SM CLEANING COMPANY
ActiveFor SM CLEANING COMPANY, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €107k and a net result of €4k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 33678 sector peers (fiscal year 2023). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability62=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
82.4%
Return on assets
3.4%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline23-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-02-2025, 205 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
205 d late
2022
7 d early
2021
5 d early
2020
24 d early
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€107k▲ 4.3%
2022 · €103k
2018: €84k
2019: €87k
2020: €55k
2021: €88k
2022: €103k
2018 → 2023
Total assets
€130k▼ 3.8%
2022 · €136k
2018: €171k
2019: €132k
2020: €106k
2021: €141k
2022: €136k
2018 → 2023
Net result
€4k▼ 69.7%
2022 · €15k
2018: €-2k
2019: €2k
2020: €-32k
2021: €33k
2022: €15k
2018 → 2023
Working capital
€102k▲ 5.9%
2022 · €96k
2018: €65k
2019: €75k
2020: €47k
2021: €81k
2022: €96k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€87k-€55k▼ 36.5%€88k▲ 60.6%€103k▲ 16.6%€107k▲ 4.3%
Operating result€12k-€-22k€37k€28k▼ 24.0%€6k▼ 78.8%
Net result€2k-€-32k€33k€15k▼ 56.1%€4k▼ 69.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2023 is 79% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €130k
Fixed assets
€5k▼ 19.2%
Current assets
€125k▼ 3.0%
Equity and liabilities €130k
Equity
€107k▲ 4.3%
Debt
€23k▼ 29.5%
The debt ratio falls from 24.1% to 17.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▼
2022 · €29k
Cash flow
€6k▼
2022 · €16k
Solvency
82.4%▲
2022 · 75.9%
Current ratio
5.44▲
2022 · 3.96
Quick ratio
5.44▲
2022 · 3.96
Debt / equity
0.21▼
2022 · 0.32
ROE
4.1%▼
2022 · 14.2%
ROA
3.4%▼
2022 · 10.8%
Interest coverage
4.71▲
2022 · 3.63
Debt
€23k▼
2022 · €33k
Debt ≤ 1 year
€23k▼
2022 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€136k€130k▼
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€767▼
Other tangible fixed assets26€537€215▼
Financial fixed assets28€2k€2k=
Current assets29/58€129k€125k▼
Amounts receivable within one year40/41€121k€125k▲
Trade receivables40€90k€52k▼
Other amounts receivable41€30k€73k▲
Cash at bank and in hand54/58€8k€23▼
Equity and liabilities
Total equity and liabilities10/49€136k€130k▼
Equity10/15€103k€107k▲
Contributions10/11€19k€19k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€67k€72k▲
Amounts payable17/49€33k€23k▼
Amounts payable within one year42/48€33k€23k▼
Trade debts44€26k€18k▼
Suppliers440/4€26k€18k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€846€846=
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€348€10k▲
Non-recurring operating charges66A€686-
Gross operating margin9900€30k€17k▼
Operating profit (loss)9901€28k€6k▼
Financial income75/76B€507-
Recurring financial income75€507-
Financial charges65/66B€8k€2k▼
Recurring financial charges65€8k€2k▼
Profit (loss) for the period before taxes9903€21k€4k▼
Income taxes67/77€6k-
Profit (loss) for the period9904€15k€4k▼
Profit (loss) for the period to be appropriated9905€15k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€72k▲
Profit (loss) brought forward from the previous period14P€53k€67k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 205 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €103k ▲16.6%
2 profitable years in a row build equity to €103k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-32k ▼1390%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
19-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
1,132 m²
Building footprint
680 m²
Volume, LiDAR
12,591 m³
2 parcels, Brussels, Flanders · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
SM Cleaning Company
since 20062.152.524.129
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 fl. |
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOMZ
BE 0675.672.306
Menen · Eq €108k
ERIC DESIGN
BE 0801.483.383
Brussel · Eq €107k
DEN TUUR
BE 0476.889.216
Geel · Eq €107k
DOSCO
BE 0707.595.994
Gent · Eq €106k
INTERVENTIA EXPERT
BE 0704.972.838
Hamme (Vl.) · Eq €109k
Of 4,270 companies in sector 43230 we hold annual accounts for 1,241. 1,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-03-2006
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477/807171