Investments
€222,800 87.0 × depreciation
Green is investment, beige is depreciation.
COGNITIVE SOLUTIONS
Lifetime
6 annual accounts with figures on one time axispeak €268,432 (2023)
€54,180▼ 73.2%
lowest -€21,001 (2025)
-€21,001▼ €35,017
peak €150,187 (2024)
€129,186▼ 14.0%
€123,185▼ 5.6%
Board3 names since 2020
1 directorBEN SID MOHAMED
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €202,473 to €54,180Loss of €21,001Resignation: DHIMDI HICHAM (director) 14-01Equity from €150,187 to €129,186Investments €222,800Cash from €5,010 to €3,423
Key points
from the 2025 annual accountsStaff
1 employees on 31-12-2025
In 2025, nobody joined and 1 person left.
Liquidity
0.26 was 2.25 in 2024
Short-term debts fell from €124,357 to €121,508.
Filings
6 annual accounts 4 late
The 2023 accounts came latest: 129 days after the end of the period.
Board
1 joined · 1 left
Board changed. Latest change 14-07-2026 · 1 in office.
Position in the sector
-€21,001
Lower net result than 93% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Checked score
65
Healthy
Financially stronger than 24% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.8%▲ +0.3 percentage points vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 0.5%▼ -0.3 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.4%▼ -0.1 percentage points vs 04-2026lowest value
06-2026: 0.5%▲ +0.1 percentage points vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 1.7%▲ +1.2 percentage points vs 07-2026highest value
09-2026: 1.0%▼ -0.7 percentage points vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
11-2026: 1.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.26, cash €3,423
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 44% of them on solvency, 10% on liquidity, 12% on profitability and 28% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as COGNITIVE SOLUTIONS has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of COGNITIVE SOLUTIONS itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for COGNITIVE SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.26 (2.25 in 2024), below 1. Short-term debt is 48.1% and cash 1.4% of total assets. 48.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
28 days late
2024
12 days early
2023
129 days late
2022
31 days late
2021
30 days late
2020
9 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 33 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BEN SID MOHAMED 100 sharesdeed of 30-07-2026
- BENALI JAMAL 100 sharesdeed of 30-07-2026
Recent changes
Registered office moved from Molenbeek-Saint-Jean to Koekelberg
Transfer of 100 shares from BEN SID MOHAMED to BENALI JAMAL · New registered office: Rue Schmitz 5/89 1081 Koekelberg · Previous registered office: Rue de l'Intendant 40; 1080 Molenbeek-Saint-Jean · General meeting of 14-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0749702508
Resignation: DHIMDI HICHAM (director)
Transfer of shares from DHIMDI HICHAM to BEN SID MOHAMED · Appointment: BEN SID MOHAMED (director) · BEN SID MOHAMED holds 75 shares · General meeting of 01-01-2025 · Gazette deed
First establishment
Schmitzstraat 5, Koekelberg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| COGNITIVE SOLUTIONS Koekelberg | €252,371 | €54,180 | 51.2% | - |
| Smartbyte Putte | €306,148 | €54,127 | 10.0% | - |
| Neptunial Lievegem | €224,076 | €51,234 | 52.5% | - |
| OLIVIER PRONIEWSKI Etterbeek | €288,830 | €72,301 | 31.4% | - |
| SCHOLS NRJ Schaerbeek | €260,733 | €76,527 | 89.8% | - |
| NEXT GENERATIONS Anderlecht | €187,338 | €68,307 | 88.8% | - |
| CONTROLLED CHAOS Leuven | €290,532 | €62,223 | 36.5% | - |
These companies have the same main activity as COGNITIVE SOLUTIONS: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €187,000 and €306,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 02-07-2020Normal situation
- Activity
- Other information technology and computer servicesNACE 62900and 2 others
- Establishment unit
- 2.304.320.5181081 Koekelberg, since 03-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 10-10-2025
Annual accounts 2025
- ≈ €110,000estimated
- €252,371▼ 10.1%
- Employeeson 31-12-2025
- 1▼ 50.0%
- Filing
- Filed on 28-08-2026
Insights on COGNITIVE SOLUTIONS
COGNITIVE SOLUTIONS files the micro format. That format states no turnover. The gross margin rose from €5,181 in 2020 to €54,180 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about COGNITIVE SOLUTIONS
- What is the company number of COGNITIVE SOLUTIONS?
- The company number of COGNITIVE SOLUTIONS is 0749.702.508. The VAT number is the same number with BE in front: BE 0749.702.508.
- Where is COGNITIVE SOLUTIONS based?
- The registered office is at Schmitzstraat 5, 1081 Koekelberg.Company details
- What does COGNITIVE SOLUTIONS do?
- According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
- What is the legal form of COGNITIVE SOLUTIONS?
- COGNITIVE SOLUTIONS is a private limited company (BV).
- When was COGNITIVE SOLUTIONS founded?
- COGNITIVE SOLUTIONS was founded on 02-07-2020.
- Is COGNITIVE SOLUTIONS still active?
- Yes, COGNITIVE SOLUTIONS is an active enterprise in the KBO register.
- How many employees does COGNITIVE SOLUTIONS have?
- COGNITIVE SOLUTIONS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of COGNITIVE SOLUTIONS?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €54,180 and 97 comparable companies (NACE 62). It probably lies between €94,000 and €140,000.
- Is COGNITIVE SOLUTIONS profitable?
- In financial year 2025, COGNITIVE SOLUTIONS made a loss of €21,001.
- Where can I find the annual accounts of COGNITIVE SOLUTIONS?
- COGNITIVE SOLUTIONS filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of COGNITIVE SOLUTIONS due?
- COGNITIVE SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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