CAMPING DISTRIBUTION
ActiveSummary
CAMPING DISTRIBUTION has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97,958 and a net result of €6,745. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 48% of 11693 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
What they do
Wholesale trade
NACE 46496NACE 51476
1 site
How big
€252,537total assets 2025
- Equity
- €97,958
- Profit
- €6,745
Turnover not published (abridged schema)
Who decides
Accounts filed 30 d late
Why 68- Higher-failure-rate sector- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2023
Profitability72▲+71
Solvency64▼-21
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.59 against 2.23 in 2023; short-term debt: 61.2% and cash: 25.3% of total assets), but 61.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
2.7%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-05-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
on the day
2018
85 d late
2015
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2023 is 2 days before the deadline, and 40% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €6,745
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €252,537Profit €6,745Solvency 38.8%Liquidity 1.59
Total assets
€252,537▲ 13.9%
2020 - 2025
Net result
€6,745
2020 - 2025
Equity
€97,958▼ 26.9%
2020 - 2025
Solvency
38.8%▼ 21.6pp
2020 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€25,396-€21,766▼ 14.3%€4,421▼ 79.7%-€26,912€7,002-
Net result€21,376within the sector's middle half-€5,520within the sector's middle half▼ 74.2%€1,312within the sector's middle half▼ 76.2%-€32,114below the sector's middle half€6,745within the sector's middle half-
Equity€163,727above the sector's middle half-€164,751above the sector's middle half▲ 0.6%€166,063above the sector's middle half▲ 0.8%€133,949within the sector's middle half▼ 19.3%€97,958within the sector's middle half-
Total assets€241,243within the sector's middle half-€330,068within the sector's middle half▲ 36.8%€242,030within the sector's middle half▼ 26.7%€221,729within the sector's middle half▼ 8.4%€252,537within the sector's middle half-
Debt€77,516-€165,318▲ 113%€75,967▼ 54.0%€87,781▲ 15.6%€154,579-
Working capital€151,661above the sector's middle half-€135,288above the sector's middle half▼ 10.8%€139,675above the sector's middle half▲ 3.2%€107,737within the sector's middle half▼ 22.9%€91,093within the sector's middle half-
Solvency67.9%above the sector's middle half-49.9%within the sector's middle half▼ 18.0pp68.6%above the sector's middle half▲ 18.7pp60.4%within the sector's middle half▼ 8.2pp38.8%within the sector's middle half-
Current ratio6.72above the sector's middle half-1.98within the sector's middle half▼ 4.743.36above the sector's middle half▲ 1.382.23within the sector's middle half▼ 1.131.59within the sector's middle half-
Return on assets (ROA)8.9%within the sector's middle half-1.7%within the sector's middle half▼ 7.2pp0.5%within the sector's middle half▼ 1.1pp-14.5%below the sector's middle half▼ 15.0pp2.7%within the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result is €7,002 in 2025, compared with -€26,912 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €252,537
Fixed assets
€6,865 ▼ 73.8%
Current assets
€245,671 ▲ 25.7%
Equity and liabilities €252,537
Equity
€97,958 ▼ 26.9%
Debt
€154,579 ▲ 76.1%
Debt's share of the balance-sheet total rises from 39.6% to 61.2%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€15,161▲
2023 · -€10,075
Cash flow
€14,904▲
2023 · -€15,277
Debt to equity
1.58▲
2023 · 0.66
ROE
6.9%▲
2023 · -24.0%
Interest coverage
59.10▲
2023 · -6.75
Debt ≤ 1 year
€154,579▲
2023 · €87,781
Staff costs
€40,586▼
2023 · €50,273
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €31,739 | €47,948 | €50,273 | €40,586 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,198 | €13,284 | €13,275 | €16,837 | €8,159 | - |
| Other operating charges640/8 | - | €1,082 | €1,369 | €1,325 | €1,358 | - |
| Gross operating margin9900 | €78,781 | €67,871 | €67,014 | €41,522 | €57,105 | - |
| Operating profit (loss)9901 | €25,396 | €21,766 | €4,421 | -€26,912 | €7,002 | - |
| Financial income75/76B | - | €3 | €1 | - | - | - |
| Recurring financial income75 | €17 | €3 | €1 | - | - | - |
| Financial charges65/66B | - | €3,316 | €3,418 | €1,493 | €257 | - |
| Recurring financial charges65 | €4,036 | €3,316 | €3,418 | €1,493 | €257 | - |
| Profit (loss) for the period before taxes9903 | €21,376 | €18,454 | €1,004 | -€28,405 | €6,745 | - |
| Income taxes67/77 | - | €12,934 | -€308 | €3,709 | - | - |
| Profit (loss) for the period9904 | €21,376 | €5,520 | €1,312 | -€32,114 | €6,745 | - |
| Profit (loss) for the period to be appropriated9905 | €21,376 | €5,520 | €1,312 | -€32,114 | €6,745 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €241,243 | €330,068 | €242,030 | €221,729 | €252,537 | - |
| Fixed assets21/28 | €63,066 | €56,324 | €43,049 | €26,212 | €6,865 | - |
| Tangible fixed assets22/27 | €63,066 | €56,324 | €43,049 | €26,212 | €6,865 | - |
| Plant, machinery and equipment23 | - | €1,755 | €883 | €11 | - | - |
| Furniture and vehicles24 | - | €54,569 | €42,166 | €26,201 | €6,865 | - |
| Current assets29/58 | €178,177 | €273,744 | €198,982 | €195,518 | €245,671 | - |
| Amounts receivable within one year40/41 | €62,253 | €110,298 | €58,738 | €91,439 | €159,604 | - |
| Trade receivables40 | - | €110,298 | €58,738 | €91,439 | €159,604 | - |
| Cash at bank and in hand54/58 | €115,924 | €139,253 | €117,665 | €64,386 | €63,934 | - |
| Deferred charges and accrued income490/1 | - | €24,194 | €22,579 | €39,693 | €22,134 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €241,243 | €330,068 | €242,030 | €221,729 | €252,537 | - |
| Equity10/15 | €163,727 | €164,751 | €166,063 | €133,949 | €97,958 | - |
| Contributions10/11 | €18,550 | €14,054 | €14,054 | €14,054 | €14,054 | - |
| Reserves13 | €101,855 | €101,855 | €101,855 | €101,855 | €77,159 | - |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | €1,855 | €1,855 | - |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | €1,855 | €1,855 | - |
| Distributable reserves133 | - | €100,000 | €100,000 | €100,000 | €75,304 | - |
| Profit (loss) carried forward14 | €43,322 | €48,842 | €50,154 | €18,040 | €6,745 | - |
| Amounts payable17/49 | €77,516 | €165,318 | €75,967 | €87,781 | €154,579 | - |
| Amounts payable after more than one year17 | €51,000 | €26,861 | €16,661 | - | - | - |
| Financial debts170/4 | - | €26,861 | €16,661 | - | - | - |
| Amounts payable within one year42/48 | €26,516 | €138,456 | €59,306 | €87,781 | €154,579 | - |
| Current portion of amounts payable after more than one year42 | - | €8,084 | €8,084 | €15,373 | - | - |
| Trade debts44 | €15,022 | €93,751 | €32,973 | €58,804 | €133,973 | - |
| Suppliers440/4 | - | €93,751 | €32,973 | €58,804 | €133,973 | - |
| Taxes, remuneration and social security45 | - | €36,621 | €18,250 | €13,604 | €20,606 | - |
| Taxes450/3 | - | €22,489 | €2,249 | €284 | €7,664 | - |
| Remuneration and social security454/9 | - | €14,133 | €16,001 | €13,320 | €12,942 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,376 | €5,520 | €1,312 | -€32,114 | €6,745 | - |
| + Depreciation and write-downs630 | €20,198 | €13,284 | €13,275 | €16,837 | €8,159 | - |
| Operating cash flow (approximation) | €41,574 | €18,804 | €14,588 | -€15,277 | €14,904 | - |
| Investment in fixed assets (approximation) | - | -€6,543 | €0 | €0 | - | - |
| Change in cash | - | €23,328 | -€21,588 | -€53,279 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
PORTERS
BE 0422.231.793
Lummen · Eq €98,192
B.S. DISTRIBUTION
BE 0420.213.896
Braine-l'Alleud · Eq €97,721
CONFETTIX
BE 0445.186.151
Bocholt · Eq €98,304
BELGO DIVING
BE 0860.011.502
Gent · Eq €98,854
Eddy Sterckx Bait Range
BE 0561.792.920
Westerlo · Eq €96,990
Of 583 companies in this sector we hold annual accounts for 384. 262 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
12 eventsLatest 30-05-2026Next filing 30-04-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-09
Financial
Back to profitnet €6,745
Net result €6,745 after one loss-making year.
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-09
Financial
Weakest financial yearnet -€32,114
Net result drops to -€32,114, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 85 days late
2016
27-04
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
29-04
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
30-04
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
2013
31-05
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Company details
Private limited company (pre-2019) · founded 11-09-2003Year ends 30-09Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2003
Fiscal year end30-09
Activities, NACEBEL 2025
46496Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0860444141
Also
9925:BE0860444141
Registered
25-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2003
Ground area
1,200 m²
Building footprint
149 m²
Volume, LiDAR
909 m³
Parcel 62052A1064/00D000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Camping Distribution sprl
since 2003unit no. 2.133.632.289
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62052A1064/00D000 | Wallonia | 1,200 m² | 1 · 149 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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