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Complete company report
Generated 09-08-2026
Active BE 0760.447.633Private limited company

SMART SYMBOLS

Stationsstraat 11 ·8880 Ledegem, Belgium· 5 yrs active
Sector: Computer programming & consultancy (62100)
Conclusion Checked

The computed 12-month bankruptcy probability of SMART SYMBOLS is 0.9% (low). The 2024 annual accounts show negative equity (€-219k) and a net result of €-113k. Equity is shrinking by ~119.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 7336 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €-219k
Net result €-113k
Staff (FTE) 2
Better than sector 5%
Snowflake analysis 5 axes · computed by Checked
Health7Profitability100Solvency33Growth32Stability94
53 / 100

Mixed profile: strong on profitability, weaker on health.

Health 7
Profitability 100
Solvency 33
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
7 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro
€-150k€-100k€-50k€0Operating result 2021: €-36k€-36kNet result 2021: €-36k€-36kOperating result 2022: €-58k€-58kNet result 2022: €-58k€-58kOperating result 2023: €-104k€-104kNet result 2023: €-106k€-106kOperating result 2024: €-100k€-100kNet result 2024: €-113k€-113k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~119.1%/year over 4 fiscal years, indicative, assuming unchanged policy.
€-600k€-400k€-200k€02025: €-285k (€-308k - €-261k)2026: €-367k (€-405k - €-329k)2027: €-450k (€-502k - €-398k)2021: €34k2022: €-24k2023: €-105k2024: €-219k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -102.7% 65.0%
better than 5% of 7336 sector peers
Net result €-113k €32k
better than 5% of 7333 sector peers
Equity €-219k €58k
better than 5% of 7338 sector peers
Gross operating margin €-33k €52k
better than 5% of 7327 sector peers
Staff costs €49k €17k
higher than 70% of 1081 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-82k
+15.1% far below sector median
Net profit
€-113k
-6.6% far below sector median
Cash flow
€-96k
+3.9% far below sector median
Total assets
€213k
+30.7% +107% vs sector
Equity
€-219k
-107.9% far below sector median
Working capital
€-96k
-44.3% far below sector median
Employees (FTE)
2
0.0% +100% vs sector
Staff costs
€49k
+46.8% +117% vs sector
Income taxes
€0
-100.0% -100% vs sector
Debt
€431k
+60.9% far above sector median
Debt ≤ 1y
€110k
+8.1% far above sector median
Debt > 1y
€310k
+87.4% +149% vs sector
Current ratio
0.13
-63.1% -96% vs sector
Quick ratio
0.13
-63.1% -96% vs sector
Solvency
-102.7%
-59.1% far below sector median
Debt / equity
-1.97
+22.6% far below sector median
ROE
51.9%
-48.7% far above sector median
ROA
-53.3%
+18.4% far below sector median
Interest coverage
-6.17
+82.2% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-82k
Net profit€-113k
Cash flow€-96k
Staff costs€49k
Income taxes€0
Dividends-
Total assets€213k
Equity€-219k
Debt€431k
of which ≤ 1y€110k
of which > 1y€310k
Working capital€-96k
Employees (FTE)2.0
Ratios (computed)
2024
Current ratio0.13
Quick ratio0.13
Working capital ratio-45.2%
Solvency-102.7%
Debt / equity-1.97
Long-term debt ratio-1.42
Interest coverage-6.17
Gross margin-
Net margin-
ROA-53.3%
ROE51.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€213k
Fixed assets 21/28€199k
Intangible fixed assets 21€199k
Current assets 29/58€14k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€2
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€213k
Equity 10/15€-219k
Contributions / capital 10/11€95k
Accumulated profits (losses) 14€-314k
Amounts payable 17/49€431k
Amounts payable after one year 17€310k
Amounts payable within one year 42/48€110k
Trade debts payable within one year 44€83k
Income statement
Gross operating margin 9900€-33k
Operating result 9901€-100k
Financial income 75€43
Financial charges 65€13k
Result before taxes 9903€-113k
Income taxes 67/77€0
Net result for the period 9904€-113k
Result to be appropriated 9905€-113k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Computer programming & consultancy(62100)
Legal form Private limited company(610)
Incorporation23-12-2020
StatusActive
Postal code8880
Establishment units 1 location
SMART SYMBOLS
Stationsstraat 11, 8880 LedegemOntwerpen en programmeren van computerprogramma's
since 20202.314.354.771
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36010D0555/00N000 Flanders 585 m² 1 · 97 m² 11.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
08-05-2025
State Gazette act Capital & shares
Yorik DESMYTTERE
2024
12-11-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
10-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
24-04-2023
State Gazette act Capital & shares
MIEKE VANHIXE
06-01-2023
State Gazette act Registered-office change
2022
30-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 3 acts
Capital history · 2
08-05-2025
Capital change
24-04-2023
Capital change
Address history · 1
06-01-2023
Registered-office move
All acts · 3 updated 1 year ago
2025
08-05-2025 Capital increase of €565,274.82 Capital & shares·Yorik DESMYTTERE
  • Inbreng in geld · Apport en numéraire
  • 4 kapitaalbewegingen in deze akte
Notary: Yorik DESMYTTERE · BrusselFirm: BERQUIN NOTARISSEN
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  "act_meta": {
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    "pub_date": "2025-05-08",
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2023
24-04-2023 Capital increase of €25,056 to €25,056 Capital & shares·MIEKE VANHIXE
  • €0 → €25.056
  • Inbreng in geld · Apport en numéraire
  • 2 kapitaalbewegingen in deze akte
Notary: MIEKE VANHIXE · Ledegem
Technical details 
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  "act_meta": {
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    "pub_date": "2023-04-24",
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06-01-2023 Registered office moved from Kortrijk to Ledegem Registered-office change
  • Engelse Wandeling(Kor) 2K18, 8500 Kortrijk → Stationsstraat 11, 8880 Ledegem
Technical details 
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900
Primary activity highlighted.
Names & trade names
Legal nameNL SMART SYMBOLS
Registered office
Stationsstraat 11
8880 Ledegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative