Equity
€84,235 ▲ 27×
Equity rose in 2025 from €3,131 to €84,235.
SMART.COM
Lifetime
9 annual accounts with figures on one time axispeak €153,457 (2022)
€92,145▲ 15.3%
lowest -€13,224 (2023)
-€12,588▼ €22,683
peak €84,235 (2025)
€84,235▲ 27×
€196,566▲ 15×
peak 2.3 FTE (2021)
-not published
Board4 names since 2016
2 directors and 1 other
Documentsfilings and deeds
23-12-202539 days before the deadline
2025micro format
Turnover from €79,931 to €92,145Gross margin from €42,670 to €24,311Loss of €12,588Merger: SMART.COM takes over K.L.O. 15-09Merger proposal: SMART.COM takes over K.L.O. 07-04Equity from €3,131 to €84,235
Key points
from the 2025 annual accountsInvestments
€93,453 9.1 × depreciation
Green is investment, beige is depreciation.
Payment terms
85 days to suppliers
SMART.COM pays its suppliers 35 days later than in 2024. Customers pay 819 days later.
Liquidity
1.51 was 0.82 in 2024
Short-term debts rose from €12,881 to €151,538.
Filings
9 annual accounts since 2017
The last five annual accounts were filed 6 to 52 days before the end of the period.
Restructuring
2
2 restructurings since 2025. Latest: merger with AUTOMATISME CONCEPTION SYSTEME.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,166 companies had the same profile as SMART.COM has now. Each dot stands for 6 companies, two years later.
94.2%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for SMART.COM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0664627568
Merger: SMART.COM takes over K.L.O.
Capital increase of €37,184.02 · Reappointment: (director) · General meeting of 25-06-2025 · Gazette deed
Merger proposal: SMART.COM takes over K.L.O.
Gazette deed
Registered office moved from Courcelles to Couvin
New registered office: rue les Allées, numéro 12, 5660 Couvin · Previous registered office: Rue Nestor Jonet, 2/2-6180 Courcelles · Resignation: (director) · General meeting of 05-07-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SMART.COM Couvin | €280,801 | €24,311 | 30.0% | - |
| Crewbooking Walhain | €263,734 | €24,059 | -127.4% | - |
| CLOUD SOLUTIONS Etterbeek | €296,560 | €23,964 | 39.0% | - |
| WHYZZLE Hasselt | €236,624 | €23,115 | 16.8% | - |
| Cope Sint-Martens-Latem | €274,198 | €29,466 | 40.3% | - |
| Co-Dex.eu Langemark-Poelkapelle | €273,054 | €22,203 | 3.2% | - |
| SINTOS INVEST Dendermonde | €322,448 | €23,226 | 62.2% | - |
These companies have the same main activity as SMART.COM: computer programming (NACE 62100). They are comparable in size and age: total assets between €237,000 and €322,000, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 13-10-2016Normal situation
- Activity
- Computer programmingNACE 62100and 2 others
- Joint committees
- 149.01Electricians: installation and distribution
- 201Independent retail · annual accounts 30-06-2022
- Establishment unit
- 2.260.635.3795660 Couvin, since 13-10-2016
- Financial year end
- 30 June
- Peppol
- Reachable since 01-12-2025
Annual accounts to 30-06-2025
- €280,801▲ 18×
- ≈ 0.7 FTEestimated
- Filing
- Filed on 23-12-2025, 39 days before the end of the filing period
Insights on SMART.COM
SMART.COM has existed since 2016. Turnover grew from €32,706 in 2017 to €92,145 in 2025.
Solvency rose in 2025 from 19.6% to 30.0%.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SMART.COM
- What is the company number of SMART.COM?
- The company number of SMART.COM is 0664.627.568. The VAT number is the same number with BE in front: BE 0664.627.568.
- Where is SMART.COM based?
- The registered office is at Les-Allées 12, 5660 Couvin.Company details
- What does SMART.COM do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of SMART.COM?
- SMART.COM is a private limited company (BV).
- When was SMART.COM founded?
- SMART.COM was founded on 13-10-2016.
- Is SMART.COM still active?
- Yes, SMART.COM is an active enterprise in the KBO register.
- How many employees does SMART.COM have?
- SMART.COM had an average of 0.9 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does SMART.COM fall under?
- In its 30-06-2022 annual accounts, SMART.COM states joint committees 149.01 (Electricians: installation and distribution) and 201 (Independent retail).
- What is the turnover of SMART.COM?
- The turnover of SMART.COM was €92,145 in financial year 2025, according to the filed annual accounts.
- Is SMART.COM profitable?
- In financial year 2025, SMART.COM made a loss of €12,588.
- Where can I find the annual accounts of SMART.COM?
- SMART.COM filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SMART.COM due?
- SMART.COM must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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