LIVET & FILLES

Active

Private limited companyfounded 201610 yrs activeMoulin du Ruy 101, 4987 Stoumont, BelgiumKBO/BCE: BE 0649.580.591

LIVET & FILLES has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €-12k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 57% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

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Checked score

Score 2025

52 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability28▼-34

Solvency76▼-9

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €9k at 30 days acceptable

Liquidity ample (current ratio 4.0 against 2.45 in 2024; short-term debt: 24.8% and cash: 5.8% of total assets), and 48.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 9 filings

Deviation from the deadline

2025

31 d late

2024

27 d early

2023

43 d early

2022

34 d early

2021

46 d early

2020

45 d early

2019

26 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€0

2021 · €0

2020: €0 2021: €0

2020 → 2022

Total assets

€345k▲ 8.4%

2024 · €319k

2018: €178k 2019: €138k 2020: €176k 2021: €77k 2022: €227k 2023: €207k 2024: €319k

2018 → 2025

Net result

€-12k

2024 · €32k

2018: €7k 2019: €-15k 2020: €89k 2021: €-45k 2022: €62k 2023: €34k 2024: €32k

2018 → 2025

Working capital

€257k▲ 37.4%

2024 · €187k

2018: €-14k 2019: €-42k 2020: €51k 2021: €60k 2022: €178k 2023: €161k 2024: €187k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€0-€0

Equity€62k-€124k▲ 98.9%€158k▲ 27.6%€190k▲ 20.1%€177k▼ 6.6%

Operating result€-43k-€72k€53k▼ 26.1%€51k▼ 3.5%€-6k

Net result€-45k-€62k€34k▼ 44.4%€32k▼ 7.0%€-12k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €6k after €51k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €345k

99.2%

Fixed assets €3k=

Current assets €343k▲ 8.4%

Equity and liabilities €345k

51.3%

48.7%

Equity €177k▼ 6.6%

Debt €168k▲ 30.3%

The debt ratio rises from 40.5% to 48.7%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

Solvency

51.3%▼

2024 · 59.5%

Current ratio

4.00▲

2024 · 2.45

Quick ratio

2.93▲

2024 · 1.95

Debt / equity

0.95▲

2024 · 0.68

ROE

-7.0%▼

2024 · 16.8%

ROA

-3.6%▼

2024 · 10.0%

Debt

€168k▲

2024 · €129k

Debt ≤ 1 year

€86k▼

2024 · €129k

Debt > 1 year

€82k

Staff costs

€205k▲

2024 · €201k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€319k€345k▲

Fixed assets21/28€3k€3k=

Financial fixed assets28€3k€3k=

Current assets29/58€316k€343k▲

Stocks and contracts in progress3€64k€92k▲

Stocks30/36€64k€92k▲

Amounts receivable within one year40/41€217k€231k▲

Trade receivables40€156k€169k▲

Other amounts receivable41€61k€62k▲

Cash at bank and in hand54/58€35k€20k▼

Equity and liabilities

Total equity and liabilities10/49€319k€345k▲

Equity10/15€190k€177k▼

Contributions10/11€40k€40k=

Reserves13€85k€85k=

Distributable reserves133€85k€85k=

Profit (loss) carried forward14€65k€52k▼

Amounts payable17/49€129k€168k▲

Amounts payable after more than one year17-€82k

Financial debts170/4-€82k

Amounts payable within one year42/48€129k€86k▼

Current portion of amounts payable after more than one year42€6k€23k▲

Trade debts44€97k€39k▼

Suppliers440/4€97k€39k▼

Taxes, remuneration and social security45€25k€24k▼

Taxes450/3€5k€2▼

Remuneration and social security454/9€21k€24k▲

Other amounts payable47/48€163€163=

Income statement Code20242025

Remuneration, social security and pensions62€201k€205k▲

Other operating charges640/8€7k€530▼

Gross operating margin9900€259k€200k▼

Operating profit (loss)9901€51k€-6k▼

Financial income75/76B€756€1▼

Recurring financial income75€756€1▼

Financial charges65/66B€4k€7k▲

Recurring financial charges65€4k€7k▲

Profit (loss) for the period before taxes9903€48k€-12k▼

Income taxes67/77€16k-

Profit (loss) for the period9904€32k€-12k▼

Profit (loss) for the period to be appropriated9905€32k€-12k▼

Appropriation of the result

Profit (loss) to be appropriated9906€95k€52k▼

Profit (loss) brought forward from the previous period14P€63k€65k▲

Transfer to equity691/2€30k-

To other reserves6921€30k-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 17Financial 8Filings 9

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

04-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

18-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Equity above €150kEq €158k ▲27.6%

2 profitable years in a row build equity to €158k.

27-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €62k

Net result €62k after one loss-making year.

31-12

Financial Equity above €100kEq €124k ▲98.9%

Equity rises from €62k to €124k.

15-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Weakest financial yearnet €-45k ▼151%

Net result drops to €-45k, the lowest in the series; recovery starts the following year.

31-12

Financial Liquidity triplescurrent ratio 4.93

Current ratio from 1.75 to 4.93; short-term debt falls from €68k to €15k.

16-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Back to profitnet €89k

Net result €89k after one loss-making year.

31-12

Financial Liquidity triplescurrent ratio 1.75

Current ratio from 0.62 to 1.75; short-term debt falls from €112k to €68k.

31-12

Financial Equity above €100kEq €107k ▲491%

Equity rises from €18k to €107k.

26-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 26 days late

2019

03-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

13-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 13 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Stoumont · 3 establishment units since 2016

establishment approximate All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Moulin du Ruy 1014987 Stoumont

Ground area

3.3 ha

Building footprint

1.1 ha

Volume, LiDAR

11,150 m³

4 parcels, Wallonia · tallest building 16.2 m, ±2 floors. Linked by address, not a title deed.

3 establishment units

LIVET & FILLES

Avenue Reine Astrid 127, 4900 SpaRetail trade

since 20162.251.615.864

LIVET & FILLES

Chemin de Xhénorie 1, 4890 Thimister-ClermontLimited-service restaurants

since 20162.251.615.963

station shop Q8

Avenue du Parc 27, 4800 VerviersRetail sale of chocolate and confectionery

since 20212.320.119.046

4 parcels

Wallonia 4 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63059A0347/00N000	Wallonia	2.5 ha	1 · 8,780 m²	-
63077C0541/00L002	Wallonia	5,293 m²	1 · 891 m²	7.4 m · 2 fl.
63072E0517/00A006	Wallonia	1,409 m²	1 · 636 m²	10.1 m · 2 fl.
63042C0724/00C000	Wallonia	541 m²	1 · 283 m²	16.1 m · 2 fl.