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SMART SYSTEMS AND PROCESSES

Active
Private limited companyfounded 20242 yrs activePaul Dejaerlaan 16, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 1010.057.040

SMART SYSTEMS AND PROCESSES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €45k. Its solvency ranks better than 77% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
90 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.97; short-term debt: 18% and cash: 80.1% of total assets), and 18% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82%
Return on assets
73.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
20 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€50k
Total assets
€61k
Net result
€45k
Working capital
€44k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €61k
Fixed assets €6k
Current assets €55k
Equity and liabilities €61k
Equity €50k
Debt €11k
Debt finances 18.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€64k
Cash flow
€48k
Solvency
82.0%
Current ratio
4.97
Quick ratio
4.97
Debt / equity
0.22
ROE
90.1%
ROA
73.8%
Interest coverage
17.88
Debt
€11k
Debt ≤ 1 year
€11k
Income taxes
€13k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€61k
Fixed assets21/28€6k
Tangible fixed assets22/27€6k
Furniture and vehicles24€6k
Current assets29/58€55k
Amounts receivable within one year40/41€5k
Trade receivables40€5k
Other amounts receivable41€386
Cash at bank and in hand54/58€49k
Deferred charges and accrued income490/1€716
Equity and liabilities
Total equity and liabilities10/49€61k
Equity10/15€50k
Contributions10/11€5k
Profit (loss) carried forward14€45k
Amounts payable17/49€11k
Amounts payable within one year42/48€11k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Other amounts payable47/48€3k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€2k
Gross operating margin9900€66k
Operating profit (loss)9901€62k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€58k
Income taxes67/77€13k
Profit (loss) for the period9904€45k
Profit (loss) for the period to be appropriated9905€45k
Appropriation of the result
Profit (loss) to be appropriated9906€45k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
11-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2024
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Paul Dejaerlaan 161060 Sint-Gillis (bij-Brussel)
Ground area
135 m²
Building footprint
89 m²
Volume, LiDAR
1,432 m³
Parcel 21013B0417/00P012, Brussels · tallest building 20.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SMART SYSTEMS AND PROCESSES
Paul Dejaerlaan 16, 1060 Sint-Gillis (bij-Brussel)Printing and reproduction of recorded media
since 20242.360.315.747
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0417/00P012
ProtectedMonumentVoormalige varkensslagerijSource ↗
Brussels 135 m² 1 · 89 m² 20.0 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,354 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-06-2024
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
18200Printing and reproduction of recorded media
27900Manufacture of electrical equipment
43211General electrical installation work
47400Retail sale of information and communication equipment
47410Retail trade
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.