CLOUD SOLUTIONS
ActiveSummary
CLOUD SOLUTIONS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €7k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 33% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability51▲+51
Solvency64▼-35
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 6.82 in 2024; short-term debt: 17.7% and cash: 3% of total assets), but 61% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
20 d late
2022
22 d late
2021
29 d late
2020
30 d late
2019
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 6.1%
2024 · €109k
2018: €15klowest in 8 years
2019: €51k▲ +249% vs 2018
2020: €67k▲ +31.8% vs 2019
2021: €103k▲ +53.7% vs 2020
2022: €117k▲ +13.7% vs 2021
2023: €141k▲ +20.1% vs 2022highest in 8 years
2024: €109k▼ -22.7% vs 2023
2025: €116k▲ +6.1% vs 2024
2018 → 2025
Total assets
€297k▲ 101%
2024 · €148k
2018: €153k
2019: €164k▲ +7.3% vs 2018
2020: €196k▲ +19.7% vs 2019
2021: €166k▼ -15.3% vs 2020
2022: €165k▼ -0.7% vs 2021
2023: €190k▲ +15.2% vs 2022
2024: €148k▼ -22.5% vs 2023lowest in 8 years
2025: €297k▲ +101% vs 2024highest in 8 years
2018 → 2025
Net result
€7k
2024 · €-32k
2018: €-43klowest in 8 years
2019: €26k▲ +159% vs 2018
2020: €16k▼ -36.6% vs 2019
2021: €36k▲ +123% vs 2020highest in 8 years
2022: €14k▼ -60.7% vs 2021
2023: €24k▲ +66.2% vs 2022
2024: €-32k▼ -236% vs 2023
2025: €7k▲ +121% vs 2024
2018 → 2025
Working capital
€108k▼ 8.3%
2024 · €118k
2018: €66klowest in 8 years
2019: €95k▲ +44.4% vs 2018
2020: €121k▲ +28.2% vs 2019
2021: €116k▼ -4.8% vs 2020
2022: €127k▲ +10.0% vs 2021
2023: €153k▲ +20.2% vs 2022highest in 8 years
2024: €118k▼ -22.9% vs 2023
2025: €108k▼ -8.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€117k▲ 13.7%€141k▲ 20.1%€109k▼ 22.7%€116k▲ 6.1%
2021: €103klowest in 5 years
2022: €117k▲ +13.7% vs 2021
2023: €141k▲ +20.1% vs 2022highest in 5 years
2024: €109k▼ -22.7% vs 2023
2025: €116k▲ +6.1% vs 2024
Operating result€51k-€24k▼ 52.7%€36k▲ 47.3%€-25k€17k
2021: €51khighest in 5 years
2022: €24k▼ -52.7% vs 2021
2023: €36k▲ +47.3% vs 2022
2024: €-25k▼ -170% vs 2023lowest in 5 years
2025: €17k▲ +167% vs 2024
Net result€36k-€14k▼ 60.7%€24k▲ 66.2%€-32k€7k
2021: €36khighest in 5 years
2022: €14k▼ -60.7% vs 2021
2023: €24k▲ +66.2% vs 2022
2024: €-32k▼ -236% vs 2023lowest in 5 years
2025: €7k▲ +121% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €25k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€136k ▲ 1,336%
Current assets
€161k ▲ 16.4%
Equity and liabilities €297k
Equity
€116k ▲ 6.1%
Debt
€181k ▲ 368%
Debt's share of the balance-sheet total rises from 26.2% to 61.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €-17k
Cash flow
€13k▲
2024 · €-24k
Current ratio
3.05▼
2024 · 6.82
Quick ratio
2.60▼
2024 · 5.65
Debt to equity
1.57▲
2024 · 0.36
ROE
5.8%▲
2024 · -29.4%
ROA
2.3%▲
2024 · -21.7%
Interest coverage
3.47▲
2024 · -2.39
Debt ≤ 1 year
€53k▲
2024 · €20k
Debt > 1 year
€128k▲
2024 · €18k
Income taxes
€4k▲
2024 · €40
Staff costs
€155▲
2024 · €92
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€148k€297k▲
Fixed assets21/28€9k€136k▲
Tangible fixed assets22/27€9k€8k▼
Plant, machinery and equipment23€1k€725▼
Furniture and vehicles24€8k€7k▼
Financial fixed assets28-€128k
Current assets29/58€138k€161k▲
Amounts receivable after more than one year29€61k-
Other amounts receivable291€61k-
Stocks and contracts in progress3€24k€24k=
Stocks30/36€24k€24k=
Amounts receivable within one year40/41€21k€116k▲
Trade receivables40€18k€33k▲
Other amounts receivable41€2k€83k▲
Cash at bank and in hand54/58€15k€9k▼
Deferred charges and accrued income490/1€18k€12k▼
Equity and liabilities
Total equity and liabilities10/49€148k€297k▲
Equity10/15€109k€116k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€86k€93k▲
Amounts payable17/49€39k€181k▲
Amounts payable after more than one year17€18k€128k▲
Financial debts170/4€18k€128k▲
Amounts payable within one year42/48€20k€53k▲
Current portion of amounts payable after more than one year42€6k€6k=
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€8k€21k▲
Suppliers440/4€8k€21k▲
Advances received on contracts in progress46€469€19k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€668▼
Remuneration and social security454/9-€3k
Income statement
Code20242025
Remuneration, social security and pensions62€92€155▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€941-
Gross operating margin9900€-14k€24k▲
Operating profit (loss)9901€-25k€17k▲
Financial income75/76B€2€194▲
Recurring financial income75€2€194▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€-32k€10k▲
Income taxes67/77€40€4k▲
Profit (loss) for the period9904€-32k€7k▲
Profit (loss) for the period to be appropriated9905€-32k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€86k€93k▲
Profit (loss) brought forward from the previous period14P€118k€86k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €184k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €7k | €62 | €31 | €92 | €155 | ▲ 67.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €11k | €11k | €8k | €6k | ▼ 25.3% |
| Other operating charges640/8 | €3k | €3k | €2k | €2k | €1k | ▼ 42.6% |
| Non-recurring operating charges66A | €541 | - | - | €941 | - | - |
| Gross operating margin9900 | €69k | €38k | €49k | €-14k | €24k | ▲ 274% |
| Operating profit (loss)9901 | €51k | €24k | €36k | €-25k | €17k | ▲ 167% |
| Financial income75/76B | €1k | €1k | €3k | €2 | €194 | ▲ 9,316% |
| Recurring financial income75 | €1k | €1k | €3k | €2 | €194 | ▲ 9,316% |
| Financial charges65/66B | €4k | €5k | €5k | €7k | €7k | ▼ 8.3% |
| Recurring financial charges65 | €4k | €5k | €5k | €7k | €7k | ▼ 8.3% |
| Profit (loss) for the period before taxes9903 | €48k | €21k | €33k | €-32k | €10k | ▲ 132% |
| Income taxes67/77 | €12k | €6k | €10k | €40 | €4k | ▲ 8,963% |
| Profit (loss) for the period9904 | €36k | €14k | €24k | €-32k | €7k | ▲ 121% |
| Profit (loss) for the period to be appropriated9905 | €36k | €14k | €24k | €-32k | €7k | ▲ 121% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €166k | €165k | €190k | €148k | €297k | ▲ 101% |
| Fixed assets21/28 | €25k | €21k | €13k | €9k | €136k | ▲ 1,336% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €25k | €21k | €13k | €9k | €8k | ▼ 16.8% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €1k | €725 | ▼ 42.6% |
| Furniture and vehicles24 | €21k | €18k | €11k | €8k | €7k | ▼ 12.8% |
| Other tangible fixed assets26 | €1k | €813 | €368 | - | - | - |
| Financial fixed assets28 | - | - | - | - | €128k | - |
| Current assets29/58 | €141k | €144k | €177k | €138k | €161k | ▲ 16.4% |
| Amounts receivable after more than one year29 | €41k | €51k | €72k | €61k | - | - |
| Other amounts receivable291 | €41k | €51k | €72k | €61k | - | - |
| Stocks and contracts in progress3 | €24k | €24k | €24k | €24k | €24k | = |
| Stocks30/36 | €24k | €24k | €24k | €24k | €24k | = |
| Amounts receivable within one year40/41 | €28k | €25k | €29k | €21k | €116k | ▲ 461% |
| Trade receivables40 | €27k | €22k | €28k | €18k | €33k | ▲ 79.9% |
| Other amounts receivable41 | €767 | €3k | €767 | €2k | €83k | ▲ 3,605% |
| Cash at bank and in hand54/58 | €44k | €39k | €46k | €15k | €9k | ▼ 40.5% |
| Deferred charges and accrued income490/1 | €5k | €5k | €6k | €18k | €12k | ▼ 32.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €166k | €165k | €190k | €148k | €297k | ▲ 101% |
| Equity10/15 | €103k | €117k | €141k | €109k | €116k | ▲ 6.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | €19k | €19k | - | - | - | - |
| Other1109/19 | €19k | €19k | - | - | - | - |
| Reserves13 | €4k | €4k | €4k | €4k | €4k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €80k | €95k | €118k | €86k | €93k | ▲ 7.8% |
| Amounts payable17/49 | €63k | €48k | €49k | €39k | €181k | ▲ 368% |
| Amounts payable after more than one year17 | €37k | €31k | €25k | €18k | €128k | ▲ 595% |
| Financial debts170/4 | €37k | €31k | €25k | €18k | €128k | ▲ 595% |
| Other amounts payable178/9 | €17 | - | - | - | - | - |
| Amounts payable within one year42/48 | €26k | €17k | €24k | €20k | €53k | ▲ 160% |
| Current portion of amounts payable after more than one year42 | €6k | €6k | €6k | €6k | €6k | = |
| Financial debts43 | €3k | €789 | €155 | €2k | €2k | ▼ 2.3% |
| Credit institutions430/8 | €3k | €789 | €155 | €2k | €2k | ▼ 2.3% |
| Trade debts44 | €2k | €2k | €3k | €8k | €21k | ▲ 153% |
| Suppliers440/4 | €2k | €2k | €3k | €8k | €21k | ▲ 153% |
| Advances received on contracts in progress46 | €529 | €529 | - | €469 | €19k | ▲ 3,919% |
| Taxes, remuneration and social security45 | €15k | €7k | €15k | €3k | €4k | ▲ 51.4% |
| Taxes450/3 | €15k | €7k | €15k | €3k | €668 | ▼ 73.5% |
| Remuneration and social security454/9 | - | - | - | - | €3k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36k | €14k | €24k | €-32k | €7k | ▲ 121% |
| + Depreciation and write-downs630 | €8k | €11k | €11k | €8k | €6k | ▼ 25.3% |
| Operating cash flow (approximation) | €44k | €26k | €34k | €-24k | €13k | ▲ 152% |
| Investment in fixed assets (approximation) | - | €-8k | €-3k | €-4k | €-132k | ▼ 2,848% |
| Change in cash | - | €-5k | €6k | €-31k | €-6k | ▲ 80.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €36k ▲123%
Operating result €51k, net result €36k, both a record.
31-12
Financial
Equity above €100kEq €103k ▲53.7%
3 profitable years in a row build equity to €103k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2015
Ground area
674 m²
Building footprint
202 m²
Volume, LiDAR
855 m³
2 parcels, Brussels, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
CLOUD SOLUTIONS
since 20152.242.721.855
Cloud Solutions
since 20192.304.180.956
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546L0526/00R002 | Flanders | 550 m² | 1 · 133 m² | - |
| 21363B0470/00B006 | Brussels | 124 m² | 1 · 69 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,937 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
46180Agents specialised in the wholesale of other particular products
47120Other non-specialised retail sale
47770Retail sale of watches and jewellery
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
Contact
E-mail
cloudsolutions.belgium@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.