STAV'CLEAN

Active

Cooperative companyfounded 201312 yrs activePré Messire 22, 4970 Stavelot, BelgiumKBO/BCE: BE 0538.919.330

STAV'CLEAN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €450k and a net result of €66k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 576 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2024

100 / 100

Excellent▲ +48 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability73▲+73

Solvency100=

Growth52▲+20

Stability100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €45k at 30 days acceptable

Liquidity ample (current ratio 3.6 against 3.33 in 2023), and 27.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

72.4%

Return on assets

10.6%

Age of the figures

20 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

34 d early

2023

34 d early

2022

17 d early

2021

2 d early

2020

4 d early

2019

52 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€66k

2023 · €-90k

2018: €84k 2019: €115k 2020: €-23k 2021: €-54k 2022: €10k 2023: €-90k

2018 → 2024

Working capital

€446k▲ 18.0%

2023 · €378k

2018: €385k 2019: €503k 2020: €506k 2021: €451k 2022: €474k 2023: €378k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€517k-€463k▼ 10.4%€474k▲ 2.2%€384k▼ 19.0%€450k▲ 17.2%

Operating result€-23k-€-53k▼ 132%€11k€-89k€66k

Net result€-23k-€-54k▼ 130%€10k€-90k€66k

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €66k after a loss of €89k in 2023, the highest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €621k

99.4%

Fixed assets €4k▼ 33.4%

Current assets €618k▲ 14.3%

Equity and liabilities €621k

72.4%

27.6%

Equity €450k▲ 17.2%

Debt €172k▲ 5.8%

The debt ratio falls from 29.7% to 27.6%: equity grows faster than debt.

Key figures and ratios

2024 value · change against 2023

EBITDA

€69k▲

2023 · €-86k

Cash flow

€69k▲

2023 · €-87k

Solvency

72.4%▲

2023 · 70.3%

Current ratio

3.60▲

2023 · 3.33

Quick ratio

3.60▲

2023 · 3.33

Debt / equity

0.38▼

2023 · 0.42

ROE

14.7%▲

2023 · -23.4%

ROA

10.6%▲

2023 · -16.5%

Interest coverage

130.35▲

2023 · -95.18

Debt

€172k▲

2023 · €162k

Debt ≤ 1 year

€172k▲

2023 · €162k

Staff costs

€1.18M▲

2023 · €1.12M

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€546k€621k▲

Fixed assets21/28€6k€4k▼

Intangible fixed assets21€314-

Tangible fixed assets22/27€6k€4k▼

Plant, machinery and equipment23€3k€2k▼

Furniture and vehicles24€2k€2k▼

Current assets29/58€540k€618k▲

Amounts receivable within one year40/41€101k€137k▲

Trade receivables40€101k€137k▲

Cash at bank and in hand54/58€416k€458k▲

Deferred charges and accrued income490/1€23k€23k▼

Equity and liabilities

Total equity and liabilities10/49€546k€621k▲

Equity10/15€384k€450k▲

Contributions10/11€31k€31k=

Reserves13€226k€226k=

Non-distributable reserves130/1€3k€3k=

Reserves not available under the articles1311€3k€3k=

Tax-exempt reserves132€223k€223k=

Profit (loss) carried forward14€127k€193k▲

Amounts payable17/49€162k€172k▲

Amounts payable within one year42/48€162k€172k▲

Trade debts44€12k€5k▼

Suppliers440/4€12k€5k▼

Taxes, remuneration and social security45€151k€167k▲

Taxes450/3€3k€3k▼

Remuneration and social security454/9€147k€164k▲

Income statement Code20232024

Remuneration, social security and pensions62€1.12M€1.18M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼

Other operating charges640/8€439€451▲

Gross operating margin9900€1.03M€1.25M▲

Operating profit (loss)9901€-89k€66k▲

Financial income75/76B-€263

Recurring financial income75-€263

Financial charges65/66B€903€528▼

Recurring financial charges65€903€528▼

Profit (loss) for the period before taxes9903€-90k€66k▲

Profit (loss) for the period9904€-90k€66k▲

Profit (loss) for the period to be appropriated9905€-90k€66k▲

Appropriation of the result

Profit (loss) to be appropriated9906€127k€193k▲

Profit (loss) brought forward from the previous period14P€217k€127k▼

Social balance

Average headcount (FTE)908733.734.1▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

2025

27-06

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

31-12

Financial Back to profitnet €66k

Net result €66k after one loss-making year.

27-06

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

31-12

Financial Weakest financial yearnet €-90k ▼977%

Net result drops to €-90k, the lowest in the series; recovery starts the following year.

14-07

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

31-12

Financial Back to profitnet €10k

Net result €10k after 2 loss-making years.

29-07

NBB filing Annual accounts filed

fiscal year 2021 · full schema

2021

27-07

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

21-09

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 52 days late

2019

31-12

Financial Highest result since 2018net €115k ▲37.6%

Net result €115k, the highest in the series.

31-12

Financial Equity above €500kEq €540k ▲27.2%

2 profitable years in a row build equity to €540k.

05-07

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

24-07

NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

27-07

NBB filing Annual accounts filed

fiscal year 2016 · full schema

2016

28-07

NBB filing Annual accounts filed

fiscal year 2015 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

7 directors, no change since 2025

Géraldine BARBRY

Managing director · since 18-06-2025

Current

Maurine HELMAN

Managing director · since 18-06-2025

Current

Christiane Augustin

Director · since 06-12-2022

Current

Jean-Pol Bleus

Director · since 06-12-2022

Current

Victorine Margrève

Director · since 06-12-2022

Current

18-06-2025 Géraldine BARBRY: Appointed as Managing director

18-06-2025 Maurine HELMAN: Appointed as Managing director

18-06-2025 Fabien Legros: Resigned as Managing director

18-06-2025 Séverine Lakaille: Resigned as Managing director

06-12-2022 Christiane Augustin: Appointed as Director

06-12-2022 Christiane Augustin: Appointed as Secretary

06-12-2022 Jean-Pol Bleus: Appointed as Director

06-12-2022 Jean-Pol Bleus: Appointed as Chair

06-12-2022 Victorine Margrève: Appointed as Director

06-12-2022 Fabien Legros: Appointed as Director

06-12-2022 Séverine Lakaille: Appointed as Director

Location & real-estate footprint

Registered office, Stavelot · 1 establishment unit since 2014

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pré Messire 224970 Stavelot

Ground area

8,508 m²

Building footprint

1,223 m²

Volume, LiDAR

18,562 m³

Parcel 63073B2293/00D009, Wallonia · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

STAV'CLEAN

Pré Messire 22, 4970 StavelotEmployment placement agencies

since 20142.224.961.848

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63073B2293/00D009	Wallonia	8,508 m²	1 · 1,222 m²	18.3 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Blankenberge · Eq €445k

Sint-Pieters-Woluwe · Eq €457k

Of 797 companies in sector 96910 we hold annual accounts for 609. 409 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formCooperative company

Founded25-09-2013

Fiscal year end31-12

Activities, NACEBEL

81210General cleaning of buildings

96910Personal service activities

Sources

Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.