SMACHT
ActiveSMACHT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €3k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42=
Solvency35▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.17 in 2024; short-term debt: 42.6% and cash: 6.6% of total assets), and 90.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
24 d early
2024
22 d late
2023
30 d early
2022
7 d early
2021
11 d early
2020
26 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 6.8%
2024 · €49k
2018: €20k
2019: €37k
2020: €44k
2021: €39k
2022: €34k
2023: €44k
2024: €49k
2018 → 2025
Total assets
€534k▼ 3.9%
2024 · €555k
2018: €718k
2019: €711k
2020: €697k
2021: €647k
2022: €615k
2023: €580k
2024: €555k
2018 → 2025
Net result
€3k▼ 34.9%
2024 · €5k
2018: €-20k
2019: €17k
2020: €7k
2021: €-5k
2022: €-5k
2023: €10k
2024: €5k
2018 → 2025
Working capital
€-185k▼ 1.6%
2024 · €-182k
2018: €-49k
2019: €-32k
2020: €-25k
2021: €-153k
2022: €-146k
2023: €-183k
2024: €-182k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€34k▼ 13.2%€44k▲ 29.5%€49k▲ 11.7%€53k▲ 6.8%
Operating result€3k-€3k▼ 22.1%€19k▲ 600%€27k▲ 43.4%€23k▼ 15.9%
Net result€-5k-€-5k▼ 8.7%€10k€5k▼ 48.6%€3k▼ 34.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €534k
Fixed assets
€491k▼ 5.2%
Current assets
€43k▲ 13.7%
Equity and liabilities €534k
Equity
€53k▲ 6.8%
Debt
€481k▼ 4.9%
The debt ratio falls from 91.1% to 90.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▼
2024 · €54k
Cash flow
€30k▼
2024 · €32k
Solvency
9.9%▲
2024 · 8.9%
Current ratio
0.19▲
2024 · 0.17
Quick ratio
0.19▲
2024 · 0.17
Debt / equity
9.10▼
2024 · 10.23
ROE
6.4%▼
2024 · 10.5%
ROA
0.6%▼
2024 · 0.9%
Interest coverage
2.72▲
2024 · 2.69
Debt
€481k▼
2024 · €506k
Debt ≤ 1 year
€228k▲
2024 · €220k
Debt > 1 year
€249k▼
2024 · €282k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€555k€534k▼
Fixed assets21/28€518k€491k▼
Tangible fixed assets22/27€516k€489k▼
Land and buildings22€516k€489k▼
Financial fixed assets28€3k€3k=
Current assets29/58€37k€43k▲
Amounts receivable within one year40/41€16k€7k▼
Trade receivables40€16k€7k▼
Cash at bank and in hand54/58€21k€35k▲
Deferred charges and accrued income490/1€661€682▲
Equity and liabilities
Total equity and liabilities10/49€555k€534k▼
Equity10/15€49k€53k▲
Contributions10/11€40k€40k=
Reserves13€9k€13k▲
Distributable reserves133€9k€13k▲
Amounts payable17/49€506k€481k▼
Amounts payable after more than one year17€282k€249k▼
Financial debts170/4€267k€234k▼
Other amounts payable178/9€15k€15k=
Amounts payable within one year42/48€220k€228k▲
Current portion of amounts payable after more than one year42€31k€33k▲
Trade debts44€485€1k▲
Suppliers440/4€485€1k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€181k€186k▲
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€8k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k=
Other operating charges640/8€4k€4k▼
Gross operating margin9900€58k€54k▼
Operating profit (loss)9901€27k€23k▼
Financial charges65/66B€20k€18k▼
Recurring financial charges65€20k€18k▼
Profit (loss) for the period before taxes9903€7k€5k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€5k€3k▼
Profit (loss) for the period to be appropriated9905€5k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€3k▼
Transfer to equity691/2€5k€3k▼
To other reserves6921€5k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kartuizersweg 6Q2550 KontichGround area
1.0 ha
Building footprint
5,847 m²
Volume, LiDAR
1,349 m³
Parcel 11024G0019/00R002, Flanders · tallest building 17.7 m. Linked by address, not a title deed.
1 establishment unit
SMACHT
since 20172.273.834.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024G0019/00R002 | Flanders | 1.0 ha | 1 · 5,847 m² | 17.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M GROUP INVEST
BE 0642.984.393
Braine-l'Alleud · Eq €53k
PP Verhuur
BE 0746.621.470
Grimbergen · Eq €53k
Beuzz Management
BE 1023.598.834
Ukkel · Eq €53k
IMMO STURTZER
BE 0764.523.118
Ottignies-Louvain-la-Neuve · Eq €53k
BASSILLY IMMO MEDIC
BE 0741.632.009
Brugelette · Eq €53k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,151 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2017
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.