PHONECLICK

Active

Private limited companyfounded 20197 yrs activeBrusselsesteenweg 613, 9050 Gent, BelgiumKBO/BCE: BE 0717.693.201

PHONECLICK has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €63k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Watch Print / PDF

Checked score

Score 2025

60 / 100

Healthy▼ -34 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency24▼-67

Growth78=

Stability100

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity tight (current ratio 1.04 against 2.23 in 2024), and 81.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

18.1%

Return on assets

16%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

53 d early

2024

24 d early

2023

8 d early

2022

42 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€71k▼ 55.1%

2024 · €158k

2022: €39k 2023: €78k 2024: €158k

2022 → 2025

Total assets

€393k▲ 14.1%

2024 · €344k

2022: €227k 2023: €244k 2024: €344k

2022 → 2025

Net result

€63k▼ 21.4%

2024 · €80k

2022: €33k 2023: €39k 2024: €80k

2022 → 2025

Working capital

€11k▼ 90.4%

2024 · €111k

2022: €3k 2023: €36k 2024: €111k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€39k-€78k▲ 98.5%€158k▲ 102%€71k▼ 55.1%

Operating result€74k-€85k▲ 15.0%€143k▲ 67.3%€105k▼ 26.2%

Net result€33k-€39k▲ 16.8%€80k▲ 106%€63k▼ 21.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 26% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €393k

33.0%

67.0%

Fixed assets €130k▼ 8.9%

Current assets €263k▲ 30.4%

Equity and liabilities €393k

18.1%

81.9%

Equity €71k▼ 55.1%

Debt €322k▲ 73.0%

The debt ratio rises from 54.0% to 81.9%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€120k▼

2024 · €156k

Cash flow

€77k▼

2024 · €93k

Solvency

18.1%▼

2024 · 46.0%

Current ratio

1.04▼

2024 · 2.23

Quick ratio

0.97▼

2024 · 2.02

Debt / equity

4.54▲

2024 · 1.18

ROE

88.6%▲

2024 · 50.5%

ROA

16.0%▼

2024 · 23.2%

Interest coverage

3.62▼

2024 · 3.73

Debt

€322k▲

2024 · €186k

Debt ≤ 1 year

€252k▲

2024 · €90k

Debt > 1 year

€68k▼

2024 · €92k

Income taxes

€16k▼

2024 · €22k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€344k€393k▲

Fixed assets21/28€142k€130k▼

Tangible fixed assets22/27€142k€130k▼

Land and buildings22€112k€105k▼

Plant, machinery and equipment23€4k€4k▼

Furniture and vehicles24€26k€21k▼

Current assets29/58€202k€263k▲

Stocks and contracts in progress3€19k€19k▼

Stocks30/36€19k€19k▼

Amounts receivable within one year40/41€14k€36k▲

Trade receivables40€14k€34k▲

Other amounts receivable41€0€2k▲

Current investments50/53€36k€0▼

Cash at bank and in hand54/58€128k€205k▲

Deferred charges and accrued income490/1€5k€4k▼

Equity and liabilities

Total equity and liabilities10/49€344k€393k▲

Equity10/15€158k€71k▼

Contributions10/11€2k€2k=

Reserves13€157k€69k▼

Distributable reserves133€157k€69k▼

Profit (loss) carried forward14-€0

Amounts payable17/49€186k€322k▲

Amounts payable after more than one year17€92k€68k▼

Financial debts170/4€92k€68k▼

Amounts payable within one year42/48€90k€252k▲

Current portion of amounts payable after more than one year42€12k€8k▼

Trade debts44€17k€45k▲

Suppliers440/4€17k€45k▲

Taxes, remuneration and social security45€33k€27k▼

Taxes450/3€33k€27k▼

Other amounts payable47/48€27k€173k▲

Accrued charges and deferred income492/3€3k€1k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲

Other operating charges640/8€12k€7k▼

Non-recurring operating charges66A€579€0▼

Gross operating margin9900€168k€127k▼

Operating profit (loss)9901€143k€105k▼

Financial income75/76B€433€7k▲

Recurring financial income75€433€7k▲

Financial charges65/66B€42k€33k▼

Recurring financial charges65€42k€33k▼

Profit (loss) for the period before taxes9903€101k€79k▼

Income taxes67/77€22k€16k▼

Profit (loss) for the period9904€80k€63k▼

Profit (loss) for the period to be appropriated9905€80k€63k▼

Appropriation of the result

Profit (loss) to be appropriated9906€80k€63k▼

Transfer from equity791/2-€87k

Transfer to equity691/2€80k€0▼

To other reserves6921€80k€0▼

Profit to be distributed694/7-€150k

Return on contributions (dividend)694-€150k

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

07-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2022net €80k ▲106%

Operating result €143k, net result €80k, both a record.

31-12

Financial Equity above €150kEq €158k ▲102%

3 profitable years in a row build equity to €158k.

23-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

19-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsesteenweg 6139050 Gent

Ground area

92 m²

Building footprint

177 m²

Volume, LiDAR

971 m³

Parcel 44362B0200/00Y011, Flanders · tallest building 12.5 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Phoneclick

Brusselsesteenweg 613, 9050 GentRetail trade

since 20202.300.454.077

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44362B0200/00Y011	Flanders	92 m²	1 · 177 m²	12.5 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid

Year	Entries	awarded	paid
2025	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Beveren-Kruibeke-Zwijndrecht · Eq €70k

Of 3,210 companies in sector 47400 we hold annual accounts for 1,795. 1,450 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-01-2019

Fiscal year end31-12

Trade name NL Gadget-Store

Activities, NACEBEL

47400Retail sale of information and communication equipment

47420Retail trade

47410Retail trade

47430Retail trade

47789Other retail sale of new goods

62010Computer programming, consultancy and related activities

62020IT consultancy

62100Computer programming

62200Computer consultancy and computer facilities management

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.