SLIM-VERZEKERD

Active

Private limited companyfounded 2015active for 10 yearsSint-Elooisplein 41, 8793 Waregem, BelgiumKBO/BCE: BE 0640.904.239

Summary

SLIM-VERZEKERD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (-€99,710) and a net result of -€45,111. Equity is shrinking by about 6.8% per year across the filed financial years. Its solvency ranks better than 7% of 3,315 sector peers (NACE 66, financial year 2024). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

SLIM-VERZEKERDActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€1.4mtotal assets 2024

Staff: 3.6 FTE
Equity: -€99,710
Loss: -€45,111

Turnover not published (micro format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Steven VandebuerieDirector

Accounts 70 days overdue2 of 6 deeds read

Signalsraises riskWeak solvency vs sectorneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 3315 sector peers (2024).

NBB · sector comparison

Position among 3315 sector peers

Solvency

better than 7%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.

NBB · 9 filings

Deviation from the deadline

2025

not confirmed

2024

29 days late

2023

61 days late

2022

72 days late

2021

114 days late

2020

90 days late

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 66 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-02-2026 Capital & shares · Resignations &…Appointment: Steven Vandebuerie (non-statutory director)…
18-12-2025 RestructuringMerger · Accounting effect ·…
29-08-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2024: debts exceed assets -€99,710 View
Risk: 3 loss-making years in a rowloss financial year 2024 -€45,111 View
Caution: Among the weakest 5% on net resultsector median €30,392 · 3,318 companies -€45,111 View
Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
Merger with VERZEKERINGEN VANDEBUERIEmerger on 17-02-2026 2026 View
New directorlatest change 17-02-2026 · 1 in office 1 joined View