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RAAMEXPRES

Active
Public limited companyfounded 1978active for 48 yearsNijverheidsstraat 51, 3580 Beringen, BelgiumKBO/BCE: BE 0418.614.980
Summary

RAAMEXPRES has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of -€470,785. Equity is growing by about 4.6% per year across the filed financial years. Its solvency ranks better than 41% of 332 sector peers (NACE 16, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
RAAMEXPRESActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of other builders' carpentry and joinery
NACE 16230Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials NACE 16250
4th oldest company in Beringen, Manufacturing sector1 site
Size
€4.5mtotal assets 2025
Staff
32.6 FTE
Equity
€1.5m
Loss
-€470,785
Turnover not published (abbreviated format)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Parent
Smak · 100%
  • SmakManaging director · permanent representative KEMPENEERS Sylvia
2025 accounts 46 days early2 of 9 deeds summarised
Why 64raises riskLoss of €470,785 (financial year 2025)Liquidity: current ratio 1.25, cash €177,630Sector: Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)lowers riskLegal form: public limited companyShow the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 21% of its sector peers (NACE 16, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 59-14
equity 33.9% of total assets
Liquidity 37+1
short-term debt 39.4% · cash 3.9%
Profitability 6-37
return on assets -10.4%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (165 companies, NACE 16, small)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.8 percentage points vs 06-2026highest value 08-2026: 1.1%● unchanged vs 07-2026highest value 09-2026: 1.1%● unchanged vs 08-2026highest value 10-2026: 1.1%● unchanged vs 09-2026highest value
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.25, compared with 1.78 in 2024, below the usual 1.5; short-term debt: 39.4% and cash: 3.9% of total assets), and 66.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 16, small): better than 36% on solvency, 26% on liquidity, 7% on profitability and 14% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €470,785 (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.25, cash €177,630
NBB · annual accounts
raises risk · Sector: Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)
KBO
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
29 days early
2023
1 day early
2022
11 days early
2021
16 days early
2020
18 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median (NACE 16) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€470,785
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €31,532 in 2024 -€470,785 View
  • Caution: Among the weakest 5% on net resultsector median €23,065 · 332 companies -€470,785 View
  • Controlled by Smak 100% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • Active since 1978founded 27-06-1978 48 years View

By topic

Financials

Financial year
2025
Total assets
€4.5m
Loss
-€470,785
Solvency
33.9%
Total assets▲ 9.3%
Net result
20182025
Go to Financials

Timeline

Events
53
Since
1980
Next accounts
by 31-07-2027
  1. 25-03-2025Permanent representatives: Sylvia Kempeneers and Michael Kempeneers
  2. 31-12-2024Equity above €2m
  3. 30-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of other builders' carpentry and joineryNACE 16230
Founded
27-06-1978
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
38
Who signs
The sole director
Annual meeting
First Saturday of May at 10:30
Purpose
“Groothandel in aan- en verkoop van alle soorten hout,in al zijn vormen,vezel- en…” (deed in Dutch)
Go to Articles of association

Key facts about RAAMEXPRES

What is the company number of RAAMEXPRES?
0418.614.980. In Belgium the VAT number is the company number with BE in front: BE 0418.614.980.
Where is RAAMEXPRES based?
The registered office is at Nijverheidsstraat 51, 3580 Beringen.Company details
What does RAAMEXPRES do?
According to the KBO register, the main activity is manufacture of other builders' carpentry and joinery (NACE 16230).
What is the legal form of RAAMEXPRES?
Public limited company (NV).
When was RAAMEXPRES founded?
On 27-06-1978.
Is RAAMEXPRES still active?
Yes, RAAMEXPRES is an active enterprise in the KBO register.
How many employees does RAAMEXPRES have?
On average 32.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of RAAMEXPRES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is RAAMEXPRES profitable?
In financial year 2025, RAAMEXPRES made a loss of €470,785.
Where can I find the annual accounts of RAAMEXPRES?
RAAMEXPRES filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RAAMEXPRES due?
By 31-07-2027, for financial year 2026.Timeline

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