Skip to content

Smartbyte

Active Private limited companyfounded 2020active for 5 yearsMechelbaan 410, 2580 PutteKBO/BCE: BE 0759.924.922

Overview

Lifetime

4 annual accounts with figures on one time axis
peak €54,127 (2025)
€54,127▲ 55.9%
peak €11,997 (2024)
€8,612▼ 28.2%
peak €30,755 (2025)
€30,755▲ 38.9%
€275,393▲ 43.6%
Board1 name since 2020
Documentsfilings and deeds
02-04-202628 days before the deadline
2025micro format
Gross margin from €34,729 to €54,127Result from €11,997 to €8,612Equity from €22,142 to €30,755Debts from €191,817 to €275,393Investments €123,867Cash from €22,944 to €702

Key points

from the 2025 annual accounts

Equity

€30,755 ▲ 38.9%

Smartbyte has made a profit in every financial year since 2022.

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Debts

€275,393 90% of the balance sheet
Financial debts 65%Suppliers 3%Taxes and wages 5%Other 27%

Of this, €71,750 falls due within a year.

Investments

€123,867 4.1 × depreciation
2022202320242025

Green is investment, beige is depreciation. Land and buildings stand 57.2% higher than in 2024.

Filings

4 annual accounts 1 late
deadline2022202320242025

The 2024 accounts came 8 days late. The other three were filed on time.

Position in the sector

10.0%

Lower solvency than 85% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.

Checked score

65
Healthy
Financially stronger than 34% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.2 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 1.1%▲ +0.7 percentage points vs 09-2026highest value 11-2026: 1.1%● unchanged vs 10-2026

Financial strength
Weak

35=equity 10.0% of total assets
42-13short-term debt 23.4% · cash 0.2%
65-11return on assets 2.8%

Score breakdown

raises risk
1 change of registered office in 24 months
Liquidity: current ratio 0.30, cash €702, halved
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €306,148
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 16% of them on solvency, 18% on liquidity, 25% on profitability and 75% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,274 companies had the same profile as Smartbyte has now. Each dot stands for 9 companies, two years later.

94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Smartbyte itself: 1.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,274 companies, not a prediction for Smartbyte. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.3 (0.47 in 2024), below 1. Short-term debt is 23.4% and cash 0.2% of total assets. 90% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Liquidity: current ratio 0.30, cash €702, halved
NBB · annual accounts
lowers risk · Size: total assets €306,148
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 21206 sector peers (2025).
NBB · sector comparison
Position among 21206 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
28 days early
2024
8 days late
2023
31 days early
2022
12 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 16 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 10 April (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • JANS Davy Georges Mariette founderdeed of 21-12-2020
Board & ownership

Recent changes

Registered office moved from Hulshout to Putte New registered office: Mechelbaan 410. 2580 Putte · Previous registered office: Booischotseweg 12 2/1 2235 Hulshout · Board meeting of 27-08-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0759924922
Incorporation Founding capital of €3,000, 100 shares · Founder: JANS Davy Georges Mariette · Appointment: JANS Davy Georges Mariette (director) · published on 21-12-2020 · Gazette deed
First establishment Mechelbaan 410, Putte
All 9 events

Comparable companies

same main activity, similar in size and age
Company
Smartbyte Putte €306,148 €54,127 10.0% -
COGNITIVE SOLUTIONS Koekelberg €252,371 €54,180 51.2% -
Solufact Merksplas €350,166 €69,100 26.0% -
SOLIT CONSULT Schilde €383,116 €43,171 45.1% -
Maveric Stabroek €190,721 €52,623 37.6% -
OLIVIER PRONIEWSKI Etterbeek €288,830 €72,301 31.4% -
CONTROLLED CHAOS Leuven €290,532 €62,223 36.5% -

These companies have the same main activity as Smartbyte: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €191,000 and €383,000, founded between 2019 and 2021.

Official details

Source: KBO
Status
Active since 17-12-2020Normal situation
Activity
Other information technology and computer servicesNACE 62900and 3 others
Establishment unit
2.311.504.1592580 Putte, since 17-12-2020
Financial year end
30 September
Peppol
Reachable since 25-11-2025
Company details

Annual accounts to 30-09-2025

€54,127▲ 55.9%
€8,612▼ 28.2%
€30,755▲ 38.9%
€306,148▲ 43.1%
Filing
Filed on 02-04-2026, 28 days before the end of the filing period
Financials

Insights on Smartbyte

Smartbyte files the micro format. That format states no turnover. The gross margin rose from €10,471 in 2022 to €54,127 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 02-04-2026, 28 days before the deadline
€54,127
▲ 55.9%
€22,349
▲ 30.7%
€8,612
▼ 28.2%
-€50,388
▼ €24,164
10.0%
▼ 0.3 percentage points
0.30
▼ 0.17

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €94,000 and €140,000.

Balance sheet

balance sheet total €306,148 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

10.0%

Higher than 15% of 21,206 companies in 2025.

0.30

Lower than 95% of 20,569 companies in 2025.

2.8%

Higher than 22% of 20,744 companies in 2025.

Smartbyte Middle half of the sector 80% of the sector Micro accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 306,148213,96044,60120,664
21/28 284,785191,0165,9726,042
22/27 284,785191,0165,9726,042
22 271,450172,709--
23 8,77912,4144,1724,024
24 4,5565,8931,8012,019
29/58 21,36222,94438,62814,621
40/41 20,165--10,523
40 20,165--8,844
41 ---1,679
54/58 70222,94438,6284,098
490/1 496---
Balance sheet: equity and liabilities
10/49 306,148213,96044,60120,664
10/15 30,75522,14210,1454,627
10/11 3,0003,0003,0003,000
13 19,00019,000--
133 19,00019,000--
14 8,7551427,1451,627
17/49 275,393191,81734,45516,037
17 179,393118,400--
170/4 179,393118,400--
42/48 71,75049,16723,2304,681
42 10,132---
44 7,56727,8607,386321
440/4 7,56727,8607,386321
45 14,98014,05711,8944,360
450/3 11,63410,96811,8944,360
454/9 3,3463,088--
47/48 39,0717,2503,950-
492/3 24,25024,25011,22511,356
Income statement
9900 54,12734,72910,17410,471
62 13299--
630 30,09814,1741,305766
640/8 1,5483,3626464,866
9901 22,34917,0948,2244,839
75/76B 92---
75 92---
65/66B 10,234153205212
65 10,234153205212
9903 12,20816,9428,0194,627
67/77 3,5964,9452,5003,000
9904 8,61211,9975,5191,627
9905 8,61211,9975,5191,627
Appropriation of the result
9906 8,75519,1427,1451,627
14P 1427,1451,627-
691/2 -19,000--
6921 -19,000--
Document PDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 02-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 02-04-2026 2026-00071135 PDF
30-09-2024 micro format 08-05-2025 2025-00091586 PDF
30-09-2023 micro format 30-03-2024 2024-00056545 PDF
30-09-2022 micro format 18-04-2023 2023-00061387 PDF

Subsidies and aid

Flemish government 2024, 1 entry, €855 awarded, €285 paid

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
52,44731,2689,5285,605
38,71026,1716,8232,393
123,867199,2171,2356,809
-22,242-15,68534,530-
-50,388-26,22315,3989,940
10.0%10.3%22.7%22.4%
0.300.471.663.12
8.958.663.403.47
28.0%54.2%54.4%35.2%
2.8%5.6%12.4%7.9%
5.12over 10046.4826.46

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-202430-09-202330-09-2022
Tangible fixed assets€123,867€199,217€1,235€6,809
€30,098€14,174€1,305€766

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on Smartbyte

The operating result for 2025 is 31% higher than in 2024 and the highest since 2022. It is the third rise in a row.

Debt's share of the balance-sheet total rises from 89.7% to 90.0%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director
appointed by deed of 21-12-2020 term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 02-04-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Board
Mandates as a list
  • JANS Davy Georges Mariette
    • Director, from 17-12-2020 to date

See the board, name and registered office on a given date →

Control

This company
Smartbyte
Equity €30,755
Profit €8,612 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€308 in 2025
Source
deed of 21-12-2020

Articles of association

deed of 21-12-2020 (in Dutch)
Board ruleThese rules set how the board is made up, meets and takes decisions.
1 director

Founder

At incorporation deed of 21-12-2020 ↗

Network & group

No group

Smartbyte has no parent and no holdings in its annual accounts. JANS Davy Georges Mariette is the only director.

At the same address

Mechelbaan 410, 2580 Putte · 1 other company
PUUUUR
registered office since 24-10-2023 · founded in 2023
total assets €9,281 (2025)
1001.566.570

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
PUUUUR
via JANS Davy Georges Mariette · Director · deed of 26-10-2023
Founded in 2023 · total assets €9,281 (2025)
→

Timeline

Timeline

9 events since 2020

Deadline for the 2026 accounts: 30-04-2027

2026
Registered office moved from Hulshout to PutteNew registered office: Mechelbaan 410. 2580 Putte · Previous registered office: Booischotseweg 12 2/1 2235 Hulshout · Board meeting of 27-08-20262 points ▸
  • Board meeting, 27-08-2026
  • Registered-office move, Mechelbaan 410. 2580 Putte

Open the deed in the Belgian Official Gazette

Annual accounts 2025 filed PDFmicro format · 28 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0759924922
Annual accounts 2024 filed PDFmicro format · 8 days late
2024
Highest result from 2022 to 2025 net €11,997 ▲117% The net result of €11,997 is the highest of those years.
Annual accounts 2023 filed PDFmicro format · 31 days before the deadline
2023
Annual accounts 2022 filed PDFmicro format · 12 days before the deadline
2020
IncorporationFounding capital of €3,000, 100 shares · Founder: JANS Davy Georges Mariette · Appointment: JANS Davy Georges Mariette (director) · published on 21-12-20204 points ▸

Open the deed in the Belgian Official Gazette

First establishment Mechelbaan 410, Putte

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Smartbyte was incorporated on 17 December 2020 as a private limited company by one natural person, with a starting capital of €3,000.12 The registered office was moved to Putte in 2026.3 JANS Davy Georges Mariette is director of the company, appointed by deed of 21-12-2020.2 Total assets rose from €20,664 in 2022 to €306,148 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 21-12-2020
  3. 3Belgian Official Gazette, 07-10-2026
  4. 4National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0759.924.922
VAT number
BE 0759.924.922
Peppol ID
0208:0759924922
Other Peppol ID
9925:BE0759924922
Legal form
Private limited company
Status
Active, normal situation
Founded
17-12-2020
Financial year
ends on 30 September
Peppol
Reachable since 25-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Smartbyte in Dutch
Trade name
RefactorIT in Dutch
Entity type
Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 21-12-2020 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62090 Computer programming, consultancy and related activities main activity
62020 IT consultancy
63110 Computing infrastructure, data processing, hosting and other information service activities
95110 Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,de…”
13 activities
  1. Het verwerven van participaties in eender welke vorm in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,de planning,de coördinatie,de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt.
  2. Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan kredietinstellingen.
  3. Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard;in de ruimste zin,met uitzondering van adviezen inzake beleggingen en geldplaatsingen;bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur,dienstprestaties van economische aard,daartoe behorende onder meer techno-consult en assistentie op gebied van engineering.
  4. Het waarnemen van alle bestuursopdrachten en opdrachten van vereffenaars,het uitoefenen van opdrachten en functies.
  5. Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa.
  6. Het verlenen van administratieve prestaties en computerservices.
  7. De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in ‘t kort tussenpersoon in de handel.
  8. Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen.
  9. Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen.
  10. Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen.
  11. Het onderzoek,de ontwikkeling,de exploitatie en de commercialisatie van hardware en software procedés alsmede de adviesverstrekking ter zake,dit alles leidend tot de integratie van computersystemen dienstig voor strategische doelstellingen van ondernemingen zowel uit de publieke en private sector.Dit alles in de ruimste zin.
  12. Alle commerciële,industriële en financiële verrichtingen aangaande of in verband met elke handeling betreffende computers en bijhorende elektronische toestellen alsmede de fabricage en/of assemblage ervan;alle verrichtingen aangaande het huren en het verhuren,het vervoeren en het opslaan,het uitbaten en het omvormen van computers en bijhorende elektronische toestellen en van alle voorwerpen ermede in rechtstreeks of onrechtstreeks verband of die van aard zijn hun activiteit te begunstigen;het verlenen van diensten bij middel van computers en bijhorende elektronische toestellen.
  13. Alle verrichtingen van commerciële,industriële,onroerende,roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of de verwezenlijking ervan kunnen bevorderen
deed of 21-12-2020 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Mechelbaan 410 registered office 2580 Putte 58290 Other software publishing 17-12-2020 2.311.504.159

Buildings and parcels at the address

Ground area
63 m²
Buildings
63 m²
Volume, LiDAR
317 m³
Tallest building
9.7 m
Buildings to scale, each on its own parcel
63 m², 9.7 m 63 m², 9.7 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
12029B0417/00M00063 m² 1 · 63 m² 9.7 m · 2

Contact

E-mail info@smartbyte.be
E-mail davy@smartbyte.be establishment in Putte