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SMART FISHER

Active
Public limited companyfounded 2003active for 23 yearsKweepereboomlaan 35, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0860.726.332
Summary

SMART FISHER has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €270,255 and a net result of €42,691. Equity has been growing by about 8.3% per year since 2018. Its solvency ranks better than 95% of 9,845 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-10-2003 Normal situation
Activity
Wholesale trade NACE 46496and 1 other
Establishment units
2.133.724.341 1082 Sint-Agatha-Berchem, since 19-09-2003
2.255.744.304 5100 Namur, since 15-10-2013
Financial year end
31 December
Peppol
Reachable since 29-12-2025

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Turnover
€498,552
▼ 28.3%
Profit
€42,691
▼ 17.0%
Equity
€270,255
▲ 18.8%
Total assets
€277,259
▲ 15.5%
Staff
≈ 0.7 FTE
estimated
  • 2025 accounts filed 62 days after the deadline
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 62 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 37.88, cash €131,520Equity €270,255 (97.5% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 97.5% of total assets
Liquidity 100=
short-term debt 2.5% · cash 47.4%
Profitability 76-5
return on assets 15.4%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.1%▲ +0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026highest value 11-2026: 0.4%● unchanged vs 10-2026highest value
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 37.88 (18.93 in 2024), above the usual 1.5. Short-term debt is 2.5% and cash 47.4% of total assets. 2.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 65% on profitability and 45% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 37.88, cash €131,520
NBB · annual accounts
raises risk · Last filed accounts filed 62 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €270,255 (97.5% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 62 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-10-2026, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
62 days late
2024
7 days early
2023
26 days late
2022
30 days late
2021
31 days late
2020
61 days late
2019
137 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 49 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in wholesale tradesector median 42.9% · 9,845 companies 97.5% View
  • Caution: Turnover fell in 2025from €695,533 to €498,552 ▼ 28.3% View

Recent changes

  1. · Gazette deed Registered office moved to BruxellesAppointment: Cierro ciro (director)
  2. · Gazette deed Resignation: Cierro Ciro (day-to-day manager)
  3. · Gazette deed Resignations: HENRION PIERRE, GERDIN STEPHANE and SELIMI REDAppointment: FARAH FARAH (director)
All 25 events

Comparable companies

These companies have the same main activity as SMART FISHER: wholesale trade (NACE 46496). They are comparable in size and age: total assets between €212,000 and €376,000, founded between 2002 and 2006.

CompanyTotal assetsGross margin
SMART FISHER Sint-Agatha-Berchem€277,259€68,631
SEPAÏ-SPORTS Mol€246,864€76,821
CAMPING DISTRIBUTION Oupeye€252,537€57,105
TWELVE FACTORY Ukkel€211,783€56,973
URBAN VIBES IMPORT Grez-Doiceau€231,304€96,736
MATERIAALMAGAZIJN Laarne€375,751€83,421
POINT ROUGE International Charleroi€339,553€51,800
Full comparison

Key facts about SMART FISHER

What is the company number of SMART FISHER?
The company number of SMART FISHER is 0860.726.332. The VAT number is the same number with BE in front: BE 0860.726.332.
Where is SMART FISHER based?
The registered office is at Kweepereboomlaan 35, 1082 Sint-Agatha-Berchem.Company details
What does SMART FISHER do?
According to the KBO register, the main activity is wholesale trade (NACE 46496).
What is the legal form of SMART FISHER?
The legal form of SMART FISHER is Public limited company (NV).
When was SMART FISHER founded?
SMART FISHER was founded on 02-10-2003.
Is SMART FISHER still active?
Yes, SMART FISHER is an active enterprise in the KBO register.
What is the turnover of SMART FISHER?
The turnover of SMART FISHER was €498,552 in financial year 2025, according to the filed annual accounts.Financials
Is SMART FISHER profitable?
In financial year 2025, SMART FISHER made a profit of €42,691.
Where can I find the annual accounts of SMART FISHER?
SMART FISHER filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMART FISHER due?
SMART FISHER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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