Comfortair
ActiveComfortair has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €92k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency38▼-62
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.73 against 3.74 in 2024; short-term debt: 85.5% and cash: 50.3% of total assets), and 87.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.9%
Return on assets
29.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 27619 sector peers (2025).
NBB · sector comparisonPosition among 27619 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
15 d early
2024
10 d early
2023
1 d early
2022
6 d early
2021
3 d early
2020
12 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 79.4%
2024 · €192k
2018: €85k
2019: €138k
2020: €114k
2021: €197k
2022: €286k
2023: €76k
2024: €192k
2018 → 2025
Total assets
€308k▲ 20.8%
2024 · €255k
2018: €154k
2019: €225k
2020: €329k
2021: €246k
2022: €436k
2023: €465k
2024: €255k
2018 → 2025
Net result
€92k▼ 21.2%
2024 · €116k
2018: €40k
2019: €53k
2020: €140k
2021: €82k
2022: €89k
2023: €120k
2024: €116k
2018 → 2025
Working capital
€-71k
2024 · €83k
2018: €36k
2019: €118k
2020: €53k
2021: €139k
2022: €272k
2023: €-18k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€197k-€286k▲ 45.4%€76k▼ 73.5%€192k▲ 154%€40k▼ 79.4%
Operating result€97k-€104k▲ 6.7%€149k▲ 43.2%€147k▼ 1.4%€112k▼ 23.8%
Net result€82k-€89k▲ 8.3%€120k▲ 34.0%€116k▼ 2.9%€92k▼ 21.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€116k▼ 18.3%
Current assets
€192k▲ 69.7%
Equity and liabilities €308k
Equity
€40k▼ 79.4%
Debt
€268k▲ 328%
The debt ratio rises from 24.6% to 87.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€141k▼
2024 · €174k
Cash flow
€120k▼
2024 · €144k
Solvency
12.9%▼
2024 · 75.4%
Current ratio
0.73▼
2024 · 3.74
Quick ratio
0.69▼
2024 · 3.41
Debt / equity
6.78▲
2024 · 0.33
ROE
231.7%▲
2024 · 60.6%
ROA
29.8%▼
2024 · 45.6%
Interest coverage
296.24▲
2024 · 197.53
Debt
€268k▲
2024 · €63k
Debt ≤ 1 year
€263k▲
2024 · €30k
Income taxes
€24k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€308k▲
Fixed assets21/28€141k€116k▼
Tangible fixed assets22/27€141k€116k▼
Land and buildings22€7k€7k▼
Plant, machinery and equipment23€71k€59k▼
Furniture and vehicles24€63k€50k▼
Other tangible fixed assets26€974-
Current assets29/58€113k€192k▲
Stocks and contracts in progress3€10k€11k▲
Stocks30/36€10k€11k▲
Amounts receivable within one year40/41€8k€25k▲
Trade receivables40€5k€23k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€91k€155k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€255k€308k▲
Equity10/15€192k€40k▼
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€153k€331▼
Amounts payable17/49€63k€268k▲
Amounts payable within one year42/48€30k€263k▲
Trade debts44€16k€2k▼
Suppliers440/4€16k€2k▼
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€11k€7k▼
Other amounts payable47/48€4k€254k▲
Accrued charges and deferred income492/3€32k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€175k€143k▼
Operating profit (loss)9901€147k€112k▼
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€882€474▼
Recurring financial charges65€882€474▼
Profit (loss) for the period before taxes9903€149k€116k▼
Income taxes67/77€32k€24k▼
Profit (loss) for the period9904€116k€92k▼
Profit (loss) for the period to be appropriated9905€116k€92k▼
Appropriation of the result
Profit (loss) to be appropriated9906€153k€244k▲
Profit (loss) brought forward from the previous period14P€37k€153k▲
Profit to be distributed694/7-€244k
Return on contributions (dividend)694-€244k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 3.74
Current ratio from 0.95 to 3.74; short-term debt falls from €388k to €30k.
31-12
Financial
Equity above €150kEq €192k ▲154%
7 profitable years in a row build equity to €192k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €286k ▲45.4%
5 profitable years in a row build equity to €286k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 4.66
Current ratio from 1.25 to 4.66; short-term debt falls from €210k to €38k.
31-12
Financial
Equity above €150kEq €197k ▲72.2%
4 profitable years in a row build equity to €197k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €140k ▲167%
Operating result €174k, net result €140k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 3.93
Current ratio from 1.66 to 3.93; short-term debt falls from €54k to €40k.
31-12
Financial
Equity above €100kEq €138k ▲61.7%
2 profitable years in a row build equity to €138k.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tolhuisstraat 243130 BegijnendijkGround area
1,473 m²
Building footprint
122 m²
Volume, LiDAR
113 m³
Parcel 24010C0229/00B000, Flanders · tallest building 2.8 m. Linked by address, not a title deed.
1 establishment unit
Comfortair
since 20162.261.160.268
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010C0229/00B000 | Flanders | 1,473 m² | 1 · 122 m² | 2.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 650 EUR awarded · 650 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 572 EUR | 572 EUR |
| 2022 | 1 | 78 EUR | 78 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,327. 8,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.