LAURELY
ActiveThe computed 12-month bankruptcy probability of LAURELY is 3.1% (moderate). The 2025 annual accounts show equity of €26k and a net result of €17k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 50% of 13306 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency55▼-45
Growth78=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 5.65 in 2024; short-term debt: 69.6% and cash: 88.7% of total assets), and 69.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.4%
Return on assets
20.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
53 d late
2023
30 d late
2022
32 d late
2021
66 d late
2020
90 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 55.7%
2024 · €59k
2018: €7k
2019: €17k
2020: €27k
2021: €41k
2022: €50k
2023: €55k
2024: €59k
2018 → 2025
Total assets
€85k▲ 20.7%
2024 · €71k
2018: €42k
2019: €45k
2020: €53k
2021: €72k
2022: €77k
2023: €80k
2024: €71k
2018 → 2025
Net result
€17k▼ 13.1%
2024 · €20k
2018: €-13k
2019: €9k
2020: €10k
2021: €15k
2022: €9k
2023: €4k
2024: €20k
2018 → 2025
Working capital
€26k▼ 54.6%
2024 · €56k
2018: €6k
2019: €11k
2020: €23k
2021: €36k
2022: €46k
2023: €51k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€50k▲ 21.4%€55k▲ 9.0%€59k▲ 7.3%€26k▼ 55.7%
Operating result€15k-€9k▼ 38.9%€14k▲ 51.2%€25k▲ 78.6%€22k▼ 13.7%
Net result€15k-€9k▼ 39.9%€4k▼ 49.2%€20k▲ 346%€17k▼ 13.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€378▼ 83.4%
Current assets
€85k▲ 24.2%
Equity and liabilities €85k
Equity
€26k▼ 55.7%
Debt
€59k▲ 391%
The debt ratio rises from 17.1% to 69.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2024 · €28k
Cash flow
€19k▼
2024 · €23k
Solvency
30.4%▼
2024 · 82.9%
Current ratio
1.43▼
2024 · 5.65
Quick ratio
1.40▼
2024 · 5.54
Debt / equity
2.29▲
2024 · 0.21
ROE
67.0%▲
2024 · 34.2%
ROA
20.4%▼
2024 · 28.3%
Interest coverage
65.29▼
2024 · 98.45
Debt
€59k▲
2024 · €12k
Debt ≤ 1 year
€59k▲
2024 · €12k
Income taxes
€4k▼
2024 · €5k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€85k▲
Fixed assets21/28€2k€378▼
Tangible fixed assets22/27€2k€378▼
Plant, machinery and equipment23€2k€378▼
Furniture and vehicles24€481-
Current assets29/58€68k€85k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€1k€6k▲
Trade receivables40€1k€3k▲
Other amounts receivable41€105€3k▲
Cash at bank and in hand54/58€66k€76k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€71k€85k▲
Equity10/15€59k€26k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€55k€22k▼
Amounts payable17/49€12k€59k▲
Amounts payable within one year42/48€12k€59k▲
Current portion of amounts payable after more than one year42€1k-
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€3k€475▼
Taxes450/3€3k€475▼
Other amounts payable47/48€4k€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€731€1k▲
Gross operating margin9900€29k€33k▲
Operating profit (loss)9901€25k€22k▼
Financial income75/76B€9€2▼
Recurring financial income75€9€2▼
Financial charges65/66B€288€364▲
Recurring financial charges65€288€364▲
Profit (loss) for the period before taxes9903€25k€21k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€20k€17k▼
Profit (loss) for the period to be appropriated9905€20k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€72k▲
Profit (loss) brought forward from the previous period14P€35k€55k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Highest result since 2018net €20k ▲346%
Operating result €25k, net result €20k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Maxlaan 1101030 SchaarbeekGround area
63 m²
Building footprint
71 m²
Volume, LiDAR
922 m³
Parcel 21905C0090/02Z006, Brussels · tallest building 23.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Poppins
since 20182.274.525.284
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0090/02Z006 | Brussels | 63 m² | 1 · 71 m² | 23.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.274.525.284
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BE 0790.691.243
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LES BARISTOCRATES
BE 0817.066.632
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LEOO
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2018
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.