Smak
ActiveSmak is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.15M and a net result of €25k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 64% of 9863 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
1 d early
2022
7 d early
2021
9 d early
2020
19 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€2.15M▲ 1.2%
2023 · €2.12M
2018: €8k
2019: €9k
2020: €2.08M
2021: €2.09M
2022: €2.10M
2023: €2.12M
2018 → 2024
Net result
€25k▲ 21.8%
2023 · €20k
2018: €2k
2019: €898
2020: €-9k
2021: €13k
2022: €6k
2023: €20k
2018 → 2024
Total assets
€3.10M▼ 0.4%
2023 · €3.11M
2018: €1.22M
2019: €1.24M
2020: €3.32M
2021: €3.13M
2022: €3.11M
2023: €3.11M
2018 → 2024
Solvency
69.2%▲ 1.1pp
2023 · 68.1%
2018: 0.6%
2019: 0.7%
2020: 62.6%
2021: 67.0%
2022: 67.5%
2023: 68.1%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.08M-€2.09M▲ 0.6%€2.10M▲ 0.3%€2.12M▲ 1.0%€2.15M▲ 1.2%
Operating result€60k-€53k▼ 11.6%€20k▼ 61.8%€39k▲ 93.1%€45k▲ 14.1%
Net result€-9k-€13k€6k▼ 53.7%€20k▲ 226%€25k▲ 21.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 14% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.10M
Fixed assets
€3.08M=
Current assets
€22k▼ 36.4%
Equity and liabilities €3.10M
Equity
€2.15M▲ 1.2%
Provisions
€683k▼ 9.4%
Debt
€274k▲ 14.0%
The debt ratio rises from 7.7% to 8.8%: debt grows faster than equity.
Key figures and ratios
Solvency
69.2%▲
2023 · 68.1%
ROE
1.2%▲
2023 · 1.0%
ROA
0.8%▲
2023 · 0.7%
Debt
€274k▲
2023 · €240k
Debt ≤ 1 year
€274k▲
2023 · €240k
Income taxes
€9k▲
2023 · €8k
Staff costs
€93k▲
2023 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.11M€3.10M▼
Fixed assets21/28€3.08M€3.08M=
Financial fixed assets28€3.08M€3.08M=
Current assets29/58€35k€22k▼
Amounts receivable within one year40/41€32k€13k▼
Trade receivables40€25k€0▼
Other amounts receivable41€7k€13k▲
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€199€206▲
Equity and liabilities
Total equity and liabilities10/49€3.11M€3.10M▼
Equity10/15€2.12M€2.15M▲
Contributions10/11€2.09M€2.09M=
Reserves13€34k€58k▲
Distributable reserves133€34k€58k▲
Provisions and deferred taxes16€754k€683k▼
Provisions for liabilities and charges160/5€754k€683k▼
Environmental obligations163€754k€683k▼
Amounts payable17/49€240k€274k▲
Amounts payable within one year42/48€240k€274k▲
Financial debts43€15k€15k=
Credit institutions430/8€15k€15k=
Trade debts44€22k€12k▼
Suppliers440/4€22k€12k▼
Taxes, remuneration and social security45€35k€23k▼
Taxes450/3€12k€11k▼
Remuneration and social security454/9€22k€11k▼
Other amounts payable47/48€168k€224k▲
Income statement
Code20232024
Remuneration, social security and pensions62€92k€93k▲
Other operating charges640/8€7k€968▼
Gross operating margin9900€138k€139k▲
Operating profit (loss)9901€39k€45k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€28k€34k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€20k€25k▲
Profit (loss) for the period to be appropriated9905€20k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€25k▲
Transfer to equity691/2€20k€25k▲
To other reserves6921€20k€25k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €25k ▲21.8%
Net result €25k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-9k ▼1102%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €2.08M ▲23467%
Equity rises from €9k to €2.08M.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 513580 BeringenGround area
1.2 ha
Building footprint
7,289 m²
Volume, LiDAR
47,243 m³
Parcel 71004A0246/00R000, Flanders · tallest building 46.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smak
since 20172.271.881.540
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0246/00R000 | Flanders | 1.2 ha | 1 · 7,288 m² | 46.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUK HANNES
BE 0474.808.169
Schilde · Eq €2.15M
GrindoSonic
BE 0876.928.795
Leuven · Eq €2.14M
Manome
BE 0896.030.669
Lievegem · Eq €2.14M
eld group
BE 0662.837.919
Antwerpen · Eq €2.14M
ROSSIGNOL HOLDING
BE 0477.644.826
Schilde · Eq €2.15M
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 10,679 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.