Skip to content
Private limited companyfounded 2017active for 9 yearsNijverheidsstraat 51, 3580 Beringen, BelgiumKBO/BCE: BE 0677.937.156

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Smak is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.2m and a net result of €45,850. Equity has been stable since 2018 (±1.6% per year). Its solvency ranks better than 67% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 05-07-2017 Normal situation
Activity
Activities of holding companies NACE 64210
Establishment unit
2.271.881.540 3580 Beringen, since 05-07-2017
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Kempeneers ArnoldDirector
  • Kempeneers MichaëlDirector
  • Kempeneers SylviaDirector

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€45,850
▲ 85.0%
Equity
€2.2m
▲ 2.1%
Total assets
€3.1m
▲ 0.4%
Staff
0.4 FTE
▼ 60.0%
Filed on 30-06-2026, 31 days before the deadlineat the National Bank
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
31 days early
2024
30 days early
2023
1 day early
2022
7 days early
2021
9 days early
2020
19 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 95% of companies in financial servicessector median €124,209 · 9,757 companies €2.2m View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Positive: 5 profitable years in a rowprofit 2025: €45,850 5 years View

Comparable companies

These companies have the same main activity as Smak: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €2.7m and €3.5m, founded between 2016 and 2018.

CompanyTotal assetsGross margin
Smak Beringen€3.1m€0.06m
FIMAGI Pelt€2.7m€0.06m
Optimo Management Lummen€3.0m€0.08m
Visioning P&T Buggenhout€3.0m€0.07m
Aster Antwerpen€3.3m€0.06m
JEROEN TUIK Antwerpen€2.9m€0.06m
CAP1 Ranst€3.5m€0.06m
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Articles and registers

Key facts about Smak

What is the company number of Smak?
The company number of Smak is 0677.937.156. The VAT number is the same number with BE in front: BE 0677.937.156.
Where is Smak based?
The registered office is at Nijverheidsstraat 51, 3580 Beringen.Company details
What does Smak do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of Smak?
The legal form of Smak is Private limited company (BV).
When was Smak founded?
Smak was founded on 05-07-2017.
Is Smak still active?
Yes, Smak is an active enterprise in the KBO register.
How many employees does Smak have?
Smak had an average of 0.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Smak?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €63,895 and 39 comparable companies (NACE 64210). It probably lies between €95,000 and €180,000.
Is Smak profitable?
In financial year 2025, Smak made a profit of €45,850.
Where can I find the annual accounts of Smak?
Smak filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Smak due?
Smak must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.