2025
Marie-Françoise Wirix
  • Administrateur catégorie b, from 20-06-2017 to 23-05-2025
Frédéric Guariento
  • Board, until 22-10-2024
Farah El Hour
  • Director, from 22-06-2021 to 27-02-2024
Rosa Rochman
  • Director, from 22-06-2021 to 11-07-2023
Pierre Vreven
  • Director, from 22-06-2021 to 30-05-2023
Anthea Missy
  • Director, from 22-06-2021 to 16-05-2023
Fabien Glineur
  • Director, from 22-06-2021 to 27-09-2022
Yoann JANSSENS
  • Director, from 22-06-2021 to 13-05-2022
Leila Tabamer
  • Director, from 22-06-2021 to 08-03-2022
BETTARINI Lapo
  • Administrateur catégorie a, from 20-06-2017 to 22-06-2021
Fondation privée SMartBe
  • Board, until 22-06-2021
Gérard Fourré
  • Administrateur catégorie a, from 20-06-2017 to 22-06-2021
Julien Charies
  • Board, until 22-06-2021
Karl Delandsheere
  • Administrateur catégorie a, from 20-06-2017 to 22-06-2021
Lira Campoamor
  • Administrateur catégorie a, from 20-06-2017 to 22-06-2021
Marielle DEMILIE
  • Administrateur catégorie a, from 20-06-2017 to 22-06-2021
Vandenbulcke Marylène
  • Administrateur catégorie a, from 20-06-2017 to 22-06-2021
Marie-Laure Lulé
  • Administrateur catégorie a, from 20-06-2017 to 28-02-2021
Joëlle Boucher
  • Administrateur catégorie b, from 20-06-2017 to 17-09-2020
Thomas Blondeel
  • Administrateur catégorie b, from 20-06-2017 to 24-06-2020
Lieza Dessein
  • Administrateur catégorie b, from 20-06-2017 to 10-07-2019
Sarah Gommers
  • Administrateur catégorie a, from 20-06-2017 to 27-09-2018
GRACEFFA Sandrino
  • Chair of the board, from 08-12-2016 ended, last mentioned 12-01-2017
  • Director, from 08-12-2016 to 20-06-2017
  • Managing director, from 08-12-2016 ended, last mentioned 12-01-2017
WALLET Nicolas
  • Director, from 08-12-2016 to 20-06-2017
See the board, name and seat on a given date →

Articles of association

Purpose
SmartCoop est une entreprise partagée multisectorielle, et a pour objet: de permettre à ses Sociétaires de développer des activités économiques en son sein ou au sein du groupe…
Full purpose

SmartCoop est une entreprise partagée multisectorielle, et a pour objet: de permettre à ses Sociétaires de développer des activités économiques en son sein ou au sein du groupe Smart (tel que défini par le Règlement Intérieur de SmartCoop - ci-après dénommé le < ROI >) selon les modalités et dans les limites prévues par le Contrat d'Utilisation de l'Entreprise Partagée Smart (ci-après dénommé < Contrat d'Utilisation ») établi par le Conseil d'Administration, en vertu de l'article 15 des présents statuts. Les Sociétaires concourent au développement de la Société par leurs initiatives individuelles; la production et la commercialisation de tous biens et services, conçus et mis sur le marché à l'initiative individuelle des Sociétaires, tant en Belgique qu'à l'étranger; le développement de toute action et le cas échéant la production et la commercialisation pour son propre compte de tout bien et de tout service concourant à la réalisation de son but social; le développement de formations professionnelles ainsi que, de l'information et une éducation permanente à l'égard de son personnel et de ses Sociétaires. Dans le respect des dispositions légales, la Société représente et défend directement ou indirectement les intérêts communs des Sociétaires. Elle poursuit la réalisation de son but social et de son objet tant au niveau européen qu'international. En outre, dans le respect des dispositions légales, la Société peut: participer, par tous moyens, directement ou indirectement, à toutes opérations pouvant se rattacher à son objet, par voie de création de sociétés nouvelles, d'apport, de souscription ou d'achat de titres ou droits sociaux, de fusion ou autrement, de création, d'acquisition, de location, de prise en location-gérance de tous fonds de commerce ou établissements; donner caution tant pour ses propres engagements que pour les engagements de tiers, entre autres en donnant ses biens en hypothèque ou en gage, y compris son propre fonds de commerce;⚫ bâtir un réseau international, afin d'offrir des outils et services en soutien aux activités transnationales et d'œuvrer à améliorer et harmoniser les conditions de travail au niveau européen. L'énumération qui précède est exemplative et nullement limitative

Board rule
Ne sont éligibles comme administrateur·trice·s que les Sociétaires qui répondent aux critères d’éligibilité afférents à la catégorie, critères d’éligibilité des…
Other statement
Ouvrir, gérer et clôturer les comptes bancaires de la société ainsi qu'à signer tout documentfinancier, en ce compris les contrats de prêt, d'avance de fonds ou…

Structure & network

Connections & network

11 connected companies
Linked via shared directors
Show 7 more companies with a shared director
Société intercommunale BEP-Environnement
via Sylvie MARIQUE · Administrateur représentant le groupe « communes »
former→
LUNDI !
Shared director
→
POUR LA SOLIDARITE
Shared director
→
SmartBe
Shared director
→

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1

Acquisitions and mergers

1 transaction
Took over:UBIK
BE 0446.390.733merger by absorption · State Gazette act of 27-08-2025 (3 acts)

Capital and shareholders

Shareholders according to the acts
At incorporation act of 12-01-2017 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 08-08-2023 Capital stated in the act · 3,210,300 EUR
  2. 01-08-2022 Capital stated in the act · 210,000 EUR
  3. 27-10-2021 Capital stated in the act · 2,175,780 EUR
  4. 05-03-2021 Capital stated in the act · 210,060 EUR
  5. 12-11-2019 Capital stated in the act · 1,177,980 EUR
  6. 12-01-2017 Incorporation · 210,060 EUR · 7,002 shares

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 10,259 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formCooperative company
Founded30-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail instances@smart.coop
E-invoicing
Reachable via Peppol
Peppol ID 0208:0668600511
Also 9925:BE0668600511

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.