HOMZ

Active

Public limited companyfounded 20179 yrs activeMoorselestraat 206, 8930 Menen, BelgiumKBO/BCE: BE 0675.672.306

Summary

HOMZ has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €108k and a net result of €-37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 7445 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2024

44 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability32▼-35

Solvency38▼-1

Growth58=

Track record100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days only on tighter terms

Liquidity short (current ratio 0.81 against 0.83 in 2023; short-term debt: 86.8% and cash: 17% of total assets), and 86.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

13.2%

Return on assets

-4.6%

Age of the figures

21 mo

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7445 sector peers (2024).

NBB · sector comparison

Position among 7445 sector peers

Solvency

better than 13%

← weakest strongest →

A punctual record breaks

This company filed 6 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 7 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

13 d early

2022

11 d early

2021

11 d early

2020

17 d early

2019

11 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€108k▼ 25.9%

2023 · €145k

2018: €195k 2019: €65k 2020: €9k 2021: €-190k 2022: €-216k 2023: €145k

2018 → 2024

Total assets

€814k▼ 23.8%

2023 · €1.07M

2018: €515k 2019: €614k 2020: €734k 2021: €657k 2022: €902k 2023: €1.07M

2018 → 2024

Net result

€-37k

2023 · €61k

2018: €-105k 2019: €-130k 2020: €-56k 2021: €-199k 2022: €-26k 2023: €61k

2018 → 2024

Working capital

€-131k▲ 15.5%

2023 · €-155k

2018: €-10k 2019: €-266k 2020: €-437k 2021: €-595k 2022: €-573k 2023: €-155k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€9k-€-190k€-216k▼ 13.5%€145k€108k▼ 25.9%

Operating result€-42k-€-178k▼ 322%€-3k▲ 98.3%€91k€-18k

Net result€-56k-€-199k▼ 254%€-26k▲ 87.1%€61k€-37k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €18k after €91k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €814k

29.3%

70.7%

Fixed assets €239k ▼ 20.5%

Current assets €575k ▼ 25.1%

Equity and liabilities €814k

13.2%

86.8%

Equity €108k ▼ 25.9%

Debt €706k ▼ 23.5%

Debt's share of the balance-sheet total rises from 86.4% to 86.8%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€46k▼

2023 · €155k

Cash flow

€26k▼

2023 · €125k

Current ratio

0.81▼

2023 · 0.83

Quick ratio

0.52▼

2023 · 0.60

Debt to equity

6.57▲

2023 · 6.36

ROE

-34.9%▼

2023 · 42.0%

ROA

-4.6%▼

2023 · 5.7%

Interest coverage

2.28▼

2023 · 4.96

Debt ≤ 1 year

€706k▼

2023 · €923k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines

Balance sheet Code20232024

Assets

Total assets20/58€1.07M€814k▼

Fixed assets21/28€300k€239k▼

Intangible fixed assets21€63k€42k▼

Tangible fixed assets22/27€237k€196k▼

Plant, machinery and equipment23€237k€195k▼

Furniture and vehicles24€0€924▲

Current assets29/58€768k€575k▼

Stocks and contracts in progress3€214k€209k▼

Stocks30/36€214k€209k▼

Amounts receivable within one year40/41€205k€226k▲

Trade receivables40€205k€221k▲

Other amounts receivable41-€5k

Cash at bank and in hand54/58€348k€138k▼

Deferred charges and accrued income490/1€1k€1k▲

Equity and liabilities

Total equity and liabilities10/49€1.07M€814k▼

Equity10/15€145k€108k▼

Contributions10/11€600k€600k=

Capital10€600k€600k=

Issued capital100€600k€600k=

Profit (loss) carried forward14€-455k€-492k▼

Amounts payable17/49€923k€706k▼

Amounts payable within one year42/48€923k€706k▼

Trade debts44€49k€118k▲

Suppliers440/4€49k€118k▲

Taxes, remuneration and social security45€5k€0▼

Taxes450/3€5k€0▼

Other amounts payable47/48€869k€589k▼

Accrued charges and deferred income492/3€0-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€63k▼

Other operating charges640/8€599€1k▲

Non-recurring operating charges66A€250€40▼

Gross operating margin9900€156k€47k▼

Operating profit (loss)9901€91k€-18k▼

Financial income75/76B€1k€0▼

Recurring financial income75€1k€0▼

Financial charges65/66B€31k€20k▼

Recurring financial charges65€31k€20k▼

Profit (loss) for the period before taxes9903€61k€-37k▼

Profit (loss) for the period9904€61k€-37k▼

Profit (loss) for the period to be appropriated9905€61k€-37k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-455k€-492k▼

Profit (loss) brought forward from the previous period14P€-516k€-455k▲

Social balance

Average headcount (FTE)90870.00.0=

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 3Gazette 1Filings 7

2026

18-09

State Gazette act Reappointment: SOETAERT Peter André Jeroom (sole director)

Resignation: O. Petit & Co (director) · Statutes amendment · Capital13 facts ▸

General meeting, 18-08-2026
Statutes amendment
Statutes amendment
Statutes amendment
Statutes amendment
Statutes amendment
Statutes amendment
Capital, €600.000
Director reappointment, SOETAERT Peter André Jeroom (sole director)
Director resignation, O. Petit & Co (director)
Other statement, kwijting, boekjaar gestart op 1 januari 2026 tot en met heden
Power of attorney
+1 further facts in this act

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 60 days late

2024

18-07

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

2023

31-12

Financial Back to profitnet €61k

Net result €61k after 5 loss-making years.

31-12

Financial Equity above €100kEq €145k

Equity rises from €-216k to €145k.

20-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

20-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Weakest financial yearnet €-199k

Net result drops to €-199k, the lowest in the series; recovery starts the following year.

14-07

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

2020

20-07

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

19-07

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 director, no change since 2026

SOETAERT Peter André Jeroom

Sole director

Current

18-09-2026 O. PETIT & CO: Resigned as Director

Location & real-estate footprint

Registered office, Menen · 1 establishment unit since 2017

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Moorselestraat 2068930 Menen

Ground area

1.1 ha

Building footprint

766 m²

Parcel 34372B0296/00T003, Flanders. Linked by address, not a title deed.

1 establishment unit

HOMZ

Moorselestraat 206, 8930 MenenSpecialised construction activities

since 20172.264.194.289

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34372B0296/00T003	Flanders	1.1 ha	1 · 766 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Articles of association

Who signs

Two directors jointly

“5. Wanneer de vennootschap optreedt als bestuurder/zaakvoerder van andere vennootschappen, wordt de vennootschap enkel rechtsgeldig vertegenwoordigd door de vaste vertegenwoordiger.”

according to the deed of 18-09-2026

Annual meeting

30 May at 10:00

according to the deed of 18-09-2026

Duration

Unlimited

according to the deed of 18-09-2026

Purpose

Het bouwen en verbouwen van onroerende goederen; Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen, al dan niet onder het stelsel…

Full purpose (10 activities)

Het bouwen en verbouwen van onroerende goederen
Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen, al dan niet onder het stelsel van de BTW, met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur- en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten
Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur- en verhuur, de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen
Het aangaan en verstrekken van leningen, kredieten, financieringen en het aangaan van leasingcontracten, in het kader van de bovenvermelde doelstellingen
De functies van bestuurder of vereffenaar waarnemen in vennootschappen en verenigingen
Toezicht en controle uitoefenen over deze vennootschappen en verenigingen
Samenwerken met, deelnemen in, of op gelijk welke wijze, rechtstreeks of onrechtstreeks, belangen nemen in andere ondernemingen
Leningen van eender welke vorm, duur of bedrag toestaan
Borg stellen tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak
Alle commerciële, industriële, financiële, roerende en/of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp

according to the deed of 18-09-2026

Structure & network

Capital and shareholders

Capital over the years

18-09-2026 Capital stated in the act · 600,000 EUR · 600 shares

Similar companies · same sector, comparable size

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ERIC DESIGN

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Hamme (Vl.) · Eq €108,638

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Of 4,271 companies in sector 43230 we hold annual accounts for 1,241. 1,045 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPublic limited company

Founded12-05-2017

Fiscal year end31-12

Activities, NACEBEL 2025

43230Insulation installation

43310Plastering work

43910Bricklaying and masonry work

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.