SMART RENURE

Active

Private limited companyfounded 20224 yrs activeHoekstraat(RON) 11, 9932 Lievegem, BelgiumKBO/BCE: BE 0785.304.872

SMART RENURE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €11k. Equity is growing by ~77.1% per year across the filed fiscal years. Its solvency ranks better than 15% of 56 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

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Checked score

Score 2025

43 / 100

Weak▼ -8 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency7▲+2

Growth78=

Stability94

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Liquidity short (current ratio 0.44 against 0.34 in 2024), and 89.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

10.6%

Return on assets

3.6%

Age of the figures

8 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 38

Relative position

BE, all sectors

reference

Sector 38

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 56 sector peers (2025).

NBB · sector comparison

Position among 56 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

8 d early

2024

13 d early

2023

5 d early

2022

7 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€31k▲ 52.1%

2024 · €20k

2022: €-30k 2023: €-29k 2024: €20k

2022 → 2025

Total assets

€289k▼ 0.1%

2024 · €289k

2022: €383k 2023: €304k 2024: €289k

2022 → 2025

Net result

€11k▼ 78.5%

2024 · €49k

2022: €-35k 2023: €2k 2024: €49k

2022 → 2025

Working capital

€-110k▼ 0.4%

2024 · €-109k

2022: €-85k 2023: €-147k 2024: €-109k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€-30k-€-29k▲ 5.6%€20k€31k▲ 52.1%

Operating result€-32k-€6k€56k▲ 896%€16k▼ 71.3%

Net result€-35k-€2k€49k▲ 2,787%€11k▼ 78.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 71% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €289k

69.8%

30.2%

Fixed assets €201k▼ 13.5%

Current assets €87k▲ 55.5%

Equity and liabilities €289k

11%

89.4%

Equity €31k▲ 52.1%

Debt €258k▼ 4.0%

The debt ratio falls from 93.0% to 89.4%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€47k▼

2024 · €87k

Cash flow

€42k▼

2024 · €80k

Solvency

10.6%▲

2024 · 7.0%

Current ratio

0.44▲

2024 · 0.34

Quick ratio

0.30▲

2024 · 0.27

Debt / equity

8.40▼

2024 · 13.31

ROE

34.2%▼

2024 · 242.7%

ROA

3.6%▼

2024 · 17.0%

Interest coverage

16.93▼

2024 · 25.91

Debt

€258k▼

2024 · €269k

Debt ≤ 1 year

€197k▲

2024 · €166k

Debt > 1 year

€61k▼

2024 · €103k

Income taxes

€3k▼

2024 · €4k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Total assets 20/58€289k€289k▼

Fixed assets 21/28€233k€201k▼

Tangible fixed assets 22/27€233k€201k▼

Current assets 29/58€56k€87k▲

Stocks & contracts in progress 3€12k€29k▲

Amounts receivable within one year 40/41€33k€27k▼

Cash & bank 54/58€11k€29k▲

Total equity & liabilities 10/49€289k€289k▼

Equity 10/15€20k€31k▲

Contributions / capital 10/11€5k€5k=

Accumulated profits (losses) 14€16k€26k▲

Amounts payable 17/49€269k€258k▼

Amounts payable after one year 17€103k€61k▼

Amounts payable within one year 42/48€166k€197k▲

Trade debts payable within one year 44€2k€37k▲

Income statement Code20242025

Gross operating margin 9900€87k€48k▼

Operating result 9901€56k€16k▼

Financial income 75€0€1▲

Financial charges 65€3k€3k▼

Result before taxes 9903€52k€13k▼

Income taxes 67/77€4k€3k▼

Net result for the period 9904€49k€11k▼

Result to be appropriated 9905€49k€11k▼

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

23-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

18-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €49k ▲2787%

Operating result €56k, net result €49k, both a record.

26-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

24-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Comparable companies · same sector, comparable size

Similar companies · same sector, comparable size

PUR VER

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FEELING TOUCH COMPANY

Villers-le-Bouillet · Eq €26k

Erquelinnes · Eq €41k

Of 281 companies in sector 38330 we hold annual accounts for 239. 59 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-04-2022

Fiscal year end31-12

Activities, NACEBEL

38219Waste collection, recovery and disposal activities

38330Waste collection, recovery and disposal activities

01610Support activities for crop production

70200Business and other management consultancy

70220Business consulting

74909Other professional, scientific and technical activities

74999Other professional, scientific and technical activities

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 05-08-2026. Scores and ratios are computed by Checked and are not a credit decision.