Summary
SLN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €53,586 and a net result of -€68,270. Equity is shrinking by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 5565 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 5565 sector peers (2025).
NBB · sector comparisonPosition among 5565 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
71 d late
2023
37 d early
2022
3 d late
2021
24 d early
2020
33 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
Equity
€53,586▼ 56.0%
2024 · €121,857
Net result
-€68,270▲ 21.5%
2024 · -€86,950
Total assets
€458,471▼ 21.7%
2024 · €585,176
Solvency
11.7%▼ 9.1pp
2024 · 20.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,944▲ 1.4%€9,719▼ 74.4%-€72,194-€74,833▼ 3.7%-€43,277▲ 42.2%
Net result€21,947within the sector's middle half▼ 63.6%-€562below the sector's middle half-€83,905below the sector's middle half▼ 14,837%-€86,950below the sector's middle half▼ 3.6%-€68,270below the sector's middle half▲ 21.5%
Equity€280,873below the sector's middle half▼ 2.1%€292,711within the sector's middle half▲ 4.2%€208,806within the sector's middle half▼ 28.7%€121,857within the sector's middle half▼ 41.6%€53,586below the sector's middle half▼ 56.0%
Total assets€577,405below the sector's middle half▼ 6.0%€560,953within the sector's middle half▼ 2.8%€530,511within the sector's middle half▼ 5.4%€585,176within the sector's middle half▲ 10.3%€458,471below the sector's middle half▼ 21.7%
Debt€296,532▼ 9.4%€268,242▼ 9.5%€321,704▲ 19.9%€463,320▲ 44.0%€404,885▼ 12.6%
Working capital€5,277▼ 85.1%-€5,926-€113,319▼ 1,812%-€157,226▼ 38.7%-€181,485▼ 15.4%
Solvency48.6%within the sector's middle half▲ 1.9pp52.2%within the sector's middle half▲ 3.5pp39.4%within the sector's middle half▼ 12.8pp20.8%below the sector's middle half▼ 18.5pp11.7%below the sector's middle half▼ 9.1pp
Staff (FTE)1.44.7above the sector's middle half▲ 236%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €43,277 in 2025 against €74,833 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458,471
Fixed assets
€434,830 ▼ 16.1%
Current assets
€23,641 ▼ 64.5%
Equity and liabilities €458,471
Equity
€53,586 ▼ 56.0%
Debt
€404,885 ▼ 12.6%
Debt's share of the balance-sheet total rises from 79.2% to 88.3%. Equity and debt are lower.
Key figures and ratios
ROE
-127.4%▼
2024 · -71.4%
ROA
-14.9%▼
2024 · -14.9%
Debt ≤ 1 year
€205,125▼
2024 · €223,895
Debt > 1 year
€199,759▼
2024 · €239,424
Income taxes
-€7,529
Staff costs
€158,927▲
2024 · €93,444
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €4,464 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €93,444 | €158,927 | ▲ 70.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,862 | €9,375 | €6,048 | €49,034 | €90,563 | ▲ 84.7% |
| Other operating charges640/8 | €3,740 | €1,567 | €1,386 | €8,858 | €11,064 | ▲ 24.9% |
| Gross operating margin9900 | €50,546 | €20,661 | -€64,759 | €76,503 | €217,279 | ▲ 184% |
| Operating profit (loss)9901 | €37,944 | €9,719 | -€72,194 | -€74,833 | -€43,277 | ▲ 42.2% |
| Financial income75/76B | €98 | €361 | €1 | - | €1,581 | - |
| Recurring financial income75 | €98 | €361 | €1 | - | €1,581 | - |
| Financial charges65/66B | €10,080 | €10,072 | €11,534 | €12,116 | €34,104 | ▲ 181% |
| Recurring financial charges65 | €10,080 | €9,874 | €11,087 | €12,116 | €34,104 | ▲ 181% |
| Non-recurring financial charges66B | - | €198 | €447 | - | - | - |
| Profit (loss) for the period before taxes9903 | €27,962 | €7 | -€83,726 | -€86,950 | -€75,800 | ▲ 12.8% |
| Income taxes67/77 | €6,016 | €569 | €179 | - | -€7,529 | - |
| Profit (loss) for the period9904 | €21,947 | -€562 | -€83,905 | -€86,950 | -€68,270 | ▲ 21.5% |
| Profit (loss) for the period to be appropriated9905 | €21,947 | -€562 | -€83,905 | -€86,950 | -€68,270 | ▲ 21.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €577,405 | €560,953 | €530,511 | €585,176 | €458,471 | ▼ 21.7% |
| Fixed assets21/28 | €537,620 | €528,853 | €522,805 | €518,507 | €434,830 | ▼ 16.1% |
| Intangible fixed assets21 | - | - | - | €286,229 | €222,584 | ▼ 22.2% |
| Tangible fixed assets22/27 | €144,047 | €135,280 | €129,231 | €232,073 | €212,041 | ▼ 8.6% |
| Land and buildings22 | €142,172 | €133,446 | €128,046 | €135,508 | €134,000 | ▼ 1.1% |
| Plant, machinery and equipment23 | €1,596 | €1,260 | €924 | €87,237 | €74,954 | ▼ 14.1% |
| Furniture and vehicles24 | €279 | €574 | €261 | €9,328 | €3,087 | ▼ 66.9% |
| Financial fixed assets28 | €393,573 | €393,573 | €393,573 | €205 | €205 | = |
| Current assets29/58 | €39,785 | €32,100 | €7,706 | €66,669 | €23,641 | ▼ 64.5% |
| Stocks and contracts in progress3 | - | - | - | €14,180 | €16,032 | ▲ 13.1% |
| Stocks30/36 | - | - | - | €14,180 | €16,032 | ▲ 13.1% |
| Amounts receivable within one year40/41 | €12,808 | €20,950 | €309 | €3,149 | €4,028 | ▲ 27.9% |
| Trade receivables40 | - | €7,856 | - | €3,149 | €4,028 | ▲ 27.9% |
| Other amounts receivable41 | €12,808 | €13,094 | €309 | - | - | - |
| Current investments50/53 | - | - | - | €1,004 | €1,004 | = |
| Cash at bank and in hand54/58 | €26,938 | €11,110 | €7,019 | €47,772 | - | - |
| Deferred charges and accrued income490/1 | €39 | €39 | €378 | €565 | €2,576 | ▲ 356% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €577,405 | €560,953 | €530,511 | €585,176 | €458,471 | ▼ 21.7% |
| Equity10/15 | €280,873 | €292,711 | €208,806 | €121,857 | €53,586 | ▼ 56.0% |
| Contributions10/11 | €8,060 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | - | - | €18,600 | €18,600 | = |
| Share premium1100/10 | - | - | - | €18,600 | €18,600 | = |
| Reserves13 | €270,000 | €271,860 | €271,860 | €101,860 | €31,860 | ▼ 68.7% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €270,000 | €270,000 | €270,000 | €100,000 | €30,000 | ▼ 70.0% |
| Profit (loss) carried forward14 | €2,813 | €2,251 | -€81,654 | €1,397 | €3,126 | ▲ 124% |
| Amounts payable17/49 | €296,532 | €268,242 | €321,704 | €463,320 | €404,885 | ▼ 12.6% |
| Amounts payable after more than one year17 | €262,024 | €230,216 | €197,408 | €239,424 | €199,759 | ▼ 16.6% |
| Financial debts170/4 | €262,024 | €230,216 | €197,408 | €239,424 | €199,759 | ▼ 16.6% |
| Amounts payable within one year42/48 | €34,508 | €38,026 | €121,025 | €223,895 | €205,125 | ▼ 8.4% |
| Current portion of amounts payable after more than one year42 | €30,839 | €31,808 | €32,808 | €54,886 | €39,665 | ▼ 27.7% |
| Financial debts43 | - | - | - | - | €7,594 | - |
| Credit institutions430/8 | - | - | - | - | €7,594 | - |
| Trade debts44 | €1,359 | €1,969 | €5,730 | €76,342 | €29,742 | ▼ 61.0% |
| Suppliers440/4 | €1,359 | €1,969 | €5,730 | €76,342 | €29,742 | ▼ 61.0% |
| Taxes, remuneration and social security45 | €1,973 | €4,249 | €748 | €34,040 | €25,793 | ▼ 24.2% |
| Taxes450/3 | €1,973 | €4,249 | €748 | €12,678 | €6,349 | ▼ 49.9% |
| Remuneration and social security454/9 | - | - | - | €21,362 | €19,444 | ▼ 9.0% |
| Other amounts payable47/48 | €337 | - | €81,740 | €58,628 | €102,331 | ▲ 74.5% |
| Accrued charges and deferred income492/3 | - | - | €3,272 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,947 | -€562 | -€83,905 | -€86,950 | -€68,270 | ▲ 21.5% |
| + Depreciation and write-downs630 | €8,862 | €9,375 | €6,048 | €49,034 | €90,563 | ▲ 84.7% |
| Operating cash flow (approximation) | €30,809 | €8,813 | -€77,857 | -€37,915 | €22,293 | ▲ 159% |
| Investment in fixed assets (approximation) | - | -€608 | -€0 | -€44,737 | -€6,887 | ▲ 84.6% |
| Change in cash | - | -€15,828 | -€4,092 | €40,753 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Weakest financial yearnet -€86,950
Net result drops to -€86,950, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €60,329 ▲19.4%
Net result €60,329, the highest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 3 establishment units since 2016
Ground area
1,896 m²
Building footprint
300 m²
Volume, LiDAR
1,959 m³
2 parcels, Wallonia · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
SLN
since 20162.255.374.417
MAISON FONTAINE
since 20242.366.247.296
LOU MONRO
since 20242.366.247.395
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92090B0035/00Z000 | Wallonia | 1,685 m² | 1 · 226 m² | 9.8 m · 2 fl. |
| 92045A0435/00V000 | Wallonia | 211 m² | 1 · 75 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2021 list no shareholders, and no other source names one.
Holdings 1
-
98.38%
According to the 2021 annual accounts of SLN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFloreffe2.366.247.296
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 10,634 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
64210Activities of holding companies
47715Retail trade
56210Event catering
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0655884306
Also
9925:BE0655884306
Registered
31-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.