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SMALLAND

Active
Private limited company·Handel in eigen onroerend goed· 8 yrs active
Smallandlaan 29 ·2660 Antwerpen, Belgium
KBO/BCE: BE 0691.812.215
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Age8 yrs
Real estate1 parcel · 4,060 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SMALLAND is 0.4% (very low). The 2025 annual accounts show equity of €307k and a net result of €40k. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 09-04-2026 113 d early 2026-00079444
31-12-2024 31-07-2025 21-05-2025 71 d early 2025-00101084
31-12-2023 31-07-2024 22-05-2024 70 d early 2024-00097576
31-12-2022 31-07-2023 15-05-2023 77 d early 2023-00088277
31-12-2021 31-07-2022 02-06-2022 59 d early 2022-20046791
31-12-2020 31-07-2021 07-06-2021 54 d early 2021-18000015
31-12-2019 31-07-2020 15-06-2020 46 d early 2020-17100267

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated schema)
EBIT marginNot published (abbreviated schema)
Net result€40k
Working capital€-222k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 09-04-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€-12k
Net profit€40k
Cash flow€47k
Staff costs-
Income taxes€75
Dividends-
Total assets€609k
Equity€307k
Debt€302k
of which ≤ 1y€302k
of which > 1y-
Working capital€-222k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.26
Quick ratio0.26
Working capital ratio-36.5%
Solvency50.4%
Debt / equity0.99
Long-term debt ratio-
Interest coverage-30.67
Gross margin-
Net margin-
ROA6.5%
ROE13.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€609k
Fixed assets 21/28€529k
Tangible fixed assets 22/27€9k
Financial fixed assets 28€520k
Current assets 29/58€80k
Amounts receivable within one year 40/41€80k
Cash & bank 54/58€135
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€609k
Equity 10/15€307k
Contributions / capital 10/11€19k
Reserves 13€288k
Accumulated profits (losses) 14€95
Amounts payable 17/49€302k
Amounts payable within one year 42/48€302k
Trade debts payable within one year 44€9k
Income statement
Gross operating margin 9900€-12k
Operating result 9901€-19k
Financial income 75€59k
Financial charges 65€401
Result before taxes 9903€40k
Income taxes 67/77€75
Net result for the period 9904€40k
Result to be appropriated 9905€40k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
45 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • Jordy Verwerft
    Non-statutory director
    State Gazette act 23482557 (28-12-2023)
    Current
    28-12-2023 → present
    2 events
    • 28-12-2023 Resigned· Manager
    • 28-12-2023 Appointed· Non-statutory director
  • Roger Verwerft
    Non-statutory director
    State Gazette act 23482557 (28-12-2023)
    Current
    28-12-2023 → present
Former directors (1)
  • VERWERFT Roger Charles Maria
    Manager
    State Gazette act 23482557 (28-12-2023)
    Former
    - → 28-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Handel in eigen onroerend goed(68110)
Legal form Private limited company(610)
Incorporation07-03-2018
StatusActive
Postal code2660

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Smallandlaan 292660 Antwerpen

Establishment units

1 location
Smalland
Smallandlaan 29, 2660 AntwerpenHandel in eigen onroerend goed
since 20182.273.657.333
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area4,060 m²
Buildings1
Building footprint1,602 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11382A0468/00E000 Flanders 4,060 m² 1 · 1,602 m² -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 2 years ago
2023
28-12-2023 2 directors appointed, 2 resigning Director changes·Patrick Knevels
  • Roger Verwerft, Niet-statutair bestuurder
  • Jordy Verwerft, Niet-statutair bestuurder
  • VERWERFT Roger Charles Maria, Zaakvoerder
  • VERWERFT Jordy, Zaakvoerder
Notary: Patrick Knevels · Mortsel

Analysis

Financial profile

4 of 5 axes measured
Health45Profitability65Solvency62Growth-Stability85
64 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 45
Profitability 65
Solvency 62
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 1,149 of the 7,288 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Activiteiten van syndici van onroerend goed68321Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
Legal nameNL SMALLAND
Registered office
Smallandlaan 29
2660 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.