SMART LABO
ActiveSMART LABO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €4k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
86
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+29
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 9.34 against 5.79 in 2024), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
5.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
26 d late
2024
2 d early
2023
28 d late
2022
27 d late
2021
85 d late
2020
153 d late
2019
137 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 6.2%
2024 · €67k
2019: €24k
2020: €41k
2021: €41k
2022: €53k
2023: €69k
2024: €67k
2019 → 2025
Total assets
€79k▼ 1.6%
2024 · €80k
2019: €48k
2020: €61k
2021: €59k
2022: €73k
2023: €84k
2024: €80k
2019 → 2025
Net result
€4k
2024 · €-2k
2019: €6k
2020: €16k
2021: €503
2022: €12k
2023: €16k
2024: €-2k
2019 → 2025
Working capital
€71k▲ 6.2%
2024 · €67k
2019: €22k
2020: €39k
2021: €40k
2022: €52k
2023: €69k
2024: €67k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€53k▲ 28.5%€69k▲ 29.6%€67k▼ 3.1%€71k▲ 6.2%
Operating result€2k-€16k▲ 833%€20k▲ 24.3%€-4k€2k
Net result€503-€12k▲ 2,236%€16k▲ 33.8%€-2k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €79k
Equity
€71k▲ 6.2%
Debt
€8k▼ 39.0%
The debt ratio falls from 17.3% to 10.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
89.3%▲
2024 · 82.7%
Current ratio
9.34▲
2024 · 5.79
Quick ratio
6.35▲
2024 · 3.08
Debt / equity
0.12▼
2024 · 0.21
ROE
5.8%▲
2024 · -3.2%
ROA
5.2%▲
2024 · -2.6%
Debt
€8k▼
2024 · €14k
Debt ≤ 1 year
€8k▼
2024 · €14k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€79k▼
Current assets29/58€80k€79k▼
Stocks and contracts in progress3€38k€25k▼
Stocks30/36€38k€25k▼
Amounts receivable within one year40/41€39k€37k▼
Trade receivables40€2k-
Other amounts receivable41€37k€37k▲
Cash at bank and in hand54/58€4k€16k▲
Equity and liabilities
Total equity and liabilities10/49€80k€79k▼
Equity10/15€67k€71k▲
Contributions10/11€19k€19k=
Reserves13€354€354=
Non-distributable reserves130/1€354€354=
Reserves not available under the articles1311€354€354=
Profit (loss) carried forward14€48k€52k▲
Amounts payable17/49€14k€8k▼
Amounts payable within one year42/48€14k€8k▼
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€6k▼
Income statement
Code20242025
Other operating charges640/8€323€666▲
Gross operating margin9900€-4k€3k▲
Operating profit (loss)9901€-4k€2k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€131€103▼
Recurring financial charges65€131€103▼
Profit (loss) for the period before taxes9903€-2k€5k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€-2k€4k▲
Profit (loss) for the period to be appropriated9905€-2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€52k▲
Profit (loss) brought forward from the previous period14P€50k€48k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼113%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
31-12
Financial
Highest result since 2019net €16k ▲188%
Net result €16k, the highest in the series.
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Abdijstraat 2052020 AntwerpenGround area
82 m²
Building footprint
82 m²
Volume, LiDAR
683 m³
Parcel 11809I2407/00A007, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SMART LABO
since 20192.284.752.153
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2407/00A007 | Flanders | 82 m² | 1 · 82 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALFA-PRINT
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JNSSNS
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SPECTROTECH
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Of 3,211 companies in sector 47400 we hold annual accounts for 1,795. 1,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2019
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
47120Other non-specialised retail sale
47430Retail trade
47910Retail trade
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.