SMART.COM
The computed 12-month bankruptcy probability of SMART.COM is 0.3% (very low). The 2025 annual accounts show equity of €84k and a net result of €-13k. Equity is shrinking by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 2749 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €84k |
| Net result | €-13k |
| Better than sector | 30% |
| Active | 9 yrs |
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.0% | 62.2% | |
| Net result | €-13k | €40k | |
| Equity | €84k | €62k | |
| Gross operating margin | €24k | €63k | |
| Staff costs | €22k | €17k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | €92k |
| EBITDA | €245 |
| Net profit | €-13k |
| Cash flow | €-2k |
| Staff costs | €22k |
| Income taxes | €345 |
| Dividends | - |
| Total assets | €281k |
| Equity | €84k |
| Debt | €197k |
| of which ≤ 1y | €152k |
| of which > 1y | €45k |
| Working capital | €77k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.51 |
| Quick ratio | 1.51 |
| Working capital ratio | 27.5% |
| Solvency | 30.0% |
| Debt / equity | 2.33 |
| Long-term debt ratio | 0.53 |
| Interest coverage | 0.11 |
| Gross margin | 26.4% |
| Net margin | -13.7% |
| ROA | -4.5% |
| ROE | -14.9% |
| EBITDA margin | 0.3% |
| Days sales outstanding | 866d |
| Days payable outstanding | 85d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €281k |
| Fixed assets | 21/28 | €52k |
| Tangible fixed assets | 22/27 | €46k |
| Financial fixed assets | 28 | €6k |
| Current assets | 29/58 | €229k |
| Amounts receivable within one year | 40/41 | €219k |
| Cash & bank | 54/58 | €10k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €281k |
| Equity | 10/15 | €84k |
| Contributions / capital | 10/11 | €31k |
| Reserves | 13 | €4k |
| Accumulated profits (losses) | 14 | €49k |
| Amounts payable | 17/49 | €197k |
| Amounts payable after one year | 17 | €45k |
| Amounts payable within one year | 42/48 | €152k |
| Trade debts payable within one year | 44 | €16k |
| Income statement | ||
| Turnover | 70 | €92k |
| Gross operating margin | 9900 | €24k |
| Operating result | 9901 | €-10k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-12k |
| Income taxes | 67/77 | €345 |
| Net result for the period | 9904 | €-13k |
| Result to be appropriated | 9905 | €-13k |
| NACE primary | Ontwerpen van computerprogramma’s(62100) |
| Legal form | Private limited company(610) |
| Incorporation | 13-10-2016 |
| Status | Active |
| Postal code | 5660 |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
15-09-2025 Restructuring of share classes
Technical details
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}26-07-2023 Registered office moved to Couvin
- 5660 Couvin, rue les Allées, numéro 12
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | SMART.COM |