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SLL

Active
Private limited companyfounded 201214 yrs activeRue de la Gare(Cer) 26, 5630 Cerfontaine, BelgiumKBO/BCE: BE 0848.828.093
Summary

SLL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,702 and a net result of €12,050. Equity is shrinking by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 18458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability73▲+25
Solvency37▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.62 in 2024; short-term debt: 82% and cash: 2.5% of total assets), and 88.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
11.8%
Return on assets
3.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €41,702
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
17 d early
2023
19 d early
2022
14 d early
2021
33 d late
2020
61 d late
2019
62 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 September 2012, SLL was incorporated.1 Total assets went from EUR 392,260 in 2018 to EUR 353,553 in 2025 and headcount from 2.1 full-time equivalents in 2021 to 2.3 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12,050
2024 · -€740
Working capital
-€132,502▲ 6.6%
2024 · -€141,800
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€5,720-€23,041-€1,772▲ 92.3%€2,101€31,255▲ 1,388%
Net result€783-€25,865-€9,514▲ 63.2%-€740▲ 92.2%€12,050
Equity€65,771▲ 1.2%€39,906▼ 39.3%€30,392▼ 23.8%€29,652▼ 2.4%€41,702▲ 40.6%
Total assets€300,792▼ 3.2%€323,144▲ 7.4%€275,659▼ 14.7%€432,143▲ 56.8%€353,553▼ 18.2%
Debt€235,021▼ 4.3%€283,238▲ 20.5%€245,267▼ 13.4%€402,491▲ 64.1%€311,851▼ 22.5%
Working capital-€59,530▼ 118%-€115,462▼ 94.0%-€131,002▼ 13.5%-€141,800▼ 8.2%-€132,502▲ 6.6%
Staff (FTE)2.12.3▲ 9.5%2.5▲ 8.7%2.8▲ 12.0%2.3▼ 17.9%
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2021: €5,720€5,720Net result 2021: €783€783Operating result 2022: -€23,041-€23,041Net result 2022: -€25,865-€25,865Operating result 2023: -€1,772-€1,772Net result 2023: -€9,514-€9,514Operating result 2024: €2,101€2,101Net result 2024: -€740-€740Operating result 2025: €31,255€31,255Net result 2025: €12,050€12,05020212022202320242025-€20,000€0€20,000€40,000Operating result 2023: -€1,772-€1,770Net result 2023: -€9,514-€9,510Operating result 2024: €2,101€2,100Net result 2024: -€740-€740Operating result 2025: €31,255€31,300Net result 2025: €12,050€12,100202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1,388% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353,553
Fixed assets €196,305 ▼ 3.8%
Current assets €157,248 ▼ 31.1%
Equity and liabilities €353,553
Equity €41,702 ▲ 40.6%
Debt €311,851 ▼ 22.5%
Debt's share of the balance-sheet total falls from 93.1% to 88.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€39,008▲
2024 · €9,502
Cash flow
€19,803▲
2024 · €6,662
Current ratio
0.54▼
2024 · 0.62
Quick ratio
0.38▼
2024 · 0.47
Debt to equity
7.48▼
2024 · 13.57
ROE
28.9%▲
2024 · -2.5%
ROA
3.4%▲
2024 · -0.2%
Interest coverage
24.46▲
2024 · 3.52
Debt ≤ 1 year
€289,750▼
2024 · €369,886
Debt > 1 year
€17,096▼
2024 · €32,605
Income taxes
€6,500▲
2024 · €140
Staff costs
€122,301▲
2024 · €105,972
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€432,143€353,553▼
Fixed assets21/28€204,058€196,305▼
Tangible fixed assets22/27€196,053€188,300▼
Land and buildings22€192,813€186,436▼
Plant, machinery and equipment23€1,750€1,500▼
Furniture and vehicles24€1,489€364▼
Financial fixed assets28€8,005€8,005=
Current assets29/58€228,086€157,248▼
Stocks and contracts in progress3€54,542€47,904▼
Stocks30/36€54,542€47,904▼
Amounts receivable within one year40/41€157,015€95,368▼
Trade receivables40€145,706€12,298▼
Other amounts receivable41€11,309€83,070▲
Current investments50/53€1€0▼
Cash at bank and in hand54/58€12,561€8,842▼
Deferred charges and accrued income490/1€3,966€5,134▲
Equity and liabilities
Total equity and liabilities10/49€432,143€353,553▼
Equity10/15€29,652€41,702▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€9,193€21,243▲
Amounts payable17/49€402,491€311,851▼
Amounts payable after more than one year17€32,605€17,096▼
Financial debts170/4€32,605€17,096▼
Amounts payable within one year42/48€369,886€289,750▼
Current portion of amounts payable after more than one year42€15,210€15,510▲
Trade debts44€141,036€36,528▼
Suppliers440/4€141,036€36,528▼
Advances received on contracts in progress46-€126
Taxes, remuneration and social security45€20,920€34,276▲
Taxes450/3€3,205€8,837▲
Remuneration and social security454/9€17,715€25,439▲
Other amounts payable47/48€192,721€203,311▲
Accrued charges and deferred income492/3-€5,005
Income statement Code20242025
Remuneration, social security and pensions62€105,972€122,301▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,402€7,753▲
Other operating charges640/8€6,310€6,058▼
Gross operating margin9900€121,785€167,367▲
Operating profit (loss)9901€2,101€31,255▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2,701€12,705▲
Recurring financial charges65€2,701€1,595▼
Non-recurring financial charges66B-€11,110
Profit (loss) for the period before taxes9903-€600€18,550▲
Income taxes67/77€140€6,500▲
Profit (loss) for the period9904-€740€12,050▲
Profit (loss) for the period to be appropriated9905-€740€12,050▲
Appropriation of the result
Profit (loss) to be appropriated9906€9,193€21,243▲
Profit (loss) brought forward from the previous period14P€9,932€9,193▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€3,306---
Remuneration, social security and pensions62€76,050€91,538€106,625€105,972€122,301▲ 15.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,795€10,925€8,890€7,402€7,753▲ 4.7%
Other operating charges640/8€2,758€2,629€5,414€6,310€6,058▼ 4.0%
Gross operating margin9900€92,322€82,050€119,156€121,785€167,367▲ 37.4%
Operating profit (loss)9901€5,720-€23,041-€1,772€2,101€31,255▲ 1,388%
Financial income75/76B€12€43€5€0€0▼ 26.5%
Recurring financial income75€12€43€5€0€0▼ 26.5%
Financial charges65/66B€4,164€2,748€7,418€2,701€12,705▲ 370%
Recurring financial charges65€4,164€2,748€2,648€2,701€1,595▼ 41.0%
Non-recurring financial charges66B--€4,770-€11,110-
Profit (loss) for the period before taxes9903€1,567-€25,746-€9,185-€600€18,550▲ 3,190%
Income taxes67/77€784€120€329€140€6,500▲ 4,559%
Profit (loss) for the period9904€783-€25,865-€9,514-€740€12,050▲ 1,729%
Profit (loss) for the period to be appropriated9905€783-€25,865-€9,514-€740€12,050▲ 1,729%
Line20212022202320242025Change
Assets
Total assets20/58€300,792€323,144€275,659€432,143€353,553▼ 18.2%
Fixed assets21/28€212,492€218,099€209,209€204,058€196,305▼ 3.8%
Tangible fixed assets22/27€204,487€210,094€201,204€196,053€188,300▼ 4.0%
Land and buildings22€198,143€205,865€199,191€192,813€186,436▼ 3.3%
Plant, machinery and equipment23-€2,250€2,000€1,750€1,500▼ 14.3%
Furniture and vehicles24€6,344€1,979€14€1,489€364▼ 75.5%
Financial fixed assets28€8,005€8,005€8,005€8,005€8,005=
Current assets29/58€88,300€105,045€66,450€228,086€157,248▼ 31.1%
Stocks and contracts in progress3€42,260€51,925€35,668€54,542€47,904▼ 12.2%
Stocks30/36€42,260€51,925€35,668€54,542€47,904▼ 12.2%
Amounts receivable within one year40/41€40,179€44,649€27,543€157,015€95,368▼ 39.3%
Trade receivables40€2,251€34,558€12,130€145,706€12,298▼ 91.6%
Other amounts receivable41€37,927€10,092€15,413€11,309€83,070▲ 635%
Current investments50/53€1€1€1€1€0▼ 100%
Cash at bank and in hand54/58€317€6,656€1,550€12,561€8,842▼ 29.6%
Deferred charges and accrued income490/1€5,544€1,814€1,688€3,966€5,134▲ 29.4%
Equity and liabilities
Total equity and liabilities10/49€300,792€323,144€275,659€432,143€353,553▼ 18.2%
Equity10/15€65,771€39,906€30,392€29,652€41,702▲ 40.6%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€45,311€19,446€9,932€9,193€21,243▲ 131%
Amounts payable17/49€235,021€283,238€245,267€402,491€311,851▼ 22.5%
Amounts payable after more than one year17€87,191€62,731€47,815€32,605€17,096▼ 47.6%
Financial debts170/4€87,191€62,731€47,815€32,605€17,096▼ 47.6%
Amounts payable within one year42/48€147,830€220,508€197,452€369,886€289,750▼ 21.7%
Current portion of amounts payable after more than one year42€25,928€24,460€14,916€15,210€15,510▲ 2.0%
Financial debts43€3,541-€4,707---
Credit institutions430/8€3,541-€4,707---
Trade debts44€17,665€67,714€23,739€141,036€36,528▼ 74.1%
Suppliers440/4€17,665€67,714€23,739€141,036€36,528▼ 74.1%
Advances received on contracts in progress46-€106--€126-
Taxes, remuneration and social security45€14,044€17,438€23,271€20,920€34,276▲ 63.8%
Taxes450/3€2,039€2,158€2,368€3,205€8,837▲ 176%
Remuneration and social security454/9€12,005€15,280€20,904€17,715€25,439▲ 43.6%
Other amounts payable47/48€86,652€110,789€130,820€192,721€203,311▲ 5.5%
Accrued charges and deferred income492/3----€5,005-
Line20212022202320242025Change
Profit (loss) for the period9904€783-€25,865-€9,514-€740€12,050▲ 1,729%
+ Depreciation and write-downs630€7,795€10,925€8,890€7,402€7,753▲ 4.7%
Operating cash flow (approximation)€8,578-€14,941-€624€6,662€19,803▲ 197%
Investment in fixed assets (approximation)--€16,532€0-€2,250€0▲ 100%
Change in cash-€6,339-€5,106€11,011-€3,719▼ 134%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €12,050
Net result €12,050 after 3 loss-making years.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
02-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 33 days late
2021
31-12
Financial Back to profitnet €783
Net result €783 after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial Weakest financial yearnet -€102,841
Net result drops to -€102,841, the lowest in the series; recovery starts the following year.
01-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 62 days late
2019
31-12
Financial Back to profitnet €21,280
Net result €21,280 after one loss-making year.
31-12
Financial Equity above €150,000Eq €167,829 ▲14.5%
Equity rises from €146,549 to €167,829.
Show earlier events
12-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Cerfontaine · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
1,478 m²
Building footprint
163 m²
Parcel 93010D0214/00D002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Gare(Cer) 26, 5630 Cerfontaine
Retail trade
since 20122.212.676.502
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93010D0214/00D002 Wallonia 1,478 m² 1 · 163 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Cerfontaine2.212.676.502
1 permission
Toelating · Detailhandel · since 19-09-2012

Similar companies · same sector, comparable size

Of 1,265 companies in sector 47300 we hold annual accounts for 950. 682 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
95316Washing and cleaning of motor vehicles
47279Other retail sale of food
Contact
E-mail vdm-evelyne@hotmail.comCerfontaine
Phone 071-506989Cerfontaine
E-invoicing
Reachable via Peppol
Peppol ID 0208:0848828093
Also 9925:BE0848828093
Registered 27-05-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.