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Smart Living

Active
Private limited companyfounded 2015active for 11 yearsOude Spoorbaan 100, 3500 Hasselt, BelgiumKBO/BCE: BE 0642.545.717
Summary

Smart Living has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116,900 and a net result of €20,705. Equity has been growing by about 7.9% per year since 2018. Its solvency ranks better than 39% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 30-10-2015 Normal situation
Registered office
14 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
General electrical installation work NACE 43211and 2 others
Joint committee
149.01 Paritair Subcomité voor de elektriciens: installatie en distributie · annual accounts 2025
Establishment unit
2.247.199.097 3500 Hasselt, since 02-11-2015
Financial year end
31 December
Peppol
Reachable since 22-06-2026

Board and ownership

Board
  • SEVENANTS TimDirector · since 05-07-2023

Financial position

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€143,838
▼ 12.1%
Turnover
≈ €410,000
estimated
Profit
€20,705
▲ 46.5%
Equity
€116,900
▲ 21.5%
Total assets
€316,527
=
Employees on 31-12-2025
1
▼ 50.0%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.59, cash €2,992, halvedlowers riskFounded in 2015Size: total assets €316,527Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 36% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 62+7
equity 36.9% of total assets
Liquidity 18-2
short-term debt 63.1% · cash 0.9%
Profitability 54+5
return on assets 6.5%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.1%highest value 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 0.9%▼ -0.1 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.8%▼ -0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.5%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 1.1%▲ +0.3 percentage points vs 08-2026 10-2026: 0.5%▼ -0.6 percentage points vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.59 (1.44 in 2024), above the usual 1.5. Short-term debt is 63.1% and cash 0.9% of total assets. However, 63.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 39% of them on solvency, 10% on liquidity, 26% on profitability and 69% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 1.59, cash €2,992, halved
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €316,527
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
50 days early
2024
29 days early
2023
14 days early
2022
51 days late
2021
31 days late
2020
1 day late
2019
36 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €20,705 8 years View
  • Higher gross margin than 84% of companies in specialised constructionsector median €39,319 · 34,906 companies €143,838 View

Recent changes

  1. · Gazette deed Resignation: BV Sincere Invest (director)
  2. · Gazette deed Permanent representative: VANSTRAELEN Andries
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Smart Living: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €287,000 and €379,000, founded between 2015 and 2016.

CompanyTotal assetsGross margin
Smart Living Hasselt€316,527€143,838
AEVP Sint-Truiden€315,131€147,748
KOBAY Beringen€286,912€153,086
C&W Technieken Diepenbeek€379,126€168,694
SamElek Genk€366,261€174,362
Comfortair Begijnendijk€307,674€142,852
B-Wize Liège€339,263€129,447
Full comparison

Key facts about Smart Living

What is the company number of Smart Living?
The company number of Smart Living is 0642.545.717. The VAT number is the same number with BE in front: BE 0642.545.717.
Where is Smart Living based?
The registered office is at Oude Spoorbaan 100, 3500 Hasselt.Company details
What does Smart Living do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of Smart Living?
The legal form of Smart Living is Private limited company (BV).
When was Smart Living founded?
Smart Living was founded on 30-10-2015.
Is Smart Living still active?
Yes, Smart Living is an active enterprise in the KBO register.
How many employees does Smart Living have?
Smart Living had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Smart Living fall under?
In its 2025 annual accounts, Smart Living states joint committee 149.01 (Paritair Subcomité voor de elektriciens: installatie en distributie).
What is the turnover of Smart Living?
The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €143,838 and 39 comparable companies (NACE 43211). It probably lies between €290,000 and €530,000.
Is Smart Living profitable?
In financial year 2025, Smart Living made a profit of €20,705.
Where can I find the annual accounts of Smart Living?
Smart Living filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Smart Living due?
Smart Living must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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