SMART PROJECTS
ActiveSMART PROJECTS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €971k and a net result of €74k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-24
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 79.27 against 73.6 in 2024; short-term debt: 1.3% and cash: 11.3% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
6.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 11-10-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
31 d early
2023
25 d early
2022
24 d early
2021
31 d early
2020
30 d early
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€971k▲ 8.2%
2024 · €898k
2019: €734k
2020: €691k
2021: €788k
2022: €792k
2023: €857k
2024: €898k
2019 → 2025
Total assets
€1.12M▲ 8.4%
2024 · €1.03M
2019: €893k
2020: €840k
2021: €967k
2022: €923k
2023: €1.01M
2024: €1.03M
2019 → 2025
Net result
€74k▲ 9.3%
2024 · €68k
2019: €26k
2020: €-42k
2021: €98k
2022: €4k
2023: €65k
2024: €68k
2019 → 2025
Working capital
€1.10M▲ 8.6%
2024 · €1.01M
2019: €807k
2020: €780k
2021: €898k
2022: €891k
2023: €963k
2024: €1.01M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€788k-€792k▲ 0.4%€857k▲ 8.2%€898k▲ 4.8%€971k▲ 8.2%
Operating result€48k-€9k▼ 80.4%€95k▲ 906%€60k▼ 37.2%€49k▼ 17.0%
Net result€98k-€4k▼ 95.6%€65k▲ 1,412%€68k▲ 4.2%€74k▲ 9.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€563▼ 68.5%
Current assets
€1.11M▲ 8.5%
Equity and liabilities €1.12M
Equity
€971k▲ 8.2%
Debt
€144k▲ 9.8%
The debt ratio rises from 12.7% to 12.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▼
2024 · €61k
Cash flow
€75k▲
2024 · €70k
Solvency
87.1%▼
2024 · 87.3%
Current ratio
79.27▲
2024 · 73.60
Quick ratio
79.27▲
2024 · 73.60
Debt / equity
0.15▲
2024 · 0.15
ROE
7.6%▲
2024 · 7.6%
ROA
6.7%▲
2024 · 6.6%
Interest coverage
3.08▼
2024 · 6.27
Debt
€144k▲
2024 · €131k
Debt ≤ 1 year
€14k▲
2024 · €14k
Debt > 1 year
€120k▲
2024 · €110k
Income taxes
€19k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.12M▲
Fixed assets21/28€2k€563▼
Tangible fixed assets22/27€2k€563▼
Plant, machinery and equipment23€2k€563▼
Current assets29/58€1.03M€1.11M▲
Amounts receivable within one year40/41€17k€14k▼
Trade receivables40€12k€13k▲
Other amounts receivable41€5k€923▼
Current investments50/53€876k€974k▲
Cash at bank and in hand54/58€134k€126k▼
Deferred charges and accrued income490/1€825€345▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.12M▲
Equity10/15€898k€971k▲
Reserves13€898k€971k▲
Distributable reserves133€898k€971k▲
Amounts payable17/49€131k€144k▲
Amounts payable after more than one year17€110k€120k▲
Other amounts payable178/9€110k€120k▲
Amounts payable within one year42/48€14k€14k▲
Trade debts44€874€960▲
Suppliers440/4€874€960▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€1k=
Remuneration and social security454/9-€2k
Other amounts payable47/48€12k€9k▼
Accrued charges and deferred income492/3€7k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€64k€53k▼
Operating profit (loss)9901€60k€49k▼
Financial income75/76B€50k€60k▲
Recurring financial income75€50k€60k▲
Financial charges65/66B€10k€16k▲
Recurring financial charges65€10k€16k▲
Profit (loss) for the period before taxes9903€99k€93k▼
Income taxes67/77€32k€19k▼
Profit (loss) for the period9904€68k€74k▲
Profit (loss) for the period to be appropriated9905€68k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€74k▲
Transfer from equity791/2€2k-
Transfer to equity691/2€67k€73k▲
To other reserves6921€67k€73k▲
Profit to be distributed694/7€3k€833▼
Return on contributions (dividend)694€3k€833▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
11-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 73.60
Current ratio from 22.33 to 73.60; short-term debt falls from €45k to €14k.
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 53.20
Current ratio from 22.38 to 53.20; short-term debt falls from €42k to €17k.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €98k
Net result €98k after one loss-making year.
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €-42k ▼262%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langheidestraat 413740 Bilzen-HoeseltGround area
3,203 m²
Building footprint
237 m²
Volume, LiDAR
1,265 m³
Parcel 73005B0217/00S005, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SMART PROJECTS
since 20062.154.637.046
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73005B0217/00S005 | Flanders | 3,203 m² | 1 · 237 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tekst.ai
BE 0780.845.545
Gent · Eq €971k
ELMOS
BE 0442.662.567
Mechelen · Eq €974k
ACOM INFORMATICA BEGELEIDERS
BE 0475.917.137
Antwerpen · Eq €967k
Information Technology for Public Transport
BE 0656.563.009
Sint-Jans-Molenbeek · Eq €967k
DEHORA CONSULTANCY GROUP
BE 0877.603.837
Antwerpen · Eq €978k
Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 4,169 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2006
Fiscal year end31-03
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
72600
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.