Skip to content

ESPERLUETTE

Active
Private limited companyfounded 2022active for 4 yearsNotelaarstraat 74 B, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0785.541.335
Summary

The computed 12-month bankruptcy probability of ESPERLUETTE is 7.6% (elevated). The annual accounts of ESPERLUETTE for financial year 2025 show a net loss of 86% of the equity at the start of that year. The 2025 annual accounts show equity of €6,455 and a net result of -€41,342. Equity is shrinking by about 41% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 33% of 5,566 sector peers (NACE 96, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Hairdressing and barber services
NACE 96210
3 sites
Size
€103,422total assets 2025
Equity
€6,455
Loss
-€41,342
Turnover not published (micro format)
Financial health
32 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.6%
Structure
Accounts 31 days early4 of 5 deeds read
Why 32raises risk3 changes of registered office in 24 monthsFounded in 2022lowers riskSize: total assets €103,422Figures for financial year 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 14% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Weak
Solvency 31-37
equity 6.2% of total assets
Liquidity 7-48
short-term debt 93.1% · cash 5.4%
Profitability 0-81
return on assets -40.0%
Bankruptcy probability, 12 months
7.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,596 companies, NACE 96, micro)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.0%▼ -0.2 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▲ +0.1 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 0.8%▼ -0.4 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.6%▼ -0.2 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026lowest value 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.7%▲ +0.1 percentage points vs 05-2026 07-2026: 4.5%▲ +3.8 percentage points vs 06-2026 08-2026: 5.6%▲ +1.1 percentage points vs 07-2026 09-2026: 5.9%▲ +0.3 percentage points vs 08-2026 10-2026: 7.6%▲ +1.7 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.86, compared with 1.35 in 2024; short-term debt: 93.1% and cash: 5.4% of total assets), and 93.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 34% on solvency, 8% on liquidity, 8% on profitability and 8% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 3 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2022
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €103,422
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 30-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 36 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Amendment of the articlesShareholding · Power of attorney…
  2. Registered officeRegistered-office move · Director in…
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Caution: From profit to loss in 2025after €11,097 in 2024 -€41,342 View
  • Caution: Among the weakest 5% on net resultsector median €2,851 · 5,573 companies -€41,342 View
  • Total assets 20253 financial years filed €103,422 View

By topic

Financials

Financial year
2025
Total assets
€103,422
Loss
-€41,342
Solvency
6.2%
Total assets▼ 7.0%
Net result
20232025
Go to Financials

Timeline

Events
8
Since
2024
Next accounts
by 31-07-2027
  1. 24-06-2026Registered office · Other addresses · Amendment…
  2. 23-06-2026Registered office
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
29-04-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
34
Who signs
Each director alone
Annual meeting
Second Wednesday of June at 15:00
Purpose
L'exploitation d'un ou plusieurs salons de coiffure; la coiffure; la production, l'achat…
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.