SM.F Services

Active

Private limited companyfounded 2024active for 2 yearsAlbertlaan 291B, 1180 Ukkel, BelgiumKBO/BCE: BE 1005.380.551

Summary

SM.F Services has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,477 and a net result of -€1,695. Its solvency ranks better than 62% of 1,363 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow Report Compare

SM.F ServicesActiveChecked score 68/100

Risk analysis Report Compare

Activity

Hairdressing and barber services

NACE 96210

1 site

Size

€14,516total assets 2025

Equity: €6,477
Loss: -€1,695

Turnover not published (abbreviated format)

Financial health

68 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Structure

Smail YoussefDirector

2025 accounts filed 28 days late

Why 68raises riskFounded in 2024Size: total assets €14,516Last filed accounts filed 28 days latelowers riskLiquidity: current ratio 1.81, cash €4,908Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 51% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 70

equity 44.6% of total assets

Liquidity 64

short-term debt 55.4% · cash 33.8%

Profitability 8

return on assets -11.7%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,611 companies, NACE 96, micro)

Last 24 months 02-2025: 2.9% 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 2.1%▼ -0.8 percentage points vs 04-2025 06-2025: 2.2%▲ +0.1 percentage points vs 05-2025 07-2025: 2.4%▲ +0.2 percentage points vs 06-2025 08-2025: 2.4%● unchanged vs 07-2025 09-2025: 2.7%▲ +0.3 percentage points vs 08-2025 10-2025: 2.7%● unchanged vs 09-2025 11-2025: 2.6%▼ -0.1 percentage points vs 10-2025 12-2025: 2.7%▲ +0.1 percentage points vs 11-2025 01-2026: 3.0%▲ +0.3 percentage points vs 12-2025 02-2026: 3.0%● unchanged vs 01-2026 03-2026: 3.0%● unchanged vs 02-2026 04-2026: 3.0%● unchanged vs 03-2026 05-2026: 3.0%● unchanged vs 04-2026 06-2026: 3.0%● unchanged vs 05-2026 07-2026: 3.0%● unchanged vs 06-2026 08-2026: 6.8%▲ +3.8 percentage points vs 07-2026highest value 09-2026: 0.9%▼ -5.9 percentage points vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026lowest value

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 64% on solvency, 68% on liquidity and 20% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Founded in 2024

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.81, cash €4,908

NBB · annual accounts

Size: total assets €14,516

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Last filed accounts filed 28 days late

NBB · filings

2025 accounts filed 28 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

28 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2024.

KBO publications · our coverage

28-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-03-2026 Resignation: Smail Redouane (director)Appointment: Smail Youssef (director) ·…
09-07-2025 Resignation: Smail Youssef (director)Director discharge

Key points

Caution: Board changedlatest change 01-04-2026 · 1 in office 1 joined · 1 left View
Total assets 2025first financial year filed €14,516 View
Active since 2024founded 30-01-2024 2 years View

By topic

Financials

Financial year: 2025
Total assets: €14,516
Loss: -€1,695
Solvency: 44.6%

Go to Financials

Board & ownership

Board: 1 member

Smail YoussefDirector

Go to Board & ownership

Timeline

Events: 4
Since: 2024

01-02-2024Incorporation

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Hairdressing and barber servicesNACE 96210
Founded: 30-01-2024
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 38

Annual meeting: Last Friday of June at 18:00
Purpose: “L’exploitation, sous sa propre enseigne ou par voie de franchise ou licence de centres de…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about SM.F Services

What is the company number of SM.F Services?: 1005.380.551. In Belgium the VAT number is the company number with BE in front: BE 1005.380.551.
Where is SM.F Services based?: The registered office is at Albertlaan 291B, 1180 Ukkel.Company details
What does SM.F Services do?: According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
What is the legal form of SM.F Services?: Private limited company (BV).
When was SM.F Services founded?: On 30-01-2024.
Is SM.F Services still active?: Yes, SM.F Services is an active enterprise in the KBO register.
What is the turnover of SM.F Services?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SM.F Services profitable?: In financial year 2025, SM.F Services made a loss of €1,695.
Where can I find the annual accounts of SM.F Services?: SM.F Services filed 1 annual account with the National Bank of Belgium, for financial year 2025.