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Active
BE 0794.838.586Private limited companyOpen bankruptcy
SM BIKE
Rue de Dalles 2 ·4450 Juprelle, Belgium· 3 yrs active
Sector: Retail trade
(47811)
Conclusion
A bankruptcy procedure is open for SM BIKE according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-74k) and a net result of €-78k.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-74k |
| Net result | €-78k |
| Staff (FTE) | 1 |
| Better than sector | 19% |
Snowflake analysis
33
/ 100
Fragile profile — watch health in particular.
Health
0
Profitability
100
Solvency
35
Growth
32
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskComponents
· Open bankruptcy (+50)
Trust signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Health barometer
0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 24-05-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47 — Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -23.0% | 18.9% | |
| Net result | €-78k | €4k | |
| Equity | €-74k | €14k | |
| Gross operating margin | €44k | €24k | |
| Staff costs | €39k | €32k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€537
-99.3%
23–24
€-78k
-1197.9%
23–24
€-17k
—
23–24
€322k
-27.2%
23–24
€-74k
—
23–24
€-88k
-922.0%
23–24
1
—
23–24
€39k
—
23–24
€300
-4.8%
23–24
€396k
-9.7%
23–24
€208k
-6.4%
23–24
€187k
-13.2%
23–24
0.57
-40.2%
23–24
0.19
-15.3%
23–24
-23.0%
—
23–24
-5.36
—
23–24
105.4%
—
23–24
-24.2%
-1684.0%
23–24
0.03
-99.4%
23–24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | — |
| EBITDA | €537 |
| Net profit | €-78k |
| Cash flow | €-17k |
| Staff costs | €39k |
| Income taxes | €300 |
| Dividends | — |
| Total assets | €322k |
| Equity | €-74k |
| Debt | €396k |
| of which ≤ 1y | €208k |
| of which > 1y | €187k |
| Working capital | €-88k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.57 |
| Quick ratio | 0.19 |
| Working capital ratio | -27.4% |
| Solvency | -23.0% |
| Debt / equity | -5.36 |
| Long-term debt ratio | -2.53 |
| Interest coverage | 0.03 |
| Gross margin | — |
| Net margin | — |
| ROA | -24.2% |
| ROE | 105.4% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €322k |
| Fixed assets | 21/28 | €203k |
| Intangible fixed assets | 21 | €114k |
| Tangible fixed assets | 22/27 | €86k |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €119k |
| Stocks & contracts in progress | 3 | €80k |
| Amounts receivable within one year | 40/41 | €21k |
| Cash & bank | 54/58 | €1k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €322k |
| Equity | 10/15 | €-74k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-84k |
| Amounts payable | 17/49 | €396k |
| Amounts payable after one year | 17 | €187k |
| Amounts payable within one year | 42/48 | €208k |
| Trade debts payable within one year | 44 | €10k |
| Income statement | ||
| Gross operating margin | 9900 | €44k |
| Operating result | 9901 | €-60k |
| Financial income | 75 | €254 |
| Financial charges | 65 | €18k |
| Result before taxes | 9903 | €-78k |
| Income taxes | 67/77 | €300 |
| Net result for the period | 9904 | €-78k |
| Result to be appropriated | 9905 | €-78k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | FREDERIC KERSTENNE BD D’AVROY, 7C,
4000 LIEGE 1 |
30-03-2026 → present | Belgian State Gazette |
| Curator | LAURENT DELWAIDE RUE DES
AUGUSTINS 16, 4000 LIEGE 1 |
30-03-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Retail trade(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 15-12-2022 |
| Status | Active |
| Postal code | 4450 |
| First BS signal | 03-04-2026 |
| Latest BS signal | 03-04-2026 |
Company structure — linked entities
Mandates
↔
1
of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units
SM BIKE
since 20232.339.606.544
SM BIKE
since 20232.339.606.643
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62097A0473/00P000 | Wallonia | 1,208 m² | 1 · 127 m² | 7.6 m · 2 fl. |
| 92003H0028/00H004 | Wallonia | 204 m² | — | — |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
03-04-2026
Bankruptcy
Opening
2025
24-05-2025
NBB filing
Annual accounts filed
2024
30-09-2024
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
03-04-2026
Bankruptcy
Opening
Time machine — BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen45402Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen45402Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199
Primary activity highlighted.
Names & trade names
| Legal nameFR | SM BIKE |
Registered office
Rue de Dalles 2
4450 Juprelle, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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