Summary
ANCHOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €472,327 and a net result of €136,736. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 89% of 8091 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
22 d late
2023
7 d early
2022
7 d early
2021
11 d early
2020
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average on the deadline day; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#10 oldest company in Vorselaar, Finance and insurance sector
Equity
€472,327▲ 32.8%
2024 · €355,591
Net result
€136,736▲ 209%
2024 · €44,198
Total assets
€520,242▲ 30.8%
2024 · €397,731
Solvency
90.8%▲ 1.4pp
2024 · 89.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€142,910▲ 101%€71,614▼ 49.9%€98,101▲ 37.0%€52,578▼ 46.4%€73,823▲ 40.4%
Net result€114,806above the sector's middle half▲ 98.0%€64,397within the sector's middle half▼ 43.9%€81,220above the sector's middle half▲ 26.1%€44,198within the sector's middle half▼ 45.6%€136,736above the sector's middle half▲ 209%
Equity€372,876within the sector's middle half▲ 44.5%€437,273above the sector's middle half▲ 17.3%€333,493within the sector's middle half▼ 23.7%€355,591within the sector's middle half▲ 6.6%€472,327above the sector's middle half▲ 32.8%
Total assets€415,953within the sector's middle half▲ 37.2%€450,113within the sector's middle half▲ 8.2%€357,235within the sector's middle half▼ 20.6%€397,731within the sector's middle half▲ 11.3%€520,242within the sector's middle half▲ 30.8%
Debt€43,077▼ 4.7%€12,840▼ 70.2%€23,742▲ 84.9%€42,140▲ 77.5%€47,915▲ 13.7%
Working capital€315,034above the sector's middle half▲ 58.7%€380,707above the sector's middle half▲ 20.8%€255,532above the sector's middle half▼ 32.9%€311,608above the sector's middle half▲ 21.9%€431,147above the sector's middle half▲ 38.4%
Solvency89.6%above the sector's middle half▲ 4.5pp97.1%above the sector's middle half▲ 7.5pp93.4%above the sector's middle half▼ 3.8pp89.4%above the sector's middle half▼ 3.9pp90.8%above the sector's middle half▲ 1.4pp
Current ratio8.42above the sector's middle half▲ 3.0031.78above the sector's middle half▲ 23.3612.14above the sector's middle half▼ 19.648.51above the sector's middle half▼ 3.6310.13above the sector's middle half▲ 1.62
Return on assets (ROA)27.6%above the sector's middle half▲ 8.5pp14.3%within the sector's middle half▼ 13.3pp22.7%within the sector's middle half▲ 8.4pp11.1%within the sector's middle half▼ 11.6pp26.3%within the sector's middle half▲ 15.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €520,242
Fixed assets
€41,880 ▼ 6.2%
Current assets
€478,363 ▲ 35.5%
Equity and liabilities €520,242
Equity
€472,327 ▲ 32.8%
Debt
€47,915 ▲ 13.7%
Debt's share of the balance-sheet total falls from 10.6% to 9.2%. Equity and debt are higher.
Key figures and ratios
ROE
28.9%▲
2024 · 12.4%
Debt ≤ 1 year
€47,216▲
2024 · €41,473
Income taxes
€19,189▲
2024 · €13,498
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,414 | €1,414 | €6,967 | €14,111 | €2,771 | ▼ 80.4% |
| Other operating charges640/8 | €523 | €502 | €602 | €459 | €777 | ▲ 69.2% |
| Non-recurring operating charges66A | - | - | €10,464 | €8,415 | - | - |
| Gross operating margin9900 | €144,847 | €73,529 | €116,134 | €75,563 | €77,372 | ▲ 2.4% |
| Operating profit (loss)9901 | €142,910 | €71,614 | €98,101 | €52,578 | €73,823 | ▲ 40.4% |
| Financial income75/76B | €6,971 | €11,896 | €7,591 | €5,223 | €82,214 | ▲ 1,474% |
| Recurring financial income75 | €6,971 | €11,896 | €7,591 | €5,223 | €82,214 | ▲ 1,474% |
| Financial charges65/66B | €569 | €512 | €317 | €105 | €111 | ▲ 5.7% |
| Recurring financial charges65 | €569 | €512 | €317 | €105 | €111 | ▲ 5.7% |
| Profit (loss) for the period before taxes9903 | €149,312 | €82,998 | €105,376 | €57,696 | €155,925 | ▲ 170% |
| Income taxes67/77 | €34,507 | €18,601 | €24,155 | €13,498 | €19,189 | ▲ 42.2% |
| Profit (loss) for the period9904 | €114,806 | €64,397 | €81,220 | €44,198 | €136,736 | ▲ 209% |
| Profit (loss) for the period to be appropriated9905 | €114,806 | €64,397 | €81,220 | €44,198 | €136,736 | ▲ 209% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €415,953 | €450,113 | €357,235 | €397,731 | €520,242 | ▲ 30.8% |
| Fixed assets21/28 | €58,452 | €57,038 | €78,762 | €44,651 | €41,880 | ▼ 6.2% |
| Tangible fixed assets22/27 | €3,452 | €2,038 | €18,762 | €4,651 | €1,880 | ▼ 59.6% |
| Furniture and vehicles24 | €3,452 | €2,038 | €18,762 | €4,651 | €1,880 | ▼ 59.6% |
| Financial fixed assets28 | €55,000 | €55,000 | €60,000 | €40,000 | €40,000 | = |
| Current assets29/58 | €357,500 | €393,075 | €278,473 | €353,080 | €478,363 | ▲ 35.5% |
| Stocks and contracts in progress3 | - | €35,039 | €3,024 | €3,024 | €3,024 | = |
| Stocks30/36 | - | €35,039 | €3,024 | €3,024 | €3,024 | = |
| Amounts receivable within one year40/41 | €229,248 | €283,514 | €187,750 | €315,196 | €429,893 | ▲ 36.4% |
| Trade receivables40 | €18,481 | €14,687 | - | €101,249 | €95,134 | ▼ 6.0% |
| Other amounts receivable41 | €210,767 | €268,827 | €187,750 | €213,947 | €334,759 | ▲ 56.5% |
| Cash at bank and in hand54/58 | €120,494 | €66,080 | €79,483 | €28,366 | €39,675 | ▲ 39.9% |
| Deferred charges and accrued income490/1 | €7,759 | €8,442 | €8,216 | €6,495 | €5,771 | ▼ 11.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €415,953 | €450,113 | €357,235 | €397,731 | €520,242 | ▲ 30.8% |
| Equity10/15 | €372,876 | €437,273 | €333,493 | €355,591 | €472,327 | ▲ 32.8% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €371,876 | €436,273 | €332,493 | €354,591 | €471,327 | ▲ 32.9% |
| Non-distributable reserves130/1 | €100 | €100 | €100 | €100 | €100 | = |
| Reserves not available under the articles1311 | €100 | €100 | €100 | €100 | €100 | = |
| Distributable reserves133 | €371,776 | €436,173 | €332,393 | €354,491 | €471,227 | ▲ 32.9% |
| Amounts payable17/49 | €43,077 | €12,840 | €23,742 | €42,140 | €47,915 | ▲ 13.7% |
| Amounts payable within one year42/48 | €42,466 | €12,367 | €22,941 | €41,473 | €47,216 | ▲ 13.8% |
| Trade debts44 | €17,497 | €1,243 | €4,705 | €1,319 | €847 | ▼ 35.7% |
| Suppliers440/4 | €17,497 | €1,243 | €4,705 | €1,319 | €847 | ▼ 35.7% |
| Taxes, remuneration and social security45 | €24,969 | €11,124 | €18,235 | €18,054 | €26,368 | ▲ 46.1% |
| Taxes450/3 | €24,969 | €11,124 | €18,235 | €18,054 | €26,368 | ▲ 46.1% |
| Other amounts payable47/48 | - | - | - | €22,100 | €20,000 | ▼ 9.5% |
| Accrued charges and deferred income492/3 | €611 | €473 | €801 | €667 | €699 | ▲ 4.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €114,806 | €64,397 | €81,220 | €44,198 | €136,736 | ▲ 209% |
| + Depreciation and write-downs630 | €1,414 | €1,414 | €6,967 | €14,111 | €2,771 | ▼ 80.4% |
| Operating cash flow (approximation) | €116,219 | €65,810 | €88,187 | €58,309 | €139,508 | ▲ 139% |
| Investment in fixed assets (approximation) | - | €0 | -€28,690 | €20,000 | €0 | ▼ 100% |
| Change in cash | - | -€54,413 | €13,402 | -€51,117 | €11,310 | ▲ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €136,736 ▲209%
Net result €136,736, the highest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €44,198 ▼45.6%
Net result drops to €44,198, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 31.78
Current ratio from 8.42 to 31.78; short-term debt falls from €42,466 to €12,367.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorselaar · 1 establishment unit since 2016
Ground area
3,055 m²
Building footprint
455 m²
Volume, LiDAR
4,054 m³
Parcel 13044E0258/00D000, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ANCHOR
since 20162.253.996.720
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13044E0258/00D000 | Flanders | 3,055 m² | 1 · 455 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 3
-
50%
-
50%
-
50%
According to the 2025 annual accounts of ANCHOR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0655811555
Also
9925:BE0655811555
Registered
15-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.